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All Journal At-Taradhi: Jurnal Studi Ekonomi Matra Pembaruan: Jurnal Inovasi Kebijakan Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Tasharruf: Journal Economics and Business of Islam Ekopem: Jurnal Ekonomi Pembangunan Islamiconomic: Jurnal Ekonomi Islam LEBAH International Journal of Tourism and Hospitality in Asia Pasific Padma: Jurnal Pengabdian Kepada Masyarakat Maqrizi : Journal of Economics and Islamic Economics Qonun Iqtishad EL Madani Journal
Asyahri, Yusuf
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Journal : Tasharruf: Journal Economics and Business of Islam

 1 
THE ROLE OF PRODUCTIVE ZAKAT IN REDUCING THE INCOME DISCREPANCY IN SOUTH KALIMANTAN PROVINCE Yusuf Asyahri; Faqih El Wafa
Tasharruf: Journal Economics and Business of Islam Vol 7, No 1 (2022): JUNE
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v7i1.1738

Abstract

This article aims to analyze the distribution of zakat funds, the impact of zakat funds on income, and the distribution of zakat in reducing income inequality in South Kalimantan Province. The analytical method used is the sample Paired t-test and the Lorenz Curve and Gini Ratio, with a mixed method. The results of the study provide findings, First, the distribution of zakat funds to Mustahik has gone through the stages of indicators including Goal Setting; Planning; Organizing; Staff Filling; Briefing; Supervision; Control; and Coordination. Second, distinguishing income before and after the existence of productive zakat assistance for economic empowerment. Third, the Gini coefficient shows that income inequality can be reduced by a reduction index of 0.1493 after the existence of productive zakat. Thus, it can be concluded that there is a difference in income before and after the distribution of productive zakat for economic empowerment and income inequality can be reduced by a reduction index of 0.1493 after the existence of zakat.
The Consumption Function Model of Coastal Communities in South Kalimantan based on the Use of Digitalization in Maslahat Perspective Faulidi Asnawi, Haris; Purnomo, Agus; Asyahri, Yusuf; Khaliq, Restu
Tasharruf: Journal Economics and Business of Islam Vol 9, No 2 (2024): December
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i2.3159

Abstract

The development of the Industrial Revolution 4.0 and the progress of the times in the era of Society 5.0 give an idea that information technology has entered various lines of people's lives so that the government encourages people to use the payment digitization system as a form of accelerating the push for economic and financial instruments in Indonesia. Many digitization systems are provided through non-cash payment instruments, one of which is Gopay, OVO, Mobile Banking, and Digital Wallets. The purpose of this research is to form a model of the pattern of public consumption approach based on the use of digitalization and also how the function of maslahah and the description of the digitalization of coastal communities. This study uses field methods and surveys. The sample used was respondents who used e-money in coastal communities with a total of 60 respondents determined based on the sampling quota. Then, it was analyzed using the Keynes consumption function model in macro terms and the consumption function in benefits. The results show that the consumption function model of coastal communities based on the use of digitalization is C = 539,487 + 0.17 Y with an Average Propensity to Consume (APC) value of 0.99 while APS is 0.01 while the Marginal Propensity To Consume Value = 0.17 and the Marginal Propensity To Saving Value= 0.83. Meanwhile, for the consumption function model, the use of digitalization in the perspective of benefits can be shown by the results Y = 3.368 + 0.725 C + 0.017 S + 0.064 X and for the value of Y = FS + S is Y = 2.853 + 0.775 FS + 0.065 S.
Co-Authors Agus Purnomo Annisa Mahfuzah ANNISA SAYYID As-Syahri, Hidayatullah Atika Zahra Maulida El Wafa, Faqih Gusti Marliani Hafizah Hafizah Haris Faulidi Asnawi Hidayatullah Ashari Khairina, Nadia Lisna Ariyani Muhaimin Muhaimin Restu Khaliq, Restu Risya Nindya Syaffitri Sahal, Luthfi Saputri, Rizki Aulia Syaffitri, Nabila Ahya Syaffutra, Ryanizard Arya Syafril Syafril Djaelani Syafril Syafril Syaugi Syaugi Taufik Hidayat