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All Journal PERMANA Jurnal Ilmiah Manajemen "E M O R" Andalas obstetrics and gynecology journal Journal of Sharia Economics Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Journal of Islamic Economics, Management, and Business (JIEMB) Jurnal Pengabdian Pada Masyarakat Indonesia (JPPMI) Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) SETARA: Jurnal Studi Gender dan Anak Maliki Islamic Economics Journal JABKO: Jurnal Akuntansi dan Bisnis Kontemporer Journal International Dakwah and Communication Journal of Social Work and Empowerment JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, dan Akuntansi Al-Aflah Journal of Accounting and Finance Jurnal Pengabdian Masyarakat ISEI BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Proceedings of International Conference on Islamic Economic Finance and Social Finance
Muttaqin, Ibnu
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Journal : Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah

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Religiosity and Consumer Acceptance of the Use of Islamic Digital Banking Services in Indonesia: An Extension of the UTAUT Model Muttaqin, Ibnu
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 2 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i2.4473

Abstract

The banking world responds to the concept of SDG's with the concept of Green Banking. The implementation of Green Banking is a demand of the current era, one of which is by implementing Digital Banking, both Digital Services and Digital Banks that have begun to exist in Indonesia. Measurement of digital service acceptance can refer to UTAUT theory, in Islamic banking it is suspected that religiosity contributes to the behaviour of digital service users. This research was conducted using quantitative descriptive techniques. Data was taken by distributing questionnaires obtained 186 respondents. The results show that performance expectations, business expectations, and facility conditions have no significant effect on interest in using, while social influence variables, interest in using, and religiosity are proven to have an effect with a positive coefficient direction. The results of the study recommend that companies focus on marketing strategies by utilizing social influence in the community and continue to increase public interest through promotions and other marketing activities. The religiosity side of customers also needs to be considered considering that it has a contribution to the behaviour of using digital services of Islamic banks in Indonesia.
Co-Authors A, Amirah Abdulloh Mubarok Abellia, Risma Fara Alnur Dewi, Windi Niyyati Amirah Andni, Riyan Anggra, Eva Ardianti, Ita Safitri Auliana, Dwi Avinash, Buschhaus Azzahra, Lailatul Maulida Baihaqi Fanani Bayu Tri Cahya Bevoor, Bevoor Catur Wahyudi, Catur Dian Rosita Dien Noviany Rahmatika Dzuriyah, Tsaniyatul Erlita, Ika Faiz Irsyad Prasetyo Hidayatun Nafiah, Hidayatun Istikomah Istikomah Johanna, Anne Kartika Sari, Windy Mardiyanto, Amanda Reza Widowati Maulydia, Siti Mei Rani Amalia Moh. Nurul Qomar, Moh. Nurul Mohammad Arridho Nur Amin Mudiarti, Hasna Na'imah, Nila Charirotan Nadhifah, Tuti Nafi, Ilman Noviyanti, Fanny Richa Panca Wahyuningsih Prasetyo, Ayu Tri Rahati, Yeni Ayu Risnawati, Heni Rizkiyah, Dwi Zuliana Saputra, Moch. Adika Sri Maryati Sri Murdiati Tasnim Nikmatullah Realita Tri Sulistiani Tri Sulistyani Wiyanti, Sari Wulandari, Santi Yuad, Haviz Yulistiowati, Melly Yuniarti Herwinarni