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All Journal MUQTASID HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam TSAQAFAH Iqtishoduna: Jurnal Ekonomi Islam Amalee: Indonesian Journal of Community Research & Engagement Al-Muqayyad Proceedings of Annual Conference for Muslim Scholars Jurnal Abdi Insani Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) ANALISIS - SCIENTIFIC JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND ACCOUNTING El-Qist : Journal of Islamic Economics and Business (JIEB) East Java Economic Journal Jurnal Keuangan dan Akuntansi Terapan (KUAT) EKONOMIKA SYARIAH : Journal of Economic Studies JEBI (Jurnal Ekonomi dan Bisnis Islam) Open Community Service Journal Jurnal Ilmiah Pengabdian dan Inovasi Eduvest - Journal of Universal Studies Easta Journal of Innovative Community Services The Es Economics and Entrepreneurship The Eastasouth Management and Business Eastasouth Journal of Impactive Community Services Klabat Journal of Management Global Education Journal JAMAS: Jurnal Abdi Masyarakat IIJSE FENOMENA: Journal of Social Science NGARSA: Journal of Dedication Based on Local Wisdom The Eastasouth Journal of Social Science and Humanities Proceeding of International Conference on Humanity Education and Society Mozaic: Islamic Studies Journal Khidmat: Journal Community Service Welfare: Jurnal Pengabdian Masyarakat AL-MUFIDAH : Jurnal Pengabdian Kepada Masyarakat
Masruroh, Nikmatul
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Journal : JEBI (Jurnal Ekonomi dan Bisnis Islam)

 1 
SUSTAINABLE FINANCIAL LITERACY POLICY IN BREAKING THE CHAIN OF DEBT AND RECEIVABLES IN HOUSEHOLDS FADLI, AHMAD; MASRUROH, NIKMATUL; FAWAID, YAZIDUL; SHAHRIN, ATTORI ALFI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 9, No 2 (2024): Juli - Desember 2024
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v9i2.1490

Abstract

The purpose of this research, firstly; explore the practices of accounts payable and receivable that occur in households, secondly; the formulation a sustainable financial literacy policy through digital applications and cooperative innovation and changing "titil" banks into sharia-based "installment" banks. The method used in writing this work is literature review and netnography. This approach is used to explore data via the internet from various conversations on social media as well as observing phenomena that occur in society related to debt and receivable transactions. Data was obtained through library or literature studies. Data analysis uses interpretive analysis to interpret data related to policies in carrying out continued financial literacy. Main findings in this research, namely, there are various types of debt practices in Indonesian households, there are models of debt to bank and non-bank financial institutions, there are models of debt to banks "titil", models of debt to loan sharks, models of debt via online applications (pinjol), debt to fellow neighbors, debt through cooperatives, debt by participating in social gatherings and so on. Various variations of debt models exist in Indonesian households. The way to overcome this is by presenting an application-based literacy policy. So, you can prevent debts from piling up further.
Co-Authors Abdul Muis Ahmad Afif Ahmad Fadli Ali Yusuf Al Qordhowi, Muhammad Anjani, Fiki Anwar, Jufan Afnani Azhari, Mohammad Hasan Babun Suharto Bella, Salma Salsa Cahyani, Dyah Ayu Chotib, Moch. Dono Hariyanto, Al Furqon Dzulkarnaen, Ahmad Fauzan . Fawaid, Yazidul Ferdianto Firmansyah, Yusril Hari Sukarno Hariyanto, Al Furqon Dono Hidayanti, Nur Hidayatullah, M.F. Ibadi, Hosnul Irfan Hamdani, Irfan Islamiyah, Iqlil Sua'ibatul Isnaeni, Firda Nur Is’adi, Munir Jannah Fauzia, Rizka Jannah, Ariniatul Jufan, Jufan Afnan Anwar Mahendra, M. Khoirunnas Esa Mareta, Fika Furi Mashudi Mashudi Maulana, RB. Ahmad Mauliyah, Nur Ika Mawaridi, Novi Izzah Melani, Vicha Anastasya Nafiah Nur Andini Nelly Septya Agus Salim Novitasari, Indri Dwi Putri Nurul Hidayat Putra, Kelvin Qardhawi, Muhammad Ali Yusuf Al Qurrotul Aini Rafidah, Nathania Nur Rafitri, Aqila Abyani Ramadhani, Andika Putra Ramadhani, Kurniawan Raziqi, Ahmad Rifa'i, Achmad Rini, Anggi Amanda Septia Rohmah, Farikhatur Romadhoni, Nur Ismi Saelasari, Eqgy Yulia Safitrih, Dina Ayu Sari, Rini Fatika Shahrin, Attori Alfi Silaturrohmah, Firda Siti Aminah Suhud, Moh. Suprianik, Suprianik Ulfah, Mariyah Umamah, Lidhatul Veronica, Anastasya Wardhana, Firmansyah Shidiq Widad, Ahmad Syarif Khusnul Yusril Firmansyah Zaini, Umi Kulsum Zakkiyah, Hafidhotuz Zeiniye, Zeiniye