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Journal : FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN

PENGARUH RASIO KEUANGAN DALAM MEMPREDIKSI FINANCIAL DISTRESS PADA BANK UMUM SYARIAH Rosydalina Putri
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 4, No 2 (2021): NOVEMBER
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jf.v4i2.651

Abstract

Penelitian ini ingin menguji sejauh mana pengaruh rasio keuangan dalam memprediksi financial distress pada Bank Umum Syariah. Bentuk penelitian ini adalah kuantitatif dengan analisis regresi logistik menggunakan SPSS versi 20. Objek penelitian ini adalah Bank Umum Syariah periode 2017-2019 dengan jumlah sampel 11 BUS yang ditentukan dengan teknik purposive sampling Hasil penelitian ini menunjukkan bahwa capital adequacy ratio berpengaruh secara signifikan dengan arah negatif terhadap financial distress dengan nilai signifikansi 0,013 dan nilai koefisien -0,132. Return on equity tidak berpengaruh secara signifikan dengan arah negatif terhadap financial distress dengan nilai signifikansi 0,273 dan nilai koefisien -0,140. Return on assets berpengaruh secara signifikan dengan arah negatif terhadap financial distress dengan nilai signifikansi 0,003 dan nilai koefisien -4,026.
PARTISIPASI PENYUSUNAN ANGGARAN DAN MOTIVASI KERJA TERHADAP KINERJA MANAJERIAL BANK SYARIAH Rosydalina Putri
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 4, No 1 (2021): APRIL
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jf.v4i1.593

Abstract

This study intends to obtain empirical evidence of the effect of budgeting participation and work motivation on managerial performance. The study was implemented in all Islamic Commercial Banks in Bandar Lampung in 2020. Data was collected by questionnaire sent to the leaders and employees that are directly related to expenditures and the determination of operational costs at Islamic Commercial Banks in Bandar Lampung. Of the 68 questionnaires distributed, there were 46 questionnaires that were returned or received with a 67,64% response rate. The data obtained were processed using The 3th version SmartPLS software with test results on the parameter coefficient between participation in budgeting and managerial performance. There was a positive effect with a t-statistic value of 3.981 and significant at 0.05. The second test result on the parameter coefficient between work motivation and managerial performance has a positive effect with a t-statistic value of 22.051 with a significant level of 0.05. The conclusion from this study states that budgetary participation and motivation to work together have an influence in determining managerial performance in Islamic banking in Bandar Lampung.