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Journal : Jurnal Ilmiah Wahana Pendidikan

Analisis Sektor Pembiayaan dalam Mendorong Suatu Pertumbuhan Usaha Mikro, Kecil dan Menengah (UMKM) Saputri, Isri Al Iqna; Riani, Devita; Syaharani, Maulitha Haliza; Hapsari, Pradipta Larasati Annisa Aulia; Nurailida, Nabila; Aisyah, Siti; Astawa, I Ketut
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 7.D (2025): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

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Abstract

MSMEs play a significant role in the national economy, but their growth is often hampered by various obstacles, especially in accessing financing from the formal sector such as banks and non-bank financial institutions. Some of the main obstacles faced by MSMEs in accessing financing include limited information, lack of financial literacy, strict requirements, and lack of collateral owned by business actors. The objectives to be achieved by the researcher in this study are to analyze the effect of access to the financing sector on the growth of micro, small and medium enterprises (MSMEs) and to describe the factors that hinder the accessibility of MSMEs. This study uses a qualitative and quantitative approach to evaluate the extent to which the financing sector can encourage the growth of MSMEs, as well as identify the hindering factors and solutions that can be applied to improve the accessibility of financing for MSMEs.
Konsistensi dan Kepastian Kebijakan Investasi di Indonesia Sidabutar, Amabel Yulia; Yusup, Mochamad Habbi; Victoria, Rain; Tantri, Raisya; Azzahra, Salma Putri; Astawa, I Ketut
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 8.A (2025): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

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Abstract

Investment is the activity of investing capital or money that is carried out to obtain a profit. someone who invests capital in a short period of time and a long period of time has their own benefits in the process of investing capital. the benefits obtained from investment are not like the salary of someone who works because the activities of this investment generate profits without having to do work. investment can be defined as the act or process of allocating a number of resources such as money, time, funds and effort in a stock of shares purchased in a company or asset and project projects that can be profitable in the future for investors. Investment decisions are the process of allocating investor funds by the management of a financial. investment can generate large profits in the future but in making investment decisions you must pay attention to goals, risks, market analysis, risk management and important actions, which must be considered in order to minimize losses that will occur. Investment decisions are one of the important factors that affect the value of a company.
Co-Authors Ade Maman Suherman Agung, A A Gde Ngurah Akbar, Fitra Anak Agung Sagung Kendran Anita Rahman Ansari , Teuku Syahrul Ansari, Teuku Syahrul Aprilia, Luna Puji Aprilia, Nadya Muli Ariani, Taufiqoh Bina Armoni, Ni Luh Eka Aurelly, Ivanka Freisha Azizah, Faiqah Nur Azzahra, Salma Putri Azzahra, Widy Ayu Artie Bendesa, Adinda Oktaviani Budi Susanto Caesar Rusmiadi, Panji Cantika, Bela Chandini, Haura Nasywa Dedi Pahroji Diana Sari Fadhilla, Angella Errieka Falihah, Hasna Gusmaria, Yenrizka Hadi Pura, Margo Hakim, Jumhur Hapsari, Pradipta Larasati Annisa Aulia Hasni, Nadia Nuraini Hayatul Iman, Candra Hendra Wijaksana I Gede Mudana I Ketut Suparta I Nyoman Winia Ida Bagus Komang Ardana Iswari, Benny Karfiatno, Fauzi Koswara, Indra Yudha Kurniati, Grasia Larasati, Clara Bunga Maharanisima, Shiva Ramadwiva Mansu G, Nicolo de’Albertgati Muhammad Yunus Ni Nyoman Sri Astuti Nurailida, Nabila Nurlailasari, Ella Oktaviani, Angelia Partini, Ni Made Siska Pasaribu, Audry Salsabila Pradnyani, Ni Luh Putu Lely Pramana, Made Dwitya Teja Putra, I Komang Gede Marthayana Putri, Nida Amalia Rama, Vanny Oktafia Putri Rani Apriani Riani, Devita Rizky, Leonardo Sahatatua, Richart Salsabila, Novi Sanches, Unggul Mario Hizkia Santika, A A Dwi Santoso, Imam Budi Saputra, Moh Raka Saputri, Isri Al Iqna Saputro, Bambang Sari, I Gusti Agung Mas Krisna Komala Sarjana, I Made Bram Setiady, Try Sidabutar, Amabel Yulia Siti Aisyah Siti Hamzah Marpaung, Devi Suardani, Anak Agung Putri Sudiarta, Made Sukmawati, Ni Made Rai Syaharani, Maulitha Haliza Tantri, Raisya Tinambunan, Wahyu Donri Tri Setiady, Tri Victoria, Rain Wendri, I Gusti Made Wiguna, Adhi Gani Yudha Koswara, Indra Yusup, Mochamad Habbi