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All Journal Islamadina : Jurnal Pemikiran Islam Paradigma : Journal of Science, Religion and Culture Studies Al-'Adalah EQUILIBRIUM Islamic Ecomonics Journal Falah : Jurnal Ekonomi Syariah AL QUDS : Jurnal Studi Alquran dan Hadis Al Tijarah Al-Muzara'ah El-Barka: Journal of Islamic Economics and Business Iqtishodia: Jurnal Ekonomi Syariah Tasharruf: Journal Economics and Business of Islam Jurnal Ilmu Perbankan dan Keuangan Syariah Journal of Islamic Economics and Finance Studies Journal of Islamic Economics and Philanthropy Poros Onim Al-Istinbath: Jurnal Hukum Islam Journal of Islamic Economics Lariba EKOBIS SYARIAH Abadi: Jurnal Ahmad Dahlan Mengabdi e-Jurnal Apresiasi Ekonomi MIMBAR : Jurnal Sosial dan Pembangunan JCAIP: Journal of Contemporary Applied Islamic Philanthropy Engagement: Jurnal Pengabdian Kepada Masyarakat Journal of Finance and Islamic Banking Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah TATHO: International Journal of Islamic Thought and Sciences
Susilo, Adib .
Program Studi Ekonomi Islam Fakultas Ekonomi dan Manajemen, Universitas Darussalam Gontor
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : Tasharruf: Journal Economics and Business of Islam

 1 
E-COMMERCE ON THE STUDY OF MASLAHAH MURSALAH (A REVIEW FROM AN ISLAMIC ECONOMIC PERSPECTIVE) Hassan Shakeel Shah; Adib Susilo
Tasharruf: Journal Economics and Business of Islam Vol 7, No 1 (2022): JUNE
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v7i1.1944

Abstract

Currently, technological developments have provided significant changes in world economic activities and transactions. As a Muslim community that follows Islamic Shari'a, they must have adequate comprehension of the latest forms of transactions so that the economic activities carried out do not conflict with Islamic economic principles. The purpose of this paper is to describe maslahah mursalah, electronic commerce (e-commerce), and how the function of e-commerce is related to maslahah mursalah. Through qualitative research methods with descriptive analysis, this paper describes e-commerce in the study of maslahah mursalah. The results of this paper's discussion reveal that The mechanism of e-commerce has similarities with the as-salam contract in the perspective of Islamic economics. Thus, an E-commerce transaction is a form of Maslahah (providing benefits/convenience) whose level is at Maslahah Hajiyyat in terms of muamalah activities that include the sale and purchase of bai’ as-salam. Thus, the conclusion is that e-commerce has incorporated the requirements of use maslahah al-mursalah.
REDETERMINING HALAL LIFESTYLE: A QURAN PERSPECTIVE Adib Susilo; Muhammad Kurnia Rahman Abadi; Setiawan Lahuri; Rizal Achmad
Tasharruf: Journal Economics and Business of Islam Vol 7, No 2 (2022): DECEMBER
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v7i2.2065

Abstract

This study aims to explore the verses in the Al-Qur'an which discuss the halal lifestyle which is the main resource for Muslims in everyday life. The method used in this study is a qualitative method with a library research approach which was carried out to explore the interpretation of the Qur'an about the halal lifestyle from the holy book, the Al-Qur'an. This study found that the halal lifestyle based on the perspective of the Qur'an can be continued in the aspect of consumption or lifestyle in choosing food, namely choosing between food, medicine, and products that are forbidden containing alcohol or pork, or choosing Food that is lawful in Islam, the food that is halal and?tayyib. It is the same also in the aspect of Muslim fashion, halal travel, and tourism, as well as in the fields of finance and charity. This research focuses on exploring the most common and familiar lifestyles practiced by the current generation. Further study of the details or even the digital lifestyle should be carried out by future research.
Loss Mitigation Strategies in Sharia Commericial Banks in Indonesia Anggraini, Putri Pindia; Sahroni, Abdullah; Jamil, Mahmud Alfan; Susilo, Adib
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.2944

Abstract

This research aims to determine the effect of Profit-Sharing Financing, Financing to Deposit Ratio (FDR), and Non-Performing Financing (NPF) on Profitability because there are several deviations in theory and there are still ratios in variables that do not comply with standards so this research is needed. This type of research is quantitative using secondary data. The population of this research is Sharia Commercial Banks in Indonesia and there are 9 samples selected using the purposive sampling method. The data analysis techniques used are descriptive statistics, panel data regression test, classical assumption test, hypothesis test and coefficient of determination using the Eviews 12 application. The results of this research show that partially the Profit Sharing Financing variable has no effect on the Profitability of Indonesian Sharia Commercial Banks, the Financing to Deposit Ratio (FDR) variable has a significant effect on the Profitability of Indonesian Sharia Commercial Banks, the Non Performing Financing (NPF) variable has no effect on the Profitability of Indonesian Sharia Commercial Banks, and simultaneously Profit Sharing Financing, Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) has a significant effect on the Profitability of Indonesian Sharia Commercial Banks. Profit Sharing Financing in this period is considered still low so it cannot influence the Profitability variable and the Profitability variable can be influenced by other financing. A balanced or high FDR can reflect efficiency in managing funds. using customer savings funds, so that banks can reduce their capital costs, which affects the ups and downs of profit margins and profitability, and effective risk management is one of the reasons why NPF has no effect on profitability.
Loss Mitigation Strategies in Sharia Commericial Banks in Indonesia Anggraini, Putri Pindia; Sahroni, Abdullah; Jamil, Mahmud Alfan; Susilo, Adib
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.2944

Abstract

This research aims to determine the effect of Profit-Sharing Financing, Financing to Deposit Ratio (FDR), and Non-Performing Financing (NPF) on Profitability because there are several deviations in theory and there are still ratios in variables that do not comply with standards so this research is needed. This type of research is quantitative using secondary data. The population of this research is Sharia Commercial Banks in Indonesia and there are 9 samples selected using the purposive sampling method. The data analysis techniques used are descriptive statistics, panel data regression test, classical assumption test, hypothesis test and coefficient of determination using the Eviews 12 application. The results of this research show that partially the Profit Sharing Financing variable has no effect on the Profitability of Indonesian Sharia Commercial Banks, the Financing to Deposit Ratio (FDR) variable has a significant effect on the Profitability of Indonesian Sharia Commercial Banks, the Non Performing Financing (NPF) variable has no effect on the Profitability of Indonesian Sharia Commercial Banks, and simultaneously Profit Sharing Financing, Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) has a significant effect on the Profitability of Indonesian Sharia Commercial Banks. Profit Sharing Financing in this period is considered still low so it cannot influence the Profitability variable and the Profitability variable can be influenced by other financing. A balanced or high FDR can reflect efficiency in managing funds. using customer savings funds, so that banks can reduce their capital costs, which affects the ups and downs of profit margins and profitability, and effective risk management is one of the reasons why NPF has no effect on profitability.
Co-Authors AA Sudharmawan, AA Abadi, Khafid Abdullah Sahroni Abdullah, Nurdianawati Irwani Achmad Fajaruddin Achmad Rizal Achmad Rizal Achmad Rizal Adzimi, Farkhan Rizky Ahmad Fanani Ahmad Lukman Nugraha Ahmad Rizal Alfiandri Setiawan Aminuddin Ma'ruf Aminuddin Ma'ruf Andi Triyawan Anggraini, Putri Pindia Ardi Akbar Tanjung Arie Rachmat Soenjoto Arie Rachmat Sunjoto Aris Munandar Ariyadi Ariyadi, Ariyadi Armina, Sheema Haseena Athoillah Islamy Athoillah Islamy Atika Rukminastiti Masrifah Aunika, Vita Budi Sukardi Chaerul Rochman Chaerul Rochman Che Embi, Nor Azizan Dlaifurrahman, Muhammad Edy Suandi Hamid Eko Nur Cahyo Fadhilah Abdullah Asuhaimi Fadilla Muhammad Mahdi Fayyidul Haq, Azriel Muhammad Gusti Muzainah Haris Setyaningrum Hassan Shakeel Shah Ika Prastyaningsih Imam Haryadi Imam Wahyu Indriawan In'ami, Moh Iqbal Imari Islamy, Athoillah Jamil, Mahmud Alfan Latif, Abdul Lesmana, Meichio M. Husni Tamrin M. Husni Tamrin M. Kurnia Rahman Abadi Meichio Lesmana Miftah Azzahra Miftahul Huda Mohamad Anton Athoillah Mufti Afif Muhammad Abduh Muhammad Abduh Neneng Ela Fauziyah Nor Azizan Che Embi Nurdianawati Irwani Abdullah Nurul Istiani Putra, Sadam Maherah Rofiqkhan Rahmad Hakim Rahmad Hakim Rahmad Hakim Rahman Abadi, M. Kurnia Rizal Achmad Rofiqo, Azidni S, Syamsuri Setiawan Bin Lahuri Subhan Mawardi Subhan Mawardi Suyoto Arief U’um Munawaroh Veithzal Rivai Zainal Widoyo, Agus Fatuh Zulihi, Zulihi