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All Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Circular : Jurnal Pendidikan Sosial Dan Ekonomi
Riswanto, Agus
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Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Other

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Journal : JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)

 1 
Analisis Strategi Penyelesaian Pembiayaan Bermasalah Pada Produk Murabahah Dalam Perspektif Ekonomi Syariah (Studi Kasus Pada Ksu Karya Terpadu Syariah Rarang Tahun 2020-2023 Utomo, Danang Prio; Riswanto, Agus; Marlina, Marlina
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 2 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i2.27182

Abstract

This study aims to: 1) identify the factors causing problematic financing in murabahah products at KSU Karya Terpadu Syariah Rarang, 2) determine the strategies for resolving problematic financing in murabahah products at KSU Karya Terpadu Syariah Rarang, and 3) analyze the strategies for resolving problematic financing in murabahah products from the perspective of Islamic economics at KSU Karya Terpadu Syariah Rarang.This research used a qualitative approach with a case study design. The data used included both primary and secondary data. Data collection techniques in this study involved observation, interviews, and documentation. The data analysis procedure used qualitative data analysis techniques.The results of this study indicate that: 1) the factors causing problematic financing in murabahah products stem from two sources: internal and external factors. 2) The strategies for resolving problematic financing in murabahah products at KSU Karya Terpadu Syariah Rarang include maintaining communication with customers, rescheduling, reconditioning, and confiscating and selling collateral. 3) Based on the analysis, the strategies for resolving problematic financing in murabahah products at KSU Karya Terpadu Syariah Rarang are in accordance with the perspective of Islamic economics, DSN MUI fatwas on murabahah financing, and do not contradict sharia principles
Pengaruh Program Magang Dan Studi Independen Bersertifikat (MSIB) Terhadap Peningkatan Self-Confidence Dan Peluang Kerja Mahasiswa Universitas Hamzanwadi Riswanto, Agus; Juaini, Muhamad; Aini, Qurratul; Ramdani, Dheta Alvina
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.29162

Abstract

This study aims to determine the impact of the certified internship and independent study (MSIB) program on the Self-confidence and job opportunities of Hamzanwadi University students. The design in this study is descriptive quantitative with a survey technique to obtain primary and secondary data and data from the MSIB Higher Education Program Coordinator at Hamzanwadi University. The population in this study was 61 respondents consisting of students who took the MSIB program at Hamzanwadi University from batches 1 - 5 in 2021/2022 - 2023/2024. The sampling technique used was a total sampling technique or census sampling. The data was processed using SPSS statistics ver. 22 with several tests, namely hypothesis analysis, classical assumption tests, and multiple linear regression. Based on the process data, between internship variables and student self-confidence with a t table value smaller than the calculated t (2.002 < 2.705) there is a positive influence, without any significant impact between internship variables and student job prospects with a t table value > calculated t (2.002 > -0.586), independent study variables on self-confidence with a lower calculated t value than the t table (1.784 < 2.002), independent study variables on job opportunities with a higher t table value than the calculated t (2.002 > 0.863), simultaneously there is a large effect between internship variables, certified independent studies (MSIB) on self-confidence with a table F value greater than the calculated F value (11.631 > 3, 16) and significantly affects between internship variables, certified independent studies (MSIB) on job opportunities with a calculated F value < F table (1.210 < 3.16). In R square (R2) on variable Y1, the results obtained were 26.2% and Y2 obtained 0.7%, meaning that students' self-confidence and job opportunities can be explained by the internship and certified independent study variables and the remaining 73.8% and 99.3% are unknown due to the influence of variables outside this study
Analisis Pengaruh Gaya Hidup Hedonis Terhadap Perilaku Konsumtif Dalam Perspektif Ekonomi Islam Pada Masyarakat Desa Jero Gunung Kecamatan Sakra Barat Kabupaten Lombok Timur Sholihah, Isfi; Riswanto, Agus; Zain, Rohaeniyah; Safitri, Yuliana
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 7 No 2 (2023): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v7i2.24949

Abstract

Consumption is the most basic human need. This is clearly  proven  in  the  people  of  Jero  Gunung  Village  where irrational and excessive consumption behaviour has been operating due to a hedonic lifestyle pattern. In fact, in Islamic economics, needs must be oriented towards rational and positive needs in accordance with the Islamic law. This research aims to determine the influence of a hedonic lifestyle on consumer behaviour from an Islamic economic perspective in the people of Jero Gunung Village. This type of research was quantitative correlational. The population of this research was the people of Jero Gunung Village who are indicated to have consumptive behaviour. The total research sample was 42 people using Simple Random Sampling techniques. The data analysis technique used in this research was simple regression analysis. The results of the research hypothesis test show that T count  >  T  table  with  scores  3.202  >  2.021.  Therefore,  the hypothesis which states "There was a significant influence between hedonic lifestyle and consumer behavior in the people of Jero Gunung Village" was accepted. The coefficient of determination or R2 shows a value of 0.204, which means that the hedonic lifestyle variable has an influence of 20.4% on the consumptive behaviour variable.   In   general,   the   hedonic   lifestyle   and   consumptive behaviour of the people of Jero Gunung Village are in the moderate category
Co-Authors Danang Prio Utomo Farhana Muhammad Hafiz, Nur Fitriani Hidayat, Ardian Marlina Marlina Muhamad Juaini Qurratul Aini Ramdani, Dheta Alvina Rozikin, Muh Safitri, Yuliana Sholihah, Isfi Zain, Rohaeniyah