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All Journal SainETIn Jurnal Penelitian Pendidikan IPA (JPPIPA) JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Jurnal FASILKOM (teknologi inFormASi dan ILmu KOMputer) JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Journal Transformation of Mandalika Al-Manahij : Jurnal Kajian Hukum Islam Piston: Jurnal Teknologi Jurnal Penelitian Ilmu komputer AT-TIJARAH: Journal Islamic Banking and Finance Research Buletin Ilmiah Ilmu Komputer dan Multimedia (BIIKMA) RESLAJ: Religion Education Social Laa Roiba Journal Journal of English Education and Social Science (JEESS) International Journal of Economics, Accounting, and Management Jurnal Ilmiah Niaga Bisnis Elektronik JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Jurnal Actual Organization Of Economic ( Jago-e)
Ramadhan
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Journal : Jurnal Ilmiah Niaga Bisnis Elektronik

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10.65133 ANALISIS EKONOMI BERKELANJUTAN DAN INKLUSIF TERHADAP REALISASI KPR SUBSIDI FLPP DI KEPULAUAN BANGKA BELITUNG Ramadhan; R. Manullang, Rizal; Tri Setyo Mulyani, Hendarti
Jurnal Ilmiah Niaga Bisnis Elektronik Vol 5 No 2 (2025): JURNAL ILMIAH NIAGA BISNIS ELEKTRONIK
Publisher : STIE IBEK Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61533/jinbe.v5i2.431

Abstract

Abstract - This study investigates the influence of sustainable and inclusive economic factors on the realization of subsidized housing loans (KPR FLPP) in Bangka Belitung Islands, Indonesia, during 2022–2024. Despite the region facing economic slowdown, rising unemployment, and environmental degradation, KPR FLPP realization remained unexpectedly high, prompting further analysis. This study aims to examine the impact of economic growth (PDRB ADHK), beneficiary income, and open unemployment rate on KPR FLPP realization, and the moderating role of Environmental Quality Index (IKLH). Using a quantitative approach and secondary data from relevant agencies, multiple linear regression and moderated regression analysis were employed. The findings reveal that economic growth and income significantly influence KPR FLPP realization, while the unemployment rate shows no significant effect. Moreover, IKLH significantly moderates the effect of economic growth and income, strengthening their relationship with housing loan realization. These results underscore the importance of environmental quality and inclusive economic policies in supporting national housing programs, particularly in regions with complex economic and ecological conditions.
Co-Authors Abdul Halim Muhammad Abdul Kadir Almira Keumala Ulfah ASIH PERWITA DEWI, ASIH PERWITA Dinda Dwi Prameswari Eli Nofriati Elvira Zondra, Elvira Entin Daningsih Fahnora Liza Falahuddin Febriyani, Pangesti Ayu Wandari Febriyanti, Inka Feri Candra Fransiska, Nadia Fuadi Fuadi Gunawan Hendri Hendransyah Intan Permatasari Iqbal Febtien Iwan Satriyo Nugroho Joko Suwarno Julfin M.Nur, Muklish Makmur Minati Muh Ledjandro Muh Nashiruddin Muh.Akbar Muhammat Reskiyanto Musa Al Faiz Nidaul Jannah Putra Halilintar, Masnur R. Manullang, Rizal Rahman, Galih Fathur Rudin. M Sobari Suli Suswana Tri Setyo Mulyani, Hendarti Ul Asri Valentine Talita Budiman Wardana, Ali Yohana Glori Duanto