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All Journal Journal of Economicate Studies Muttaqien; Indonesian Journal of Multidiciplinary Islamic Studies Zona Law And Public Administration Indonesia Journal of Islamic Law (EJIL)
Susandi, Adi
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Zona Law And Public Administration Indonesia

 1 
Islamic Views on Riba in Muamalah Based on the Qur'an Hadith Susandi, Adi; Romli, Muhammad; Rahman, Adun
Zona Law And Public Administration Indonesia Vol. 2 No. 5 (2024): September 2024
Publisher : Yayasan Mentari Madani

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Abstract

Riba refers to the provision of additional value given by exceeding the nominal amount of a loan at the time of repayment. The interest rate is determined based on a certain percentage charged to the borrower. In Arabic, riba means excess or addition (az-ziyadah). In Islam, riba is strictly prohibited. The Qur'an explicitly declares that riba is forbidden because it is considered harmful and creates injustice in economic transactions. This prohibition aims to maintain social balance and protect parties involved in transactions from economic exploitation. This study employs a qualitative method with a library research approach. This approach aims to explore the views of scholars and authoritative Islamic sources, such as the Qur'an, hadith, and fiqh literature. Based on the findings from various reliable sources, Islamic law clearly states that riba is haram. This prohibition is supported by theological and ethical arguments emphasizing the importance of justice and blessings in all aspects of muamalah. Thus, riba is not only viewed as an economic issue but also as a moral and spiritual concern that must be avoided by Muslims
Applying Islamic Economic Law in Productive Zakat Management A Case Study of Amil Zakat Institutions in Indonesia Susandi, Adi; Sunaryo Mukhlas, Oyo
Zona Law And Public Administration Indonesia Vol. 3 No. 4 (2025): July 2025
Publisher : Yayasan Mentari Madani

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This study explores the application of Islamic economic law in the management of productive zakat by Amil Zakat Institutions in Indonesia. The research aims to analyze how legal principles derived from Islamic jurisprudence (fiqh muamalah) are implemented in real-world zakat programs designed to empower the poor through sustainable economic activities. Using a qualitative case study method, data were collected from institutional reports, interviews with zakat officers, and documentation of program outcomes. The findings show that while most institutions adhere to core legal frameworks such as DSN-MUI fatwas and national zakat regulations, there remain gaps in contract standardization, post-disbursement supervision, and alignment with maqashid sharia. Some programs emphasize legal compliance but neglect social impact, highlighting a form over substance tendency. The study recommends integrating maqashid sharia principles and participatory development approaches to enhance both the legal validity and socio-economic effectiveness of productive zakat. These insights contribute to the development of sharia-compliant governance and support innovation in Islamic philanthropic management
Co-Authors Muhammad Romli dan Suprihatin Andes Ismayana Mukhlas, Oyo Sunaryo Rahman, Adun Sofian Al Hakim, Sofian Virliana, Nadya Zahra