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Journal : Jurnal Ilmiah Raflesia Akuntansi

Peran BAZNAS Dalam Pemberdayaan Ekonomi Santri Melalui Program Zmart Santripreneur Azis, Ismi; Yolanda, Agnes; Khairunnisa, Arista
Jurnal Ilmiah Raflesia Akuntansi Vol 10 No 1 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i1.460

Abstract

To increase the benefits of zakat in terms of economic empowerment, a zakat distribution program is needed that supports empowerment, namely not only consumptive but also productive. BAZNAS, in terms of economic empowerment of santri, distributes funds to help santri to become empowered and independent by holding an economic empowerment program through the zmart santripreneur program. This research was conducted on the Zmart Santriprenuer group of Bengkulu Province. This research uses a qualitative approach with a case study type. The data sources used are primary data and secondary data with data collection methods through interviews, observation and documentation. Data analysis techniques use data reduction, data presentation and drawing conclusions. The theory used in this research is the theory of the role of social workers proposed by Jim Ife, and the theory of empowerment outcome indicators according to Sumodiningrat. The aim of this research is to find out the role and results of the empowerment carried out by BAZNAS for students through the Zmart Program, especially Zmart students in Bengkulu Province . The BAZNAS institution is considered to be able to minimize poverty and thus empower students. Because in Islam, we are taught to share with each other in order to achieve prosperity. The research results show that the role of BAZNAS in empowering the students' economy has been carried out optimally. This is proven that BAZNAS has carried out its roles, namely the role as a social worker in economic empowerment for students who receive Zmart Santriprenuer assistance in Bengkulu Province through programs providing business capital assistance, training and group mentoring. Keywords: BAZNAS, Economic Empowerment, Zakat .
Kompensasi Dalam Ekonomi Islam Oktasari, Orin; Capriyanti, Orisa; Yolanda, Agnes; Suryani, Mardian; Khairunnisa, Arista
Jurnal Ilmiah Raflesia Akuntansi Vol 10 No 1 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i1.462

Abstract

Compensation in Islamic Economics, Compensation is the basic, or minimum, wage/salary and any additional payments paid directly or indirectly, whether in cash or in kind, by employers to workers in connection with the employment relationship. Compensation has an important role in the welfare of employees in a company/organization. Providing compensation to employees needs special attention from the organization/company in order to motivate employees and persist in working in the organization or company, because this is the area where there are many gaps in the implementation of compensation. For example, the minimum wage has not been realized, there is no social and health security. Islam explains that compensation must be given to employees as a reward that has been promised by employers, employers will get the results of work that has been completed while workers will get wages or compensation for the energy they have expended, then there is no gender difference in receiving wages/ reward from Allah. This concept of justice in wages dominates every practice that has ever occurred in Islamic countries. The basic principle used by the Prophet and Khulafaur Rasyidin was middle, moderate in determining employee wages, not too much or too little (proportional). The main purpose of providing wages is so that employees meet all their basic life needs. So, they are not encouraged to take actions that are not justified just to provide for themselves and their families (not corruption), therefore workers are required to get wages or compensation for the energy they have expended fairly and appropriately. Keywords: compensation, Islamic economics
Jejak Efisiensi Transmisi Kebijakan Moneter Berganda Di Indonesia Khairunnisa, Arista; Suryani, Mardian; Capriyanti, Orisa; Azis, Ismi; Oktasari, Orin
Jurnal Ilmiah Raflesia Akuntansi Vol 10 No 2 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i2.473

Abstract

Abstrak—. This research explains the need for dual monetary policy transmission to support Islamic finance and improve the economy which seeks the development of dual monetary policy transmission in Indonesia from 2003 to 2023 using a type of literature research. The results of research conducted from 2003 to 2023 found that monetary policy transmission using the sharia system was more effective compared to the conventional system. However, there is a sharia transmission route that has a negative value in economic growth, namely the profit sharing route. So it is necessary for the central bank to make a policy to handle the SBIS fee itself without adopting SBI as a cyan in calculating profit sharing Keywords: Moneter Policy, dual system banking,
Analisis Pemikiran Abdullah Saeed Tentang Riba dan Bungan Bank Dalam Perspektif Ekonomi Islam Suryani, Mardian; Capriyanti, Orisa; Khairunnisa, Arista
Jurnal Ilmiah Raflesia Akuntansi Vol. 10 No. 2 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i2.568

Abstract

The aim of this research is to find out Abdullah Saeed's thoughts about usury and bank interest and to find out the Islamic economics review of Abdullah Saeed's thoughts about usury and bank interest. The research carried out was library research (library research) with a qualitative descriptive approach. Data used in this research: Primary data is data obtained through a series of activities and main data sources in research and secondary data is data obtained through collecting or managing data in the form of documentation studies (document analysis) in the form of reviewing personal documents, references. references or regulations (literature reports, writings, etc.) that are relevant to the research object. From the research results it was found that: According to Abdullah Saeed usury is the taking of additional funds from basic assets or capital in vanity. Bank interest does not include usury, because it does not involve exploitation of the poor (not unjust). Islamic economics review of Abdullah Saeed's thoughts regarding usury and bank interest. There are differences in views between Abdullah Saeed and Islamic economics regarding bank interest. Where Abdullah Saeed gives the view that bank interest in conventional banks is permissible because it does not contain elements of injustice, whereas in the Islamic economic system the term interest is not recognized because According to Islam, interest is usury which is forbidden, therefore Islamic economics replaces the interest system with profit sharing. Keywords: Usury, Bank Interest, and Islamic Economics.