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All Journal Emanasi Jurnal Ilmu Keislaman dan Sosial Kordinat : Jurnal Komunikasi antar Perguruan Tinggi Agama Islam Journal of Islamic Economics Lariba Proceeding Mercu Buana Conference on Industrial Engineering
Fajar, Ade
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Religion Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Social Sciences Other

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Journal : Emanasi Jurnal Ilmu Keislaman dan Sosial

 1 
Analisis Faktor-Faktor Yang Mempengaruhi Mahasiswa Dalam Menggunakan QRIS Fajar, Ade; Salama, Hartini; Nurfahira, Muhammad Tegar; Suwarni, Indah
Emanasi : Jurnal Ilmu Keislaman dan Sosial Vol 7 No 1 (2024): Jurnal Emanasi Volume 7 Edisi 1 Tahun 2024
Publisher : Asosiasi Dosen Peneliti Ilmu Keislaman dan Sosial

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Abstract

College students are part of the community who have advantages in obtaining information and knowledge that is obtained easily and quickly compared to the general public, so that the use of QRIS can be used easily to meet student academic and other needs in daily activities. The purpose of this study was to analyze partially and simultaneously the factors that influence the interest of Ibnu Chaldun University students in using QRIS. This study uses descriptive quantitative methods. The population of this study were all students of Ibnu Chaldun University with 100 samples and data collection techniques using questionnaires in the form of google forms. This research is expected to be a reference for Bank Indonesia, and QRIS developers to continue to improve its quality so that it is in demand by the wider community. The results of this study indicate that Performance Expectancy, Social Environment and Habits have a positive and significant effect on student interest, especially at Ibn Chaldun University, and the most dominant factor is habit.
Pengaruh Persepsi Terhadap Keputusan Nasabah Bank Syariah Indonesia (Bsi) Kantor Cabang Pembantu Jakarta Pondok Indah Office Tower 6 Menggunakan Bsi Mobile amen, Marsella Amen; Fajar, Ade; Suwarni, Indah; Huda, Mifta
Emanasi : Jurnal Ilmu Keislaman dan Sosial Vol 7 No 1 (2024): Jurnal Emanasi Volume 7 Edisi 1 Tahun 2024
Publisher : Asosiasi Dosen Peneliti Ilmu Keislaman dan Sosial

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Mobile Banking merupakan salah satu aplikasi yang diberikan oleh bank termasuk di Bank Syariah Indonesia yang diberi nama BSI Mobile. BSI Mobile adalah aplikasi yang dapat diakses di perangkat smartphone nasabah dan dapat digunakan untuk keperluan layanan bank. Tujuan penelitian ini adalah untuk mengetahui terdapat pengaruh persepsi terhadap keputusan nasabah Bank Syariah Indonesia Kantor Cabang Pembantu Jakata Pondok Indah Office Tower 6. Penelitian ini menggunakan metode kuantitatif deskriptif. Populasi dari penelitian ini adalah seluruh nasabah Bank Syariah Kantor Cabang Pembantu Jakarta Pondok Indah Office Tower 6 dengan 100 sampel dan teknik pengumpulan data menggunakan kuesioner dalam bentuk google form. Dari penelitian ini diharapkan dapat menjadi acuan bagi Bank Syariah Indonesia, untuk terus meningkatkan kualitas BSI Mobile agar diminati oleh masyarakat secara luas. Hasil penelitian ini menunjukan bahwa terdapat pengaruh persepsi terhadap keputusan nasabah menggunakan BSI Mobile dengan hasil analisis thitung (18,857) > ttabel (1,984) dan nilai signifikansinya 0,001 < 0,1,. Secara simultan variabel persepsi berpengaruh positif dan signifikan yang dibuktikan dari hasil analisis Fhitung > Ftabel (355,590 > 2,005) dan nilai signifikansi 0,000 < 0,1. Hal ini dapat disimpulkan bahwa keputusan nasabah menggunakan BSI Mobile dipengaruhi oleh persepsi nasabah terhadapan kemudahan mobile banking.
Pengetahuan Masyarakat Pulo Gebang Permai Tentang Produk Perbankan Syariah Adelia, Sisi; Salma, Hartini; Fajar, Ade
Emanasi : Jurnal Ilmu Keislaman dan Sosial Vol 7 No 1 (2024): Jurnal Emanasi Volume 7 Edisi 1 Tahun 2024
Publisher : Asosiasi Dosen Peneliti Ilmu Keislaman dan Sosial

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Abstract

This research used a combination of interviews, qualitative methods, and literature review to achieve its objectives. Primary data was obtained through interviews conducted with the community, while secondary data came from relevant books and theses. The collected data was analyzed using qualitative descriptive methods, and subsequent discussion produced deductive conclusions based on the research results. This research aims to achieve two main objectives: first, to assess the level of knowledge of the Pulo Gebang Permai community about sharia banking products, and second, to identify the factors that influence their knowledge about these products. The results of this research reveal that public understanding of sharia banking products in Pulo Gebang Permai is still limited, with the main contributing factor being the lack of adequate outreach efforts from banking institutions. Improving communication and education is very important to not only increase awareness, but also promote a deeper understanding of the products offered by banks that are in accordance with sharia principles. This means that economics in Islam is a science that studies everything in life and of course also has a purpose. Bearing in mind the development of sharia banking in Pulo Gebang Permai so far the level of public knowledge in understanding sharia banking products is still minimal, this requires efforts from the sharia banking side and apart from good promotions, it must also change the public's view of sharia banks.
Analisis Faktor – Faktor Yang Mempengaruhi Minat Generasi Milenial Memilih Bank Syariah (Studi Kasus Pada Masyarakat Kecamatan Makasar Kota Jakarta Timur) Muktar, Irvan; Fajar, Ade; Salama, Hartini
Emanasi : Jurnal Ilmu Keislaman dan Sosial Vol 8 No 1 (2025): Jurnal Emanasi Volume 8 Edisi 1 Tahun 2025
Publisher : Asosiasi Dosen Peneliti Ilmu Keislaman dan Sosial

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Abstract

This study examines the influence of knowledge, religiosity, location, and service on the interest of the millennial generation in choosing an Islamic bank in Makassar District, East Jakarta. The purpose of this study is to be able to find out the factors of knowledge, religiosity, location and service that affect the millennial generation's interest in choosing Islamic Banks. This study uses a descriptive quantitative method The sample size is 100 residents, with a questionnaire used for data collection. The results of the study show that knowledge, religiosity, and location have a negative and insignificant influence on the interest of Generation Y in choosing Islamic banks in the Makassar area. The service had a positive and significant influence, with a count of 3,296 > a table of 1,968 and a significance value of 0.001 < 0.05. However, the variables of knowledge, religiosity, location, and services had a significant influence, with a count of 6.390 > 2.47 and a significance value of 0.000 < 0.05. The study concluded that the millennial generation's interest in choosing an Islamic bank is influenced by four factors: knowledge, religiosity, location, and service. This research can be a reference for Islamic banking services to improve the quality and attractiveness of the millennial generation.
Co-Authors Adelia, Sisi amen, Marsella Amen Ari, Teguh Aris, Sofian Daniel Happy Putra Hardius Usman Huda, Mifta Indah - Suwarni Maulana, Ikbal Muktar, Irvan NA, Azzahro Nurdin Sobari Nurfahira, Muhammad Tegar P, Edi P Prayoga, Gilang Salama, Hartini Salma, Hartini Sari, Shania Ratna Satrio, Deo Yudistira, Wildan