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All Journal Jurnal Dimensi Humanism : Jurnal Pengabdian Masyarakat Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Agroteksos Share: Jurnal Ekonomi dan Keuangan Islam Riwayat: Educational Journal of History and Humanities International Journal of Islamic Economics (IJIE)
Sartiyah Sartiyah
Fakultas Ekonomi Dan Bisnis, Universitas Syiah Kuala
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences

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Journal : Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI)

 1 
PENGARUH PROMOSI, KEPERCAYAAN DAN RELIGIUSITAS TERHADAP PERSEPSI MASYARAKAT PADA PEMBIAYAAN MURABAHAH DI KOTA BANDA ACEH Akhyar Tarvi; Sartiyah Sartiyah
JURNAL ILMIAH MAHASISWA EKONOMI ISLAM Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Vol.1 No.1, Mei 2019
Publisher : FEB Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeki.v1i1.13432

Abstract

The purpose of this study was to determine the effect of promotion, trust and religiosity on public perception of Murabaha financing in Islamic banks in the city of Banda Aceh. This research uses primary data and secondary data. The population is 110,184 people of Banda Aceh City and the sample is determined using the Slovin formula of 100 people. Primary data from the sample were obtained by interview using a questionnaire. Secondary data is obtained from relevant institutions, namely the Central Statistics Agency (BPS). The model used is multiple linear regression. The results showed that promotion, trust and religiosity simultaneously affected people's perceptions in Murabaha financing. Partially and promotion and religiosity have a positive effect while a trust does not have an effect on people's perceptions of Murabaha financing in Banda Aceh City.Keywords: Promotion, trust, religiosity, perception, murabaha                                                    Abstrak Tujuan penelitian ini untuk mengetahui pengaruh promosi, kepercayaan dan religiusitas terhadap persepsi masyarakat pada pembiyaan murabahah pada bank syariah di Kota Banda Aceh. Penelitian ini menggunakan data primer dan data sekunder. Populasi adalah penduduk Kota Banda Aceh sebanyak 110.184 orang dan sampel ditentukan dengan menggunakan rumus slovin sebesar 100 orang. Data primer dari sampel diperoleh dengan wawancara mengunakan kuesioner. Data sekunder didapat dari lembaga terkait yaitu Badan Pusat Statistik (BPS). Model yang digunakan adalah regresi linear berganda. Hasil penelitian menunjukan bahwa promosi, kepercayaan dan religiusitas secara simultan berpengaruh terhadap persepsi masyarakat dalam pembiayaan murabahah. Secara parsial dan promosi dan religiusitas berpengaruh positif sedangkan kepercayaan tidak berpengaruh terhadap persepsi masyarakat pada pembiayaan murabahah di Kota Banda Aceh.
MOTIVASI PENGUSAHA INDUSTRI MAKANAN DAN MINUMAN HALAL TERHADAP PEMBIAYAAN PERBANKAN SYARIAH DI KOTA BANDA ACEH DAN KABUPATEN ACEH BESAR De-Erista Mirati Putri; Sartiyah Sartiyah
JURNAL ILMIAH MAHASISWA EKONOMI ISLAM Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Vol. 2 No.1, Mei 2020
Publisher : FEB Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeki.v2i1.16242

Abstract

This study aims to analyze the knowledge, lifestyle, promotion and product quality on the decisions of halal food and beverage industry entrepreneurs in using Islamic banking financing in the City of Banda Aceh and Aceh Besar Regency. This research is a quantitative study using a questionnaire to the halal food and beverage industry entrepreneurs. The population of halal food and beverage industry entrepreneurs in this area obtained 119 and using the Slovin method obtained a sample of 68 respondents. The method of data analysis uses binary logistic regression. The results showed that simultaneous knowledge, lifestyle, promotion, and product quality affect financing in Islamic banking. Partially lifestyle and product quality have an effect, while knowledge and promotion have no effect on the entrepreneur's decision to use financing in Islamic banking. Odd ratio results indicate that the entrepreneurial lifestyle and product quality have a greater influence on the use of financing in Islamic banking than the use of credit in conventional banking.
ANALISIS PENGARUH PENDUDUK MISKIN, MARGIN KEUNTUNGAN, INFLASI DAN HARGA EMAS TERHADAP PENYALURAN PEMBIAYAAN RAHN PADA PEGADAIAN SYARIAH PROVINSI ACEH Rina Febriana; Sartiyah Sartiyah
JURNAL ILMIAH MAHASISWA EKONOMI ISLAM Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Vol. 3 No. 1, Mei 2021
Publisher : FEB Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeki.v3i1.18501

Abstract

This study aims to examine the effect of impoverished people, profit margins, inflation, and gold price on the distribution of rahn financing at Islamic Pawnshop in Aceh Province. This study also used time series data analysis by using the Ordinary Least Square (OLS) method, the results of the study showed that simultaneously impoverished people, profit margins, inflation, and gold price had a significant influence on the distribution of rahn financing in Aceh Province. Partially, gold price has a positive and significant, impoverished people has a negative and significant, while profit margins and inflation had no influence on the distribution of rahn financing at Islamic Pawnshop in Aceh Province. Based on the results of this study, the pawnshop is expected to be able to maintain and enhance its role. So that, it remains a financial institution that can solve problems without problems in accordance with its slogan.  Penelitian ini bertujuan untuk menguji pengaruh penduduk miskin, margin keuntungan, inflasi, dan harga emas terhadap penyaluran pembiayaan rahn pada Pegadaian Syariah Provinsi Aceh. Penelitian ini menggunakan analisis data time series dengan metode Ordinary Least Square (OLS), hasil penelitian menunjukkan bahwa secara simultan penduduk miskin, margin keuntungan, inflasi, dan harga emas memiliki pengaruh   signifikan terhadap penyaluran pembiayaan rahn pada Provinsi Aceh. Secara parsial, harga emas memiliki pengaruh positif dan signifikan, penduduk miskin memiliki pengaruh negatif dan signifikan, sedangkan margin keuntungan dan inflasi tidak memiliki pengaruh terhadap penyaluran pembiayaan rahn pada Pegadaian Syariah Provinsi Aceh. Berdasarkan hasil penelitian ini, diharapkan lembaga pegadaian dapat menjaga dan meningkatkan perannya agar tetap menjadi lembaga keuangan yang dapat menyelesaikan masalah tanpa masalah sesuai dengan slogan yang dimilikinya.
Co-Authors *Al Munawir Ahmad Nizam Akhyar Tarvi Amri De-Erista Mirati Putri Eddy Gunawan Ervin Nora Susanti Ikhsan Khairil Umuri Muhammad Haris Riyaldi Mutia Hanifah Nur Aidar Nurma Sari Rina Febriana Suriani Suriani Syahriyal Teuku Muhammad Syahrizal Usman, Musliadi Bin Yusrizal Yusrizal