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All Journal Cakrawala Pendidikan Jurnal Ekonomi Kuantitatif Terapan Trikonomika: Jurnal Ekonomi Journal of Economics, Business, & Accountancy Ventura Jurnal Ekonomi dan Studi Pembangunan (Journal of Economics and Development Studies) Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan AL ISHLAH Jurnal Pendidikan Jurnal Pendidikan Ekonomi & Bisnis Jurnal Pengabdian Pada Masyarakat Jurnal Pendidikan Edutama Ekspose: Jurnal Penelitian Hukum dan Pendidikan Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat East Asian Journal of Multidisciplinary Research (EAJMR) Journal of Language, Literature, and Arts (JoLLA) International Journal of Economics and Management Research Journal Research of Social Science, Economics, and Management Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Indonesian Economic Review Economic Development Analysis Journal
Dwi Wulandari
Universitas Negeri Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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Journal : Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP)

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Faktor yang mempengaruhi keputusan pengambilan kredit konsumtif pada aparatur sipil negara Kecamatan Lumajang Rangga Adi Caksana; Dwi Wulandari
Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Vol. 1 No. 9 (2021)
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1155.989 KB) | DOI: 10.17977/um066v1i92021p889-905

Abstract

Abstract This study aims to explain the influence of financial literacy, the nature of materialism, gender, level of education on consumer credit decision making in the State Civil Apparatus of Lumajang District. The total sampling based on the 10 percent slovin formula was 46 people, the sampling in this study used simple random sampling. Based on the results of the t test, it shows that financial literacy and the nature of materialism have a positive and significant effect, while gender and education level have a negative and significant effect. Abstrak Penelitian ini menyelidiki pengaruh dari literasi keuangan, sifat materialisme, jenis kelamin, dan tingkatan pendidikan, pada pengambilan keputusan kredit para konsumen yang merupakan pegawai negeri sipil di Kabupaten Lumajang. Sejumlah 46 orang sampel diambil menggunakan rumus 10 persen Slovin dan simple random sampling. Hasil dari uji t menunjukkan bahwa literasi keuangan dan sifat materialism memiliki efek yang positif dan signifikan, sedangkan jenis kelamin dan tingkat pendidikan menunjukan efek negative dan signifikan.
Co-Authors Abbas, Muhammad Hasyim Ibnu Agus Sumanto Bagus Shandy Narmaditya Eddy Sutadji Eirene Yonastasia Riyadi Feny Putri Emyliani Grisvia Agustin Hadi Sumarsono Hari Wahyono Hendry Cahyono Ika Permatasari ika wahyu widyawati Inayati Dwi Putri Inayati Nuraini Dwiputri Kevin Danurdoro Lutfi Asnan Maesa Rani Mahirah Kamaludin Masnurul Hidayat Muhammad M. Haki Al-Arif Nora Ria Retnasih Ovy Prasanto Pragita Aci Adistya Puji Handayati Putra Hilmi Prayitno Rangga Adi Caksana Rani Septiani Remond Joey Paywala Reza Ahmad Aulia Rima Handayani Shadi Emad Areef Alhaleh Siti Maimunah Purnamasari Siti Rosnita Binti Sakarji Siti Rosnita Sakarji Sugeng Hadi Utomo Suryati Ishak Thomas Soseco Vidya Purnamasari Wida Rahayuningtyas Yuniar Adhinaya Yulianti