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All Journal Jurnal Ilmiah Ekonomi Islam Ulumuna: Jurnal Studi Keislaman Al-Infaq: Jurnal Ekonomi Islam
Bariyyatin Nafi'ah
Universitas Airlangga
Religion Economics, Econometrics & Finance Education Social Sciences

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Journal : Jurnal Ilmiah Ekonomi Islam

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Analisis Faktor-faktor Yang Dapat Mempengaruhi Pengentasan Kemiskinan di Indonesia (2016- 2019) Bariyyatin Nafi'ah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (238.661 KB) | DOI: 10.29040/jiei.v7i2.2206

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis Zakat, Infaq, Shadaqah, Indeks Penbangunan Manusia (IPM), Inflasi terhadap pengentasan Kemiskinan di Indonesia (periode Tahun 2016-2019). Data yang digunakan pada penelitian ini adalah data sekunder dan metode yang digunakan yaitu analisis regresi data panel menggunakan Random Effect Model dengan bentuan program Eviews 9 untuk memperoleh gambaran antar satu variabel dengan variabel yang lainnya. Penelitian ini terdiri dari 34 Provensi yang ada di indonesia selama 4 tahun yakni dari tahun 2016- 2019. Hasil penelitian ini menunjukkan bahwa variabel ZIS memiliki pengaruh terhadap pengentasan kemiskinan sedangkan IPM dan Inflasi tidak perpengaruh signifikan terhadap pengentasan Kemiskinan. Berdasarkan pada hasil regresi dengan menggunakan rendom effect mode yang terlihat pada tabel, diketahui bahwa nilai koefisien determinasi sebesar 0,679005 memiliki arti bahwa ZIS, IPM dan Inflasi berpengaruh terhadap tingkat kemiskinan sebesar 67, 9 %. Sedangkan sisanya 30,3 % dipengaruhi oleh hal yang lain yang tidak di analisis pada penelitian ini. Kata Kunci : Kemiskinan, Zakat Infaq Shadaqah (ZIS), Indeks Pembangunan Manusia (IPM) dan inflasi. Absrtac This study aims to analyze Zakat, Infaq, Sadaqah, Human Development Index (HDI), Inflation on poverty alleviation in Indonesia (2016-2019 period). The data used in this study are secondary data and the method used is panel data regression analysis using the Random Effect Model with the form of the Eviews 9 program to obtain an overview between one variable and another. This study consists of 34 proventions in Indonesia for 4 years, from 2016 to 2019. The results of this study indicate that the ZIS variable has an influence on poverty alleviation while HDI and inflation have no significant effect on poverty alleviation. Based on the regression results using the rendom effect mode shown in the table, it is known that the coefficient of determination of 0.679005 means that ZIS, HDI and inflation have an effect on the poverty rate by 67.9%. While the remaining 30.3% is influenced by other things that are not analyzed in this study. Keyword: Poverty, Zakat Infaq Sadaqah (ZIS), Human Development Index (HDI) and inflation
Analysis of Factors Affecting on Saving Intention in Islamic Bank: The Case in Indonesia Hariyanto Hariyanto; Bariyyatin Nafi'ah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4308

Abstract

This study aims to investigate the effects of religiosity and service quality on saving intention in Islamic banks towards Muslim communities in East Java Indonesia. In addition, this study also wants to find out whether there is an influence of gender, educational background, Islamic education, and geography on the intention to save in Islamic banks. This study uses a positive approach and structural equation modeling-partial least square (SEM-PLS) analysis technique. The sampling method used in this study is convenience sampling, with a total of 100 respondents. The results reveal that religiosity does not affect the saving intention of Muslim communities, while the service quality has a significant impact on the saving intention of the Muslim communities in East Java Indonesia. This result indicates that the better the service quality of Islamic banks, the more people's saving intentions will increase. Educational background and Islamic education affect the intention to save in Islamic banks, while gender and geography have no effect. The practical implication is the Islamic banks may focus on improving service quality, the financial capability of the bank, customer attraction through employee behavior, focusing on the reputation of the bank, and offering variant services.
Pengaruh Aktivitas Lembaga Keuangan Syariah terhadap Pertumbuhan Pembiayaan UMKM Hariyanto Hariyanto; Bariyyatin Nafi'ah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.3780

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Return On Assets (ROA), Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on MSME Financing at Sharia Rural Banks in Indonesia for the 2015-2019 Period. This study uses multiple linear regression which is processed using Eviews 9. The results of this study indicate that ROA has no effect on MSME financing, but CAR, NPF AND FDR have a significant effect on MSME financing at Sharia Rural Banks.
Co-Authors Farisul Haq Hariyanto Hariyanto Nur Rachmat Arifin Sri Haerianingrum