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All Journal Jurnal Ilmu Pertanian Indonesia AGROEKOTEKNOLOGI Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Jurnal Kebijakan Pemerintahan Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Didaktika Pendidikan Dasar Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Pustaka: Jurnal Bahasa dan Pendidikan International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Child, Family, and Consumer Studies DUNIA KEPERAWATAN: JURNAL KEPERAWATAN DAN KESEHATAN International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah JURNAL ILMIAH PENELITIAN MAHASISWA JURNAL MULTIDISIPLIN ILMU AKADEMIK
Mutia Rahmah
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THE USE OF QRIS, SHARIA FINANCIAL LITERACY, SHARIA FINANCIAL INCLUSION AND PROMOTION TO INCREASE THE INCOME OF HALAL MSME ACTORS IN LHOKSEUMAWE CITY Muhammad Hafizh; Mutia Rahmah; Noviami Trisniarti; Nabila Novianita; Safuani Marsya
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 4 No. 5 (2024): October
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v4i5.2073

Abstract

This study aims to provide evidence of the relationship between the use of QRIS, Islamic financial literacy, Islamic financial inclusion and promotion on increasing the income of halal MSME actors in Lhokseumawe City. The population in this study is the community of halal MSME actors in the city of Lhokseumawe. The sampling technique used in this study is using the Slovin Formula method so that a sample of 96 Halal MSME actors is obtained. This research is a quantitative research using secondary data and primary data collected by questionnaire or questionnaire techniques. The questionnaire was analyzed using quantitative descriptive statistical analysis. with a significanty rate of 5%. Based on the results of the study, it was concluded that the research data was declared to be normally distributed, free from deviations from classical assumptions (multicollinearity, autocorrelation, heteroscedasticity). The test results stated that the independent variables (QRIS, Sharia Financial Literacy, Sharia Financial Inclusion and promotion) were able to explain the bound variable (Halal MSME Income) by 40.07%. Partially, the QRIS variable does not have a significant influence on the income of halal MSME actors, while Sharia Financial Literacy, Sharia Financial Inclusion and promotion have a partial effect on the income of Halal MSME actors. Which means that the higher the level of Sharia Financial Inclusion, the understanding of Sharia Finance in Halal MSME Actors, the more likely they are to get an increased income and become part of the main pillar of economic development policies which are very important to alleviate poverty, encourage sustainable economic growth.
Co-Authors . Zulfan A.S. Satyaningtijas Andika Al Imran Anggi Mayang Sari Anggi Rahayu Annisa Maulidya Arif Darmawan Darmawati Muchtar Defiah Anggarini Br Manurung Dewi Prabuwati Dhian Ririn Lestari Diana Sofia Hanafiah Dina Marni Dwi Meutia Hasni Fajar Meutia Fannia Masrur Aini Hanna Salsabila Hasty Lesiani Hendripides Hendripides Herawati Husnul Khatimah Irni Rahmayani Johan Jullimursyida Lolla Illona Elfani Kausar Luthfi Aziz Mahmud Siregar M. Arifin Arifin Marta Dwi Rifka Megawati Simanjuntak Meilenda Astuti Mentari Riswanti Muhammad Hafizh Muhammad Hafizh Murtala Muttaqien Nabila novianita Naufal Bachri, Naufal Noviami Trisniarti Rachmawati, Kurnia Rahmatunnisa Ronald Tarigan Ropiko Duri Safuani Marsya Septiany, Maulidya Suarman Suarman Teuku Zulkarnaen Thol’at Hamdi Ulfa Mahira Wardatul Husna