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Journal : Ekasakti Jurnal Penelitian dan Pengabdian (EJPP)

PENGARUH PERSEPSI LITERASI KEUANGAN, KEMANFAATAN, KEMUDAHAN, DAN RISIKO TERHADAP MINAT GENERASI Z DALAM MENGGUNAKAN QRIS Putri, Alma Nabila Kuntoro; Amelia Setiawan; Hamfri Djajadikerta
Ekasakti Jurnal Penelitian dan Pengabdian Vol. 4 No. 2 (2024): Ekasakti Jurnal Penelitian & Pegabdian (Mei 2024 - Oktober 2024)
Publisher : LPPM Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/ejpp.v4i2.1125

Abstract

This research focuses on analyzing whether there is an influence of perceptions of financial literacy, usefulness, ease of use, and risk on Generation Z's interest in using QRIS. The research method used is quantitative, with data obtained through a Google Form questionnaire, resulting in 203 respondents. IBM SPSS Statistics 26 was used to process 150 samples, with a confidence level of 95% and a margin of error of 5%. The tests conducted included validity, reliability, normality, heteroscedasticity, multicollinearity, regression, partial tests (t-test), simultaneous tests (f-test), and finding the adjusted R². Previous research had similarities in the dependent variables, namely perceptions of financial literacy, usefulness, ease of use, and risk, while the update is the different dependent variable, which is Generation Z's interest in using QRIS. From the hypothesis testing results, it was concluded that perceptions of financial literacy, usefulness, ease of use, and risk have an influence on Generation Z's interest in using QRIS. The results of this study can be a consideration for those who want to research further with the same variables to compare with existing literature findings. Additionally, it can enhance readers' knowledge about factors that can increase interest in using QRIS.
Co-Authors Adela Agustinus Susilo Aldifayan, Nisrina Amelia Setiawan Amelia Setiawan Andhella, Sylviana Andriana, Gisella Angela Kayla Jannessa Agustinus Angelina Cindy Setiawan Anjarany, Shabrina Audrey Aurelia Binekas, Bani Cahaya Putra, Vicky Dzaky Calista, Nissa Chandra, Haryani Devina Nathania Devinsa Aurelle Gunawan Devita Wulandari Dewanti, Monica Paramita Ratna Putri Erwin Kornelius Faninda, Sandra Fanji Farman Felita Aileen Fransisca Ardieta Amabel Christy Gisella Andriana Glorie Fajar Paularine Golda Chrissty Natalie Grace Meyliana Hermawan Gunawan, Agnes Regina Gustantio, Esther Rendy Hafiz Rahmansyah Yusup Haki, Billy Adriyadi Halim, Fidelia Vanessa Hanna Priscilla Haryani Chandra Haryanto Haryanto Haryono, Jane Magdalena Irma Suryani Jesslyn, Vellicia Jesslyn Jocelyn Andhari Avrilly Josephine Patricia Bunga Rimta Joychristy, Eveline Judith Tagal Gallena Sinaga Katlea Fitriani Khaliza, Lidya Adisti Ghaida Nur Kusuma Natita, Rendi Lilian Danil Lusanjaya, Gery Lusanjaya, Gery Raphael Marcella Virginia, Agnes Marjuka, Martinus Yuwana Marshanda Azalia Michael Michael Michael Michael Monica, Cassia Nikolaus, Khoe Felicia Nina Septina Nurhadewa, Kresna Patrick Pebrian Pratama Putri, Alma Nabila Kuntoro Rahman, Erpi Renisha Rizki Indrawan Robert Vincent Kristanto Rustanto, Vina Regina Samuel Wirawan Santoso, Nathalia Santoso, Urip Sasmitapura, Angga Setiawan , Amelia Setiawan, Stanley Shafira Meiza Paradisha Shavinna Dwi Gunawan Stephen Sanjaya Kusnandar Susilo, Agustinus Sylvia Fettry Sylvia Fettry E.M Tanaya, Alicia Tarigan, Rita Corolina Valencia, Jessica Valerie Vania Vashti Vareen Canovala Veronika Veronika Viony Fransiska Wijaya, Chandra Ferdinand Yanuarita Hendrani Yeremias Budi Irawan Yuwono, Aurelia Marvetta