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All Journal EkoBis ( Ekonomi & Bisnis ) Jurnal ASET (Akuntansi Riset) Kompartemen : Jurnal Ilmiah Akuntansi Jurnal Pengabdian Masyarakat Karya Husada (JPMKH) Jurnal Fokus Manajemen Bisnis Community Empowerment Buletin Abdi Masyarakat (BAM) Borobudur Management Review Urecol Journal. Part B: Economics and Business Prosiding University Research Colloquium
Friztina Anisa
Universitas Muhammadiyah Magelang, Indonesia
Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary

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Journal : Jurnal ASET (Akuntansi Riset)

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FINTECH PAYMENT ADOPTION AMONG MICRO-ENTERPRISES: THE ROLE OF PERCEIVED RISK AND TRUST Anissa Hakim Purwantini; Friztina Anisa
Jurnal ASET (Akuntansi Riset) Vol 13, No 2 (2021): JURNAL ASET (AKUNTANSI RISET) JULI-DESEMBER 2021
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jaset.v13i2.37212

Abstract

The current adoption of fintech payment technology by MSMEs is motivated by the trend of using digital money. This study presents an investigation the factors that influence the intention to use fintech payments (e-money, e-wallet and Electronic Data Capture) in micro-enterprises. Furthermore, this study will explore more specifically the role and perceived trust and risk in fintech payment adoption. This study uses a quantitative method by distributing surveys to 136 Micro, Small and Medium Enterprises using convenience sampling technique. The results indicated that perceived usefulness, risk and trust are the important drivers of the adoption fintech payment among the micro-enterprises. The results of this study reveal interesting findings, risk perception has a significant positive effect on intentions to use fintech payments.
Co-Authors Anindita Lintang Damayanti Geraldine Arumsari Okta Irmawati Ayudya Windhiasani Handarini Azalia Azalia Decka Ari Rahmadhanty Doni Agung Cahyono Eliza Febriyani Erick Prafitra Aldiki Erika Putri Leni Islamiati Luk Luk Atul Hidayati Melati Kusumaning Tyas Muhammad Habib Alfarizqi Narindra Cahya Kusuma Ratri Novia Dwi Rahmasari Purwantini, Anissa Hakim Robiul Fitri Masithoh Septi Wibowo Shylvia Ratna Dewi Siti Nurul Iftitah Tuturo Swasono Upik Milenia Jamin Zaki Fu'adi