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Journal : Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis

DAMPAK FINANCIAL TECHNOLOGY TERHADAP KINERJA BANK UMUM KONVENSIONAL DI INDONESIA Mar'atushsholihah, Shafyra Nuruzzakiyya; Karyani, Tuti
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 7, No 1 (2021): Januari 2021
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v7i1.4707

Abstract

Financial technology merupakan salah satu inovasi dalam sektor pelayanan jasa keuangan. Fintech menawarkan kemudahan akses permodalan khususnya bagi masyarakat yang masih kesulitan dalam menjangkau sektor formal seperti petani. Sehingga, fintech dipandang sebagai inovasi yang disruptif terhadap aktivitas Bank Umum Konvensional sebagai salah satu lembaga formal sektor keuangan di Indonesia. Tujuan penelitian ini adalah untuk mengetahui perbedaan kinerja Bank Umum Konvensional setelah pengesahan regulasi fintech pada tahun 2016 oleh OJK ditinjau dari rasio keuangan bank. Periode penelitian dilakukan pada rentang tahun 2014-2019. Jumlah sampel sebanyak 86 Bank Umum Konvensional yang terbagi ke dalam kelompok bank berdasarkan kepemilikan: Bank Persero, Bank Pembangunan Daerah (BPD), Bank Swasta Nasional, dan Bank Asing. Data dan informasi diperoleh dari Otoritas Jasa Keuangan. Metode analisis yang digunakan adalah uji sampel berpasangan dan Wilcoxon signed rank test terhadap variabel CAR, BOPO, LDR, NIM, ROA, dan NPL. Hasilnya diketahui bahwa terdapat perbedaan CAR, LDR, NIM, dan ROA pada kelompok bank BPD; perbedaan NIM pada kelompok Bank Persero; dan perbedaan NPL pada kelompok Bank Swasta Nasional setelah pengesahan regulasi fintech tahun 2016.
FAKTOR-FAKTOR YANG MEMPENGARUHI PETANI KOPI DI DESA PULOSARI KECAMATAN PANGALENGAN DALAM MEMILIH SISTEM POLA TANAM MONOKULTUR DAN POLIKULTUR Elza Rosalia; Tuti Karyani
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 6, No 2 (2020): Juli 2020
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.101 KB) | DOI: 10.25157/ma.v6i2.3244

Abstract

Coffee commodity is very potential and has markets both domestically and abroad. Bandung Regency is one of the coffee producers who strives to develop the quality and quantity of coffee in order to improve the welfare of the community. To meet the market demand, farmers have different ways, especially in the application of planting patterns, where currently there are growing coffee monoculture and polyculture. The research objective is to identify monoculture and polyculture farmers' income and analyze the factors that influence coffee farmers to choose a monoculture and polyculture cropping system. Data analysis using logistic regression methods. The results showed monoculture farmers' income was higher than polyculture income without adding up income from vegetables. However, the income of monoculture farmers is lower than the income of polyculture by adding income from vegetables. The logistic regression test results show that the factors that influence farmers to choose a planting pattern are the age of the farmer, the distance of the farm to the farmer's residence, the distance of the farm to the coffee processing plant, and the age of the coffee plant.
ANALISIS RISIKO USAHATANI CABAI MERAH BESAR (Capsicum annuum L.) DI DESA SUKALAKSANA KECAMATAN BANYURESMI KABUPATEN GARUT Raini Hurul Misqi; Tuti Karyani
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 6, No 1 (2020): Januari 2020
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (198.982 KB) | DOI: 10.25157/ma.v6i1.2684

Abstract

Sukalaksana Village is one of the areas in the Banyuresmi District of Garut Regency, which is known as a red chili producer. Although it has highly economic value, red chili is one of agricultural commodities that have farming risks, both production risk, cost and income. The research objectives are (1) identify the source of farming risk, (2) analyze the level of farm risk (production risk, cost risk, and income risk), and (3) determine the farmer's strategy of overcoming a farm risk. The analysis model uses a descriptive analysis and risk analysis (a coefficient of variation). The results showed that there were opportunities for production, cost, and income risk of conducting red chili farming. Production risk is caused by weather conditions and pests that attack red chili plants. The cost risk is caused by the high costs incurred by farmers in the use of production facilities due to the high price of chemical fertilizers and pesticides. Revenue risk is caused by the quality of production due to pests and diseases, high costs of production facilities, and price fluctuations. The strategy carried out by farmers in dealing with production risks is to maintain the plants well but still use chemicals. The strategy for dealing with costing risk is to borrow money from the dealer or family. But so far the farmers have not made a strategy to deal with income risk because the current risk of income is the accumulation of production risk and chili cost and price risk.
PARTISIPASI MASYARAKAT DALAM PENGEMBANGAN AGROWISATA DAN DAMPAKNYA TERHADAP SOSIAL EKONOMI MASYARAKAT (Studi Kasus pada Agrowisata Kampung Flory, Sleman, Yogyakarta) Zaqiah Ramdani; Tuti Karyani
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 6, No 2 (2020): Juli 2020
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.372 KB) | DOI: 10.25157/ma.v6i2.3399

Abstract

Sleman Regency, Yogyakarta has a tourism potential that is a destination for local and foreign tourists. Kampung Flory is one of the attractions in Sleman Regency that carries the concept of back to nature and community-based tourism (CBT). The study was conducted aiming to determine the participation of the community involved in the development of Kampung Flory and its impact on the socio-economic conditions of the community. This research uses a qualitative approach with case study. Determination of the research subject purposively and the data were analyzed through methods of observation, interviews, literature study, documentation, and likert scale. The analysis showed that community participation in the planning and evaluation stages was in the moderate or good category, as for the stages of implementation and utilization of the results it has been very good, it's just that in the communities involved there are still not many, so it is necessary to optimize the human resources involved. The socio-economic impacts felt by the people of Kampung Flory include being able to work together with fellow citizens by working together, being able to increase knowledge and knowledge, being able to increase income, and being able to create jobs so as to reduce unemployment and poverty.
KARAKTERISTIK DAN PERILAKU PENGUNJUNG AGROWISATA KAMPUNG PASIRANGLING Elly Rasmikayati; Tuti Karyani; Dika Supyandi; Fellingga Cahayu Garwa Widadari Budoyo; Bobby Rachmat Saefudin
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 7, No 1 (2021): Januari 2021
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v7i1.4754

Abstract

Kawasan agrowisata Kampung Pasirangling memiliki daya tarik agrowisata tersendiri bagi para pengujungnya seperti agrowisata pupuk feses sapi, biji kopi kemasan, permen karamel, dan minuman honje. Tujuan dari penelitian ini adalah mendeskripsikan karakteristik pengunjung dan perilaku berkunjung dari pengunjung agrowisata Kampung Pasirangling. Metode penelitian yang digunakan adalah metode penelitian survei kepada 15 pengunjung dan wawancara mendalam dengan key informan. Hasil penelitian menunjukkan bahwa karakteristik pengunjung agrowisata Kampung Pasirangling didominasi oleh remaja laki-laki dan perempuan dalam rentang usia 17-25 tahun yang sebagian besarnya merupakan mahasiswa/i perguruan tinggi dari luar Kabupaten Bandung Barat. Dari segi perilaku berkunjung, pengunjung paling banyak memperoleh informasi mengenai Kampung Pasirangling dari teman lalu pengunjung yang merasa puas mempromosikannya kepada teman-temannya yang lain lalu bersama-sama melakukan kunjungan sehingga kebanyakan dari mereka sudah pernah berkunjung sebelumnya. Mayoritas pengunjung melakukan kunjungan untuk kegiatan yang berkaitan dengan wisata alam terutama berkemah. Ada juga yang bertujuan untuk pendidikan agrowisata seperti agrowisata hutan lindung, pupuk feses sapi dan pohon tegakan namun persentasenya masih kecil.
ANALISIS FAKTOR PRODUKSI USAHATANI CABAI MERAH KERITING (Capsicum annum L.) DENGAN MENERAPKAN ATRAKTAN (Suatu Kasus di Kecamatan Pasirwangi Kabupaten Garut) Tuti Karyani; Sumarno Tedi
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 7, No 1 (2021): Januari 2021
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v7i1.3935

Abstract

Curly red chili (Capsicum sp) is a horticultural commodity that is categorized as a commercial commodity, the main obstacle to red chili cultivation is pest attack, one type of pest that always arises and often destroys chili plants is fruit flies ((Bactrocera spp), but it can be controlled by The use of attractants, pest control using attractants is estimated to reduce production costs and ultimately increase farmers' income. The aim of this study was to analyze the production factors of the production of curly red chilies with and without using attractants in Garut Regency. This research was conducted in Pasirwangi District, Garut Regency, with a survey method on 72 curly red chili farmers. Data were analyzed using production function analysis The results showed that: Land area, seeds, urea fertilizer, Za fertilizer, KCl fertilizer, NPK fertilizer, organic fertilizer, pesticides and labor had an effect on products ii curly red chilies in Pasirwangi District, Garut Regency, the use of attractants affects the production of curly red chilies.
FAKTOR-FAKTOR YANG BERHUBUNGAN DENGAN KEMANDIRIAN PETANI DALAM PENGAMBILAN KEPUTUSAN USAHATANI DI KSM JAYA AMANAH, KABUPATEN BANDUNG Dhyna Dellaura Pujakesuma; Tuti Karyani
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 6, No 2 (2020): Juli 2020
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.571 KB) | DOI: 10.25157/ma.v6i2.3610

Abstract

Indonesian agriculture is not free from capital problems so farmers still depend on moneylenders, middlemen, and government assistance. Islamic financing implemented by KSM Jaya Amanah by utilizing ZISWAF funds is aimed to empowering  the community so it will improve the attitudes and behavior of each individuals and groups to become independent. This study aims to analyze the factors related to the independence of farmers in farm decision making. This research used quantitative research design with a census techniques. The method that is used for data analysis is descriptive statistical analysis and Spearman’s Rank test. The results showed that the independency of farmers of KSM Jaya Amanah in farm decision making is classified as moderate. The factors related to the independence of farmers in farm decision making are age, sex, farming experience, information’s availability and availability of facilities and infrastructure.
KOMPARASI PENDAPATAN PETANI KOPI ORGANIK DAN KONVENSIONAL (Suatu Kasus di Desa Margamulya, Kecamatan Pangalengan, Kabupaten Bandung, Jawa Barat) Rahma Az-Zahra Saroja; Tuti Karyani
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 7, No 1 (2021): Januari 2021
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v7i1.3822

Abstract

The demand for organic products is increasing because of changes in consumer patterns or lifestyles. Awareness of the dangers used synthetic chemicals in agricultural cultivation makes organic farming or sustainable agriculture attract the attention of consumers and producers of organic coffee. The government supports the trend of organic products by forming a program of 1,000 organic farming villages. This study aims to analyze differences in income of organic and conventional coffee farmers. This research was conducted in Margamulya Village, Pangalengan Regency, West Java. Margamulya Village as the center of West Java coffee production and one of the villages chosen as one of the organic villages in the 1000 organic farming village program in Indonesia. The sample used in this study was 56 respondents consisting of 28 organic farmers and 28 conventional farmers obtained through the Slovin formula and taken by area sampling methods. The method used in this research is comparative quantitative research methods. Data analyzed with comparative income analysis using the Independent Sample T-Test. The analysis shows that the income of conventional farmers is higher than organic farmers. The production of organic coffee farmers still lower then conventional farmers because they are still new to applying the organic cultivation system. Organic farmers have not received a premium price for their organic coffee products.
ANALISIS EFISIENSI ALOKATIF USAHATANI CABAI MERAH BESAR DI DESA SUKALAKSANA KECAMATAN BANYURESMI KABUPATEN GARUT Tina Sonia; Tuti Karyani; Agus Susanto
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 6, No 1 (2020): Januari 2020
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v6i1.2613

Abstract

Most of farmers in Sukalaksana Village Banyuresmi District are red chili farmers, but their red chili production has not been optimal so that the productivity of red chili in Sukalaksana is the lowest compared to other village. Production is influenced by production factors, the right combination of production factors is needed to produce optimal and economically efficient production. The purpose of this study is to identify the factors that influence production and analyze allocative efficiency of production factors in red chili farming in Sukalaksana Village. The research method used was a survey method with analytical techniques using the Cobb Douglas production function model. The results showed that labor, seeds, manure, NPK fertilizer, and pesticides simultaneously influenced the production of red chili in Sukalaksana Village with 85.3 percent determination coefficient. Production factors that partially have a significant effect on red chili production in Sukalaksana Village are labor, seeds, and NPK fertilizer. Based on allocative efficiency analysis, labor and seeds has not been efficient so its needs to be added, NPK fertilizer is not efficient so its needs to be reduced.
PENERAPAN SISTEM PERTANIAN ORGANIK DI KELOMPOK TANI MEKAR TANI JAYA DESA CIBODAS KABUPATEN BANDUNG BARAT Fauzia Imani; Anne Charina; Tuti Karyani; Gema Wibawa Mukti
Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 4, No 2 (2018): Juli 2018
Publisher : Universitas Galuh Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v4i2.1173

Abstract

The application of conventional farming systems causes negative impacts for the environment and consumers, an effort made to deal with the negative impact is by changing conventional farming systems into organic. In 2010, the government released the Go Organic program and the area of certified organic farming reached into maximum point in that year. Until now there are many farmers who claim that their agricultural products are the organic one. Mekar Tani Jaya Farmer Group has conducted organic cultivation for 18 years. The aim of this research is to find out  the application of organic farming system in Mekar Tani Jaya in accordance with SNI 6729: 2016, and also to know what are the obstacles faced by Mekar Tani Jaya in the implementation of organic farming system. This research is used qualitative descriptive method with through a case study technique. This research also using Miles and Huberman data analysis model and  fishbone analysis model. The results is the percentage of conformity organic farming system by Mekar Tani Jaya Farmer Group with SNI 6729 : 2016 is about 94 percent (%). Meanwhile, the main problem that faced by Mekar Tani Jaya  Farmer Group is not all of the organic farming system according to SNI 6729: 2016 can be applied thus make an impact to other aspects.Keywords: Organic Farming, SNI 6729 : 2016, farmer group.
Co-Authors Achmad Septio Achmad Septio Ade Irawan Adela, Aqila Shafa Agriani H Sadeli Agriani Hermita Sadeli Agus Susanto Ahmad Choibar Tridakusumah Ahmad Thoriq Akbar, Ujang Amalia Putri, Amalia Anne Charina Aris Farianto Ashfia Mulya Ulfah Ashfia Mulya Ulfah, Ashfia Mulya Astrini, Carmelita Auli, Wildan Azahra, Shabrina Puti Benyamin, Gamaliel Bobby Rachmat Saefudin Calista, Mila Quinsy Carmelita Astrini Cindy Pedekawati Cindy Pedekawati Deby Diana Dewijanti, Indra Irjani Dharmawan, Sarah Setiasih Dharmawan, Sarah Setiasih Dhyna Dellaura Pujakesuma Dian Rahmawati Dika Supyandi Dini Rochdiani Djuwendah, Endah SP. Dwiartama, Angga E Supriadi R Eddy Renaldi Eka Purna Yudha Eliana Wulandari Elly Rasmikayati Elza Rosalia Endah Djuwendah Endah Djuwendah Erna Rachmawati Ernah, Ernah Ery Supriyadi Ery Supriyadi R. Eti Suminartika Fathoni, Ilham Dwi Fauzia Imani Fellingga Cahayu Garwa Widadari Budoyo Gema Wibawa Mukti Gema Wibawa Mukti Hendar Nuryaman Hepi Hapsari Hesty Nurul Utami Ignatia Rahmadani Putri Palupi Ima Marlina Iwan Setiawan Karin Nafia Pramesti Karl Andhika Mahaputra Kirana, Sesilia Kusno, Kuswarini Kuswarini Kusno Kuswarini Kusno Kuswarini Kusno Kuswarini Kusno Kuswarini Kusno Lestari, Auliya Nabilla Noor Lies Sulistyowati Lies Sulistyowati Lies Sulistyowati Sulistyowati Lucyana Trimo, Lucyana M., Nurul Risti Mar'atushsholihah, Shafyra Nuruzzakiyya Marlina, Ima Muhammad Fadli Muthiah Syakirotin Muthiah Syakirotin Nida'a Khoirunnisa Nur Syamsiyah Nur Syamsiyah Nur Syamsiyah Nurhana Jafaruddin Nurul Risti M, Nurul Risti Nurul Risti Mutiarasari Nurul Risti Mutiarasari O Hasbiansyah Oktavia, Soverani Pandi Pardian Pedekawati, Cindy Pitania Naelil Zakiyah Puspita, Gusti Reza Putri, Salsabilah Azzahra Qanti, Sara Ratna R, E Supriadi R. Az-Zahra S R.Sana Aulia Salsabila Rahma Az-Zahra Saroja Rahmah, Ulya Raini Hurul Misqi Rani Andriani Budi Kusumo Resa Ana Dina Riantin Hikmah Widi Riantin Hikmah Widi Riky Rizkiansyah Rohayati Suci Indrianingsih Ronnie S. Natawidjaja Rustidja, Ery Supriyadi Ryandana, Dendy Sadeli, Agriani H Sarah Setiasih Dharmawan Sartika, Sheila Ruth Septio, Achmad Sesilia Kirana Sheila Ruth Sartika Siahaan, Emil Morris Gumanti Soverani Oktavia Sri Fatimah Subhika, Ikha Sulistyodewi Nur Wiyono Sulistyodewi Sulistyodewi Sumarno Tedi Supriyadi, E Supriyadi, Ery Syakirotin, Muthiah Tedi Hartoyo Terence, Daniel Tina Sonia Trimo, Lucyana Trisna Insan Noor Ugih Sugiarto Ugih Sugiarto Ujang Akbar Umi Untari Untari, Umi Vega Chendra Mulyana Widi, Riantin Hikmah Yayat Sukayat Yuhasyra, Dzikra Yulia Sari Zainal Arifin Zainal Arifin Zaqiah Ramdani Zumi Saidah