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iwan setiawan
UIN Sunan Gunung Djati Bandung
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Journal : Al-Infaq: Jurnal Ekonomi Islam

 1 
PENERAPAN AKAD WAKALAH BI AL-UJRAH DAN HIWALAH BI AL-UJRAH DALAM PENGEMBANGAN PRODUK DI PERBANKAN SYARIAH Muhamad Izazi Nurjaman; Iwan Setiawan; Nana Herdiana
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 13 No. 1 (2022)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v13i1.1059

Abstract

The innovation of Islamic banking products requires the use of multi-contracts which transform the tabarru' contract which incidentally is a non-commercial contract into a mu'awadhat contract whose purpose is for commercial activities. So that it raises a debate about the legal status of the profits generated from the contract and how it is applied in product development in Islamic banking. These contracts are the wakalah bi al-ujrah contract and the hiwalah bi al-ujrah contract. This study uses a descriptive literature method that uses a normative juridical approach with data analysis techniques in the form of data reduction, data presentation and drawing conclusions. This type of research is qualitative research. The results of this study reveal the fact that the application of the wakalah bi al-ujrah contract and the hiwalah bi al-ujrah contract in product development in Islamic banks is contained in the mechanism for implementing the functions of Islamic banks in providing services. As for the services provided, the nature of the legal norms is the same as the service ijarah contract which is included in the category of core contract (mu'awadhat) of Islamic banks for profit.
Co-Authors A. Bachrun Rifa'i Aditya Bagus Diarsyah Adrezka Maudina Muslimah Agum Restu Alam Agvira Faiza Zulfa Ahmad Rifai Ahmad Sarbini, Ahmad Aldriantara Sofyan Alief Fikar Erisandi Arif Rahman Arif Rahman Hakim Asep Dadang Hidayat Asri Mariam Syarah Avid Leonardo Sari Bambang Syamsul Arifin BAYU PERMANA Chaerul Rochman Chandra Darti Busni Deska Pratama Dimas Hardiansyah Doli Witro Dyah Rahmi Astuti Fisher Zulkarnaen Gojali, Dudang Hana Aulia Islamiati Heni Suhaini Irawan Irfan Sanusi Irfan Sanusi irsan maulana Isep Zainal Arifin Iseu Susilawati Jujun Jamaludin Karsidi Diningrat Kurniawan Kurniawan Leni Redha Lina Pusvisasari Linda Tazkiyatul Munawaroh Marwatus Sholihah Mega puspitasari Misbahudin Misbahudin Moh Adi Rifan Najmudin Mohammad Taufiq Rahman Mualimin Mochammad Sahid Muhamad Izazi Nurjaman Muhamad Maulana Darsono Muhammad Nurcholis Muhammad Rafi Siregar Muhammad Saiful Haq AlFaruqy Muhammad Yunus Nana Herdiana Nana Herdiana Abdurrahman, Nana Herdiana Nurhaeti Nurhayati Nurhayati Paelani Setia Rahayu Kusumadewi Raid Alghani Ramadhani Irma Tripalupi Ramdani Wahyu Sururie Rani Mulyani Reni Rahmawati Royani Royani Ruhiyat Ruhiyat Ruhiyat Ruhiyat Saeful Anwar Saepurrahmat Saepurrahmat septianingsih septianingsih Shalsabila Azzahra Sisi Ade Linda Siti Sumijati Siti Sumijaty Sofian Al Hakim, Sofian Sofyan Al-Hakim Syalsabila Ramadhini Syamsuddin Syamsuddin Syamsudin RS Usup Supriatna Vici Ramadini Yunus yaya yaya Zazam Khairul Umam