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Mahdalena Mahdalena
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Journal : Jurnal Buana Akuntansi

 1 
DAMPAK LITERASI KEUANGAN, KONTROL DIRI DAN PENGGUNAAN E - MONEY TERHADAP PERILAKU KONSUMTIF DI KALANGAN MAHASISWA AKUNTANSI UNIVERSITAS NEGERI GORONTALO Tulie, Fatin Tri Juniarti; Niswatin, Niswatin; Mahdalena, Mahdalena
Jurnal Buana Akuntansi Vol 9 No 1 (2024): Jurnal Buana Akuntansi
Publisher : LPPM UBP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36805/akuntansi.v9i1.6652

Abstract

ABSTRACT This research aims to determine the impact of financial literacy, self-control, and the use of e-money on consumer behavior among accounting students at Gorontalo State University, both partially and simultaneously. This research uses quantitative research methods. The data source used in this research is primary data obtained from a questionnaire distributed to the population in this research, namely all students majoring in accounting at Gorontalo State University. The results of the research show that partially financial literacy and the use of e-money have a positive and significant effect on the consumptive behavior of students majoring in accounting at Gorontalo State University, however, self-control does not have a positive but significant effect on the consumptive behavior of students majoring in accounting at Gorontalo State University. Simultaneously, financial literacy, self-control and the use of e-money have a positive and significant effect on the consumptive behavior of students majoring in accounting at Gorontalo State University with a determinant value of 33.6% while the remaining 66.4% is explained by other variables not examined in this research. ABSTRAK Penelitian ini bertujuan untuk mengetahui dampak literasi keuangan, kontrol diri, dan penggunaan e-money terhadap perilaku konsumtif di kalangan mahasiswa akuntansi Universitas Negeri Gorontalo baik secara parsial maupun simultan. Penelitian ini menggunakan metode penelitian kuantitatif. Sumber data yang digunakan dalam penelitian ini yakni menggunakan data primer yang diperoleh dari kuesioner yang disebarkan kepada populasi dalam penelitian ini yaitu seluruh mahasiswa jurusan akuntansi di Universitas Negeri Gorontalo. Hasil penelitian menunjukkan bahwa secara parsial Literasi keuangan dan penggunaan e-money berpengaruh positif dan signifikan terhadap perilaku konsumtif mahasiswa jurusan akuntansi Universitas Negeri Gorontalo, namun untuk Kontrol diri tidak berpengaruh positif namun signifikan terhadap perilaku konsumtif mahasiswa jurusan akuntansi Universitas Negeri Gorontalo. Secara simultan Literasi keuangan, kontrol diri, dan penggunaan e-money berpengaruh positif dan signifikan terhadap perilaku konsumtif mahasiswa jurusan akuntansi Universitas Negeri Gorontalo dengan nilai determinan sebesar 33,6 % sedangkan sisanya sebesar 66,4.% dijelaskan oleh variabel lain yang tidak diteliti dalam penelitian ini.
Co-Authors A.A. Ketut Agung Cahyawan W AA Sudharmawan, AA Abdul Rochman Ainun Sajidah Al Husaini, M Daud Amalya, Vitha Amelia, Kiki Rezeki Aminuyati Amir Lukum, Amir Amperawati , Metty ANDRY, ANDRY ansyari, ansyari Anwar, Bernito Muslim Arief Setiawan Arief Syarifuddin, Evi Arlianti, Nopa Arrosyid, Afif Asiahwati, Asiahwati Askana Fikriana Ayu Rakhma Wuryandini Bahrul Ilmi Bambang Genjik Sumartono Barkinah , Tut Basri Aramico, Basri Daulima, Andre Margo Dewi Dwiyanti , Ratih Dicky Perwira Ompusunggu Djafar, Mohamad Ilhan Durado, Dewinta Dwi Chandri Kurnia Putri Elyn, Tini Fahrian, Hijrah Fahrunisa, Aina Faturrahman Fauzan . Grahita Aditya Haliah, Haliah Hamidah . Hariyanto, Yudhi Harun Blongkod Hasana, Nur Azlia Heldawati Heldawati Iis Sri Hardiati Irfa'i, Muhammad Irfai, Irfai Iskandar Iskandar Iskawati, Iskawati Judijanto, Loso Jumiati Junaidi Junaidi Kango, Mohamad Itya Karyono, Debi Khair , Abdul Kutbi, Muhammad Amin Lasido, Fahtur Rahman Lubis, Suhaimi Zefri Maharani, Vitha Amalya Mahpolah Mahpolah, Mahpolah Maisyaroh, Lia Mariana, Evi Risa Marsadinda, Dini Maulana, M. Nurfajrin Maulani, Firman Mohammad Taufik Muliyani Mahmud Munada, Laily Munandar, Anis Muner Daliman Muslem, Asnawi Naholo, Sahmin Nico, Leonardus Niken Pratiwi, Niken Ningsih, Endang Sri Purwanti Ningsih, Endang Sri Purwati Ningsih, Sri Rahayu Niswatin Norita Sari, Resti Novi Novi Nurhamidi , Nurhamidi Nurnazli Nurnazli Nurul Qamariah Oktavia, Sinta Paijo, Yogla Abigail Pakaya, Lukman Pautina, Awanda Rhodiya Pomanto, Aprilia Rahman, M.Aulia Ramadan, Sahrul ramadhan, m.hayy ramadhani, dini Ramie, Agustine Raodah Raodah, Raodah Rawiah, Rawiah Rifqoh Rifqoh, Rifqoh Rio Monoarfa Rizki Amalina Ronald S. Badu Rosmiati Rosmiati Rusdiana Rusdiana Rutmauli Hutagaol Sadzaly, Alfaridzi Rizqi Sari, Elvina Sari, Resti Norita Seri Warzukni Siti Mutmainah Siti Pratiwi Husain Sri Wahyuni Sri Yanna Sulaiman Hamzani Suroto Suroto Suryah, Suryah Suryani, I Luh Susanti, Ni Komang Ayu Lia Syahrizal Syahrizal Syaifuddin, Nur Afni Syamsuri Syarifuddin Syarifuddin syarniah, syarniah Tahir, Rivaldi Tri Handayani Amaliah Tulie, Fatin Tri Juniarti Tutik Nugrahini Ucok, Ucok Ulfah, Rasuna Victorson Taruh Vita Purnamasari Wulandari, Meggy Y. Sala, Selvin Yatma, M. Ady Yeni Mulyani Yuniarti Yuniarti Zaenab Zuhkrina , Yuli Zuhraini Zulkifli Bokiu Zulkipli Asy’ari, Muhammad Andi