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Journal : Journal of Community Dedication

THE EFFECTIVENESS OF THE PEOPLE'S BUSINESS CREDIT PROGRAMME IN IMPROVING THE ECONOMIC WELFARE OF THE COMMUNITY: A LITERATUREREVIEW Rita Hayati; Sudarmo; Imam Syafei
JOURNAL OF COMMUNITY DEDICATION Vol. 3 No. 1 (2023): Journal of Community Dedication
Publisher : Adiba Aisha Amira

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Abstract

KUR is a government initiative designed to provide access to capital to Micro, Small and Medium Enterprises (MSMEs) in order to encourage inclusive economic growth and job creation. This research uses the literature study method to examine the issue. The results show several important findings. Firstly, KUR has a positive impact on improving community welfare. MSMEs that obtain KUR access are able to increase production capacity, expand market coverage, and create new jobs that directly affect income and living standards. Secondly, there is an imbalance in implementation and benefits between MSMEs in urban and remote areas. More developed areas tend to enjoy greater benefits because they have more access to information and facilities than remote areas. In addition to geographical factors, the quality of MSME management also affects the effectiveness of KUR. MSMEs with better management tend to be more effective in utilising KUR funds for productive activities, while those with poor management have difficulties in optimising the use of these funds. Therefore, it is necessary to increase the access and benefits of KUR evenly across all regions along with management training assistance for MSMEs. In conclusion, KUR is an important tool to improve economic welfare through the empowerment of MSMEs. However, continuous efforts are needed in equalising access, improving the quality of management, and coordinating between stakeholders to maximise the potential benefits of KUR. Thus, this programme can become a significant pioneer in achieving inclusive economic welfare in Indonesia.
PENINGKATAN KESEJAHTERAAN PETANI MELALUI SISTEM EKONOMI BERBASIS AGROINDUSTRI MODERN Rita Hayati; Yukimam Armadi; Al-Amin
JOURNAL OF COMMUNITY DEDICATION Vol. 4 No. 2 (2025): Journal of Community Dedication
Publisher : Adiba Aisha Amira

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Abstract

The purpose of this study is to find out how the process of Improving Farmers' Welfare through the Modern Agroindustry-Based Economic System. The form of this research is descriptive, analytical, and critical. Therefore, the author can comprehensively describe how to Improve Farmers' Welfare through the Modern Agroindustry-Based Economic System. In this study, the authors optimally use two data sources related to this study, namely. Primary data sources and secondary data sources. The main sources of this research are books and scientific journals on Improving Farmers' Welfare through. At the same time, this research is supported (secondary), namely the Modern Agro-Industry-Based Economic System. The result of this research is that the modern agro-industry-based economic system is a strategic solution to improve the welfare of farmers. With the integration of technology, agricultural product processing, and digitalization, farmers can obtain higher added value and have wider market access. Therefore, support from the government, the private sector, and the active participation of farmers are needed to realize a sustainable agro-industrial system.