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Journal : Jurnal Serambi Ekonomi dan Bisnis

Pengaruh Literasi Keuangan, Persepsi Kegunaan dan Kemudahan terhadap Minat Menggunakan QRIS pada Pelaku UMKM di DKI Jakarta Fardani, Fayza Eka; R Sudiarditha, I Ketut; Sebayang, Karuniana Dianta Arfiando
Jurnal Serambi Ekonomi dan Bisnis Vol 7, No 2 (2024): MARET-AGUSTUS 2024
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v7i2.7745

Abstract

This study aims to determine the effect of financial literacy, perceived usefulness and easy of use on interest in using QRIS on MSMEs in DKI Jakarta. The method used in this research is quantitative. Data collection was carried out using purposive sampling technique. The data used is primary data obtained from distributing questionnaires. The population in this study are MSME players who are registered as members of JakPreneur and use QRIS as a means of payment. The sample in this study amounted to 100 respondents. The data analysis technique used is multiple linear regression analysis with the help of SPSS software version 22. The results of this study indicate that: (1) financial literacy has a positive and significant effect on interest in using QRIS, (2) perceived usefulness has a positive and significant effect on interest in using QRIS, (3) perceived easy of use has a positive and significant effect on interest in using QRIS, (4) financial literacy, perceived usefulness, and perceived easy of use simultaneously have a positive and significant effect on interest in using QRIS.
Pengaruh Motivasi Belajar dan Teman Sebaya Terhadap Minat Belajar Peserta Didik Kelas XI SMAN 36 Jakarta Harliani, Rossa; Sudiarditha, I Ketut; Zahra, Siti Fatimah
Jurnal Serambi Ekonomi dan Bisnis Vol 7, No 2 (2024): MARET-AGUSTUS 2024
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v7i2.7734

Abstract

This study aims to analyze the direct effect of learning motivation and peers on the interest in learning of students in class XI of SMAN 36 Jakarta. This study also analyzes peers in mediating the indirect effect of learning motivation on students' interest in learning class XI of SMAN 36 Jakarta. This study uses quantitative methods by using primary data through distributing questionnaires to 180 students of class XI of SMAN 36 Jakarta. The analysis technique used in this research is Structural Equation Model (SEM) with Partial Least Square (PLS) or known as SEM-PLS. The results of this study indicate that there is a positive and significant effect of learning motivation on the interest in learning of students in class XI of SMAN 36 Jakarta directly. In addition, there is a positive and significant indirect effect of learning motivation on the interest in learning of students of class XI of SMAN 36 through peers as a mediating variable. These findings suggest that increasing students' motivation and building a supportive peer environment are essential to increase students' interest in learning.