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All Journal Jurnal Sains dan Teknologi Pangan Jurnal Pusat Akses Kajian Manajemen Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Musyarakah: Journal of Sharia Economics (MJSE) Jurnal Pengabdian Masyarakat Indonesia Jurnal Manajemen Bisnis dan Keuangan At-Taqwa: Jurnal Pendidikan dan Islamic Studies MCSIJ (Marine, Coastal and Small Islands Journal) : Jurnal Tugas Akhir Mahasiswa Ilmu Kelautan
Mirna Sari
Universitas Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Physics Social Sciences Other

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Journal : Jurnal Manajemen Bisnis dan Keuangan

 1 
ANALISIS PEMBIAYAAN GRIYA TAKE OVER DAN DAMPAKNYA DENGAN AKAD MURABAHAH (Studi Pada BSI Cabang Bone) Sari, Mirna; Haslindah; Shadriyah
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

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Abstract

This study aims to determine how the takeover mechanism (debt transfer) in an effort to overcome problematic credit and to determine the impact of Customers taking over (debt transfer) at BSI KC Bone. Based on the objectives of the study, this study uses a qualitative research method using observation, documentation and interview techniques as data collection techniques. Based on the results of the study, the takeover mechanism (debt transfer) is that customers submit an application, complete the completeness of the documents, the bank verifies the data, there is approval for takeover financing (debt transfer), then binding, finally disbursement. The impact for BSI is to increase the BSI bank margin, while for customers it is to get additional funds, can extend the installment period, a solution when finances are unhealthy, can transact according to sharia.
Co-Authors A Halim Akbar, Y Rahmat Ali, Damsir Evi Maulida Yanti Gibran, Khalil Hasanah, Dwi Haslindah Humairoh, Rifa Siti Karwati, Lilis Kurnia, Wanda La Karimuna Lestarina, Putri Mudhlika Maela, Siti Muhammad Syahdan Nur Azizah Pardede, Romiana Ramzijah, Ramzijah Ronaldi, Andrian Sadimantara, Muhammad Syukri Shadriyah Sianipar, Yesica Geovany SINAGA, ROSMANI Sri Rejeki Sri Wahyuni zhalukhu, roswita