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All Journal Unifikasi: Jurnal Ilmu Hukum Jurnal IUS (Kajian Hukum dan Keadilan) PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Jurnal Penelitian Hukum De Jure Hasanuddin Law Review Jurnal HAM Jurnal Hukum Positum University Of Bengkulu Law Journal Transnational Business Law Journal Jurnal Legislasi Indonesia Pandecta : Jurnal Penelitian Ilmu Hukum (Research Law Journal)
Teguh Tresna Puja Asmara
Fakultas Hukum Universitas Padjadjaran
Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Transnational Business Law Journal

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PEOPLE'S BUSINESS CREDIT: OMNIBUS LAW AND BUSINESS REENGINEERING COMMUNITY FINANCIAL INSTITUTIONS Murwadji, Tarsisius; Tresna Puja Asmara, Teguh; Kusuma, Sylvia
Transnational Business Law Journal Vol. 1 No. 1 (2020): TRANSNATIONAL BUSINESS LAW JOURNAL, Volume 1, Number 1, February 2020
Publisher : Department of Transnational Business Law, Faculty of Law Universitas Padjadjaran

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Abstract

ABSTRACTThe Government's program to accelerate the development of the real sector and the empowerment of Micro, Small and Medium Enterprises (MSMEs), one of which is set forth in the policy package for the distribution of People's Business Credit (KUR). However, in its implementation, the KUR program experienced several problems and could not be carried out only by relying on funds from the Government or banks for the development of MSMEs. This is due to the fact that banks in conducting their business must always pay attention to the principle of banking prudence, while the KUR program requires banks to relax the conditions of their debtors who want to obtain credit or financing. This research uses the normative juridical approach method by emphasizing the study of literature and supported by data from field research. The results showed that the KUR program in its implementation could be synergized with the Corporate Social Responsibility (CSR) program. The CSR program can be a solution to the problems faced by the KUR program where later the CSR program can be used as a trigger for banking business reengineering in implementing the KUR program that can provide benefits for stakeholders. Keywords: People's Business Credit, Corporate Social Responsibility, Business Reengineering
Co-Authors Adhihernawan, Muhammad Yoppy Anita Afriana Bambang Daru Nugroho Isis Ikhwansyah Kusuma, Sylvia Lastuti Abubakar Lastuti Abubakar Lastuti Abubakar Mei Susanto Tarsisius Murwadji Tri Handayani Tri Handayani