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Siswoyo Siswoyo
Universitas Negeri Surabaya
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Journal : JIB : Journal Islamic Banking

 1 
MEKANISME ATAS WAKAF UANG STUDI KASUS PADA KSPPS BMT MANDIRI SEJAHTERA CABANG KRANJI Siswoyo, Siswoyo; Hidayatul Istiqomah, Nur
Jurnal Perbankan Syariah Vol 1 No 1 (2021): JULI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (249.488 KB) | DOI: 10.51675/jib.v1i1.230

Abstract

Abstract: Baitul Maal Wat Tamwil (BMT) as a financial institution in the economic realm This is a breath of fresh air for people who are starting to worry about the many practices of usury in conventional banking, especially in the microeconomic community. Institution. Sharia-based finance can be an alternative for people who avoid financial economy based on usury on conventional financial institutions. BMT is included in cooperative legal entity that is subject to Law no. 25 of 1992 About Cooperatives, PP RI No. 9 of 1995 concerning the Implementation of Savings and Loan Business Activities by cooperatives, Decree of the State Minister of Cooperatives and Small and Medium Enterprises No 91/Kep/M. KUKM/IX/2004 concerning Guidelines for the Implementation of Service Cooperative Business Activities Sharia Finance, and Regulation of the State Minister for Cooperatives and Small and Medium Enterprises The purpose of this study is to find out about the implementation of financing and use qualitative methods knowing the solution path taken if BMT members do a problem The approach method used in this research is qualitative approach that conducts primary data research in the field. The juridical approach to researching regulations regarding the implementation of waqf and empirical not only as a set of rules, but as behavior in society The results of this study indicate that in the implementation of financing murabaha, BMT must be flexible with caution with 5C ratings on members who propose financing, preventive and preventive actions as well as kinship is prioritized in overcoming defaults committed by BMT customers. The judicial route can be one of the alternative solutions for defaults that occur carried out by customers and to protect assets from BMT and provide protection and legal certainty. Keywords : Mekanisme, Wakaf Uang BMT Abstrak: Abstrak memuat uraian singkat mengenai tujuan penulisan, metode yang digunakan, dan hasil penelitian (bila hasil dari penelitian). Abstrak berisi 200-300 kata. Abstrak ditulis dalam Bahasa Indonesia dan Bahasa Inggris. Pengetikan abstrak dilakukan dengan spasi tunggal dengan margin yang lebih sempit dari margin kanan dan kiri teks utama. Kata kunci perlu dicantumkan untuk menggambarkan ranah masalah yang diteliti dan istilah-istilah pokok yang mendasari pelaksanaan penelitian. Kata-kata kunci dapat berupa kata tunggal atau gabungan kata. Jumlah kata-kata kunci 3-5 kata. Kata-kata kunci ini diperlukan untuk komputerisasi. Pencarian judul penelitian dan abstraknya dipermudah dengan kata-kata kunci tersebut.
CRYPTOCURRENCY: SEJARAH DAN PERKEMBANGANNYA Supriyanto, Supriyanto; Siswoyo, Siswoyo; Dian, Rustyawati
Jurnal Perbankan Syariah Vol 1 No 1 (2021): JULI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.163 KB) | DOI: 10.51675/jib.v1i1.231

Abstract

Abstract: The Abstract contains a brief description of the purpose of writing, the method used, and the results of the study (if the results of the research). Abstract contains 200-300 words. Abstract written in Indonesian and English. Abstract typing is done single-spaced with narrower margins than the right and left margins of the main text. Keywords need to be included to describe the area of ​​the problem being studied and the main terms that underlie the implementation of the research. Key words can be single words or combinations of words. Number of keywords 3-5 words. These keywords are required for computerization. Searching for research titles and abstracts is made easier with these key words. Abstrak: Abstrak memuat uraian singkat mengenai tujuan penulisan, metode yang digunakan, dan hasil penelitian (bila hasil dari penelitian). Abstrak berisi 200-300 kata. Abstrak ditulis dalam Bahasa Indonesia dan Bahasa Inggris. Pengetikan abstrak dilakukan dengan spasi tunggal dengan margin yang lebih sempit dari margin kanan dan kiri teks utama. Kata kunci perlu dicantumkan untuk menggambarkan ranah masalah yang diteliti dan istilah-istilah pokok yang mendasari pelaksanaan penelitian. Kata-kata kunci dapat berupa kata tunggal atau gabungan kata. Jumlah kata-kata kunci 3-5 kata. Kata-kata kunci ini diperlukan untuk komputerisasi. Pencarian judul penelitian dan abstraknya dipermudah dengan kata-kata kunci tersebut.
Analisis Penerapan Akad Murabahah untuk Kebutuhan Produktif Anggota Nasabah BMT Mandiri Sejahtera Siswoyo, Siswoyo
Jurnal Perbankan Syariah Vol 4 No 1 (2024): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i1.798

Abstract

Abstract Murabaha is one of the transactions contained in the Islamic economic system. Murabaha is defined as someone who sells an item by asserting the purchase price to the buyer and the buyer pays it at a higher price as profit. The contract is a consumptive contract, meaning that transactions are only carried out for temporary agreements, such as agreements to purchase vehicles, electronic devices, and so on. However, over time there are many Islamic economic institutions that use the contract for the purposes of long-term transactions. This is something new and unknown in transactions murabaha in classical fiqh books. Apart from that, there are some new things regarding murabaha transactions. This paper will discuss some of the implementation/implementation of murabahah in Islamic financial institutions. Writing method This paper uses a book survey technique (library research) regarding the literature related to the implementation of murabaha. Keywords: Murabahah, Productive , Baitul Mal Wa Tamwil Abstrak Murabahah merupakan salah satu transaksi yang terdapat dalam sistem ekonomi Islam. Murabahah diartikan sebagai seseorang yang menjual suatu barang dengan menegaskan harga belinya kepada pembeli dan pembeli membayarnya dengan harga yang lebih sebagai laba. Akad tersebut merupakan akad konsumtif, artinya transaksi yang hanya di dilakukan untuk perjanjian sesaat, seperti perjanjian membeli kendaraan, alat elektronik, dan lain sebagainya. Namun demikian, seiring dengan berjalanya waktu terdapat banyak lembaga ekonomi syariah yang menggunakan akad tersebut untuk keperluan transaksi berjangka panjang. Hal ini merupakan sesuatu yang baru dan belum dikenal dalam transaksi murabahah pada kitab fiqih klasik. Selain hal tersebut, terdapat beberapa hal baru berkenaan dengan transaksi murabahah. Makalah ini akan membahas mengenai beberapa pelaksanaan/implementasi murabahah di lembaga keuangan syariah. Metode penulisan makalah ini menggunakan teknik book survey (library research) mengenai literatur-literatur yang berhubungan dengan pelaksanaan murabahah. Kata kunci: Murabahah, Produktif, Baitul Mal Wa Tamwil
Co-Authors AA Sudharmawan, AA Adilla, Asmia Safaatul Ahmad Soleh ahmad yani Akbar Bayu Kresno Suharso Akhmad Maliki Akhmad Zainur Ridla Alexander, Ongky ALief, Jajang Nur Andi Pasinringi Anggraeni, Laela Ani Diana, Ani Ani Susanti Anida, Choirun Nisa Apripurnomo, Surya Apriyanto, Dimas AR, Muhamad Habibullah Ardiyana, Rima Rafisa Arman Arman Asnawati Asnawati aswad, fatqul hajar Aulyah, Feny Ayuda, Rahma Nur Az-Zuhri, Miratul 'Uzaimah Aziza, Tamara Azhar Badrun Badrun Bambang Tri Atmojo Bangun Muljo Sukojo, Bangun Muljo Budi Setiadi, Budi Budi Utomo, Heri Cahyati, Yuni Chandra, Danang Surya Chandra, Florencia Ariesta Damayanti, Elok Debora Debora Deru, Arnolda Devie, Shofia Hanum Articha Dewi, Dwi Puspita Dian Pratiwi Dian, Rustyawati Diyanti, Mita Dodi Iskandar, Dodi Dwi Putri Wulandari Endang Koestati Sri Harini Muntasib Ervizal AMZU Fadhli, Harun Fadjrianto, Arifin Pratama Falah, Fajrul Farida Anggraini Soetedjo Fatma Yuniarti Fatma Yuniarti, Fatma Fatqul Hajar Aswad Fitri Wulandari Fitri Wulandari Freitas, Joaozinho Gunawan Gunawan Habinuddin, Endang Hafan Sutawardana, Jon Hardilah, Febriola Hari Purnama, Hari HARYANTO Hasan Basri Hendra Kurniawan Heri Siswanto Hidayatulloh, Hidayatullah Huda Verdian, Aldi Huda, Ainun Ibrahim G, Ibrahim Ilman, Sofyan M. Iman Aji Wijoyo Imran Imran Iskandar Iskandar Jamalie, H. Zulfa Jannah, Siti Miftakhul Johanes Aprilius Falerio Kristijanto Judijanto, Loso Juhri, Juhri Kariima, Ninna Nursakhna Keke, Celsilya Iryon Kirom, Ikhwanul Kurniati Kurniati Kusumaningtyas, Prasita Kuswoyo, Bahed Edi Latifa Aini S., Latifa Aini Layla Hafni Likah, Sad Lisdwiana Kurniati, Lisdwiana Liza Megawati Lorinanto, Willy M. Abdullah M. Badrun, M. Badrun Maghfiroh, Rahmawati L. Mahmuda Noor, Nuning Maimunah, Karismatul Maskuro, Indah Sofiatul Maulidah Muflihah, Yeni Maulidah, Kharisma Maya Miftahul Huda Milinia, Nola Pebriyanti Mintadi, Mukh. Miranda, Miranda Mudinillah, Adam Muhamad Fauzi Muhamad Zulfatul A’la Muhammad Fauzi Muhammad Reza Muhammad Rusdi Muhammad Syahroni Mujiburrohman Mujiburrohman Mulia Hakam Murtaqib Murtaqib Nadi, Viki Nasri, Halik Neran Neran Nia Saurina Nindria, Marisa Wahyu Nistiandani, Ana Nopriyanto, Dwi Erry Novita Eka Tristiana Nur Hidayatul Istiqomah Nur Khamidah Nur Khamidah Nur Widayati Nurul Muftofiah Roisatin, Nurul Muftofiah Ongky Alexander Permatasari, Yusi Ayu Pindo Witoko Priorwirjanto, Gatot Hari Purnama, Shiddiq Purnamasari, Diana Purnamasari, Diana Nur Indah Puspito N.T, Puspito Putri, Rahma Windy Sah Qomariyah, Siti Istiul Rahayu, Yunie Ramdani, Ramdan Wahyu Retnawati, Lestari Risdiyanti, Alya Rita Rostika Rochmah, Lilis Nur Romadon, Romadon Roymond H. Simamora, Roymond H. Ruris Haristiani Sandria, Wella Sarip Sarip Saroso S, Saroso Septiana, Rinda Setiawan, Peldi Sigit, Achamd Silvi Diyanti Mala Soepriyono, Soepriyono Sofiah, Rizqyatus Suaidi, Ahadi Sudrajat Sudrajat Sulistianingsih, Eka Sunarto Sunarto Supriyanto Supriyanto Surya Primaswara, Alfisa Surya Safari SD Susilawati , Esti Syaiful Anwar Sya’roni , Ahmad Imam Tri Yuni Hendrowati Trisnawiyana, Trisnawiyana Utami, Pajrina Wahyudi, Natanael Wahyudin, Roviq Wardhani, Devina Novita Widyastuti, Fitria Agustin Wijayanti, Chatarina Wulandari, Aqidatun Ayu Yakfi, Choirul Yazid, Syahrul Abdul Yomi Sumbala, Yomi Sumbala Yuni Hendrowati, Tri Zulfikar Zulfikar