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Maretha Ika Prajawati
Universitas Islam Negeri Maulana Malik Ibrahim Malang
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Journal : Syarikat : Jurnal Rumpun Ekonomi Syariah

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The Exsistence Of Mindring And Its Risks In An Islamic Perspective Febi Suprobo; Maretha Ika Prajawati
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(2).12827

Abstract

One of the informal economic institutions in Harjokuncaran Village is mindring. Mindring credit still exists in Harjokuncaran Village because it does not charge a guarantee of valuables as a condition. This study aims to determine the process of implementing mindring practices and the risks that arise from mindring practices in Harjokuncaran Village, Sumbermanjing Wetan, Malang Regency. The author uses qualitative research methods in this study. The purpose of this method is to provide a more in-depth explanation of the results of observations, interviews, and documentation obtained by the author regarding the description of the implementation of mindring and the risks that arise from this business in Harjokuncaran Village, Malang Regency. In this study, the main informants are mindring business actors. Data collection techniques used are observation, interviews, and documentation. Data analysis methods used include data reduction, data display, and conclusion. The mindring process is easy and flexible, starting from ordering, delivery and payment. The risks that arise include consumers who do not pay regularly, installment periods that make consumers delay payments, and finally consumers who disappear before completing their credit. The limitations of researchers in conducting this research are changes in market conditions that make it difficult for researchers to find respondents, because with conditions like this all online, many mindring respondents have switched professions.
Co-Authors Abdullah Afif Abdullah Afif Adhawiyah, Robiatul Agus Indiyanto Agustine, Siti Revina Amaliatul Khasanah Ana Maghfirah Badrus Sholeh Bagaskara, Doni Yusuf Basir S Basir S. Bumulo, Frahmawati Burhani, Ahmad Furqon Choirul Rozi Damayanti, Alvina Devika, Ferdiya Devika, Ferdiya Didik Wahyudi Doni Yusuf Bagaskara Doni Yusuf Bagaskara Dwi Susanti Dzakirah, Nadiva Eko Suprayitno Esy Nur Aisyah Esy Nur Aisyah Fani Firmansyah Fani Firmansyah Febi Suprobo Fina Rosyada Firdian, Rieza Fitriyah Fitriyah Hana Rosita Nury Hidayat, Narulita Alfiah Nurrizky Hulaila, Aini Idhofi Khusna Baihaqqi Indah Yuliana Kharisma Salsabila Kumalasari, Putri Lambertus P Wairisal Laylatul Fauziyah Lestari, Nimas Dewi Liana Nurul Afifah Lutfiatul Inayah Maghfirah, Ana Mahbubah, Aisy Nafisatul Maulidya Al Afshana, Dida Mayasari, Nur Aulia Keysha Mega Noerman Ningtyas Misbahul Munir Misbahul Munir Mochamad Riski Fajar Kurniawan Muis, Ikhza Syafa Nadira Hujahturrohmah Al Khanza Nashih, Muhammad Nia Zairotul Ma'rifah Niam, Siti Khozinatun Ningtyas, Mega Pratiwi, Novita Rahayu Pribadi, Dandi Tegas Prista, Alexchandra Nurfadila Puji Endah Purnamasari Puspitarini, Natasya Putri, Afifah Rahmawati Sugondo Eka Qanita, Ariza Risalatul Mu’awanah Rizka Nur Adila Maulida Rohmadi Rohmadi Rohmadi Rohmadi Rohmadi Romi Maulid Azhari Rossya fina Rohmaturrohmania S, Basir S, Basir Sagena, Basir Sahrian Putra*, Muhammad Rafli Salim Al Idrus Setiani Setiani Setiani, Setiani Setya Pradhana, Moch Aldi Slamet . Suryaningtiyas Surya Pratiwi Suyuti, Mufit Wahyu Febri Ramadhan Sudirman Yuliati - Yusuf, Mirna