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All Journal Jurnal EMT KITA Jurnal Vokasi Jurnal BILAL: Bisnis Ekonomi Halal Jurnal Budgeting LingPoet: Journal of Linguistics and Literary Research Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Kapuas
Seri, Ermyna
Politeknik Negeri Medan
Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Jurnal EMT KITA

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Determinasi Keputusan Menabung Masyarakat pada Produk Tabungan Haji di Bank Syariah Indonesia Kota Medan Faddila, Luthfiya; Zulhendry, Zulhendry; Nasution, Anriza Witi; Supaino, Supaino; Seri, Ermyna
Jurnal EMT KITA Vol 10 No 1 (2026): JANUARY 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i1.5656

Abstract

This study was conducted to determine the effect of Product Innovation, Service Quality, and Knowledge on People's Decision to Save in Hajj Savings Products at Bank Syariah Indonesia in Medan. In this study, there are independent variables, namely Product Innovation, Service Quality, and Knowledge, as well as a dependent variable, namely the Decision to Save. Primary data in this study were obtained through questionnaires distributed to customers at Bank Syariah Indonesia in Medan who had used Hajj Savings Products, with a sample size of 100 respondents. This study used a quantitative method with a Likert scale instrument. The data were processed using the SPSS 26 program using multiple linear regression analysis techniques. Based on the results of the partial test, it shows that Product Innovation, Service Quality, and Knowledge partially have a positive and significant effect on the Decision to Save. Similarly, simultaneously, Product Innovation, Service Quality, and Knowledge have a positive and significant effect on the Decision to Save for the Hajj Savings Product at Bank Syariah Indonesia in Medan.
Co-Authors Ade Puspa Maulia Ahmad Kholil Ainun Mardiyah, Ainun Anriza Witi Nasution Azizah2020 azizah Faddila, Luthfiya Filzah Fatin Hubbul Wathan Kairani, Ade Irma Nofianna, Siti Asnida Nuraini Nuraini Rizka Annisa Rosanti, Raina Sari Hasibuan, Raya Puspita Supaino Supaino, Supaino Syuhada, Putri Yani, Achmad Yusuf, Kadri Zulhendry, Zulhendry