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Journal : Journal of Innovation in Business and Economics

DINAMIKA DERAJAT PERSAINGAN INDUSTRI PERBANKAN INDONESIA Zuhroh, Idah
Journal of Innovation in Business and Economics Vol 5, No 2 (2014)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (103.035 KB) | DOI: 10.22219/jibe.v5i2.2268

Abstract

This study aims to investigate the dynamics of the degree of competition in the banking industry in Indonesia, especially in the banking consolidation period ( 2000 -2008)  is measured from the concentration ratio (CR 8) and Learner index. Samples were grouped into eight largest bank size (CR8) and outside CR8. The findings indicate that during the consolidation period (2000 -2006), concentration ratio tend to decrease  of 70% towards 62%. But after  periode 2006, concentration index is  constan. Degree of competition   by largest  bank size  (CR8)  indicated by an Learner  index greater and is likely to increase rather than smaller  bank size  (outside CR 8). This gives a signal that  largest bank size  have more market power to direct output prices  ( credit ) above marginal cost  compared to the group of banks outside of CR 8.
PENGUATAN LABORATORIUM BANK SYARIAH UNTUK MENDUKUNG PERKEMBANGAN INDUSTRI KEUANGAN SYARIAH Zuhroh, Idah
Journal of Innovation in Business and Economics Vol 3, No 1 (2012)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (146.009 KB) | DOI: 10.22219/jibe.v3i1.2223

Abstract

Islamic banking in the last two decades has grown rapidly.  This rapid progress is inseparable from the government attempts to makeIslamic banking Islamic financial world as a trendsetter. However, tomake Indonesian Islamic banking as a trendsetter Islamic finance in Asia still faces obstacles, especially the availability of human resources from theuniversity. Role of the real banking Laboratory very urgent to provide a source for learning as well associalization media education on academic community . This paper seeks toprovide an overview based on the author?s experience to establish a laboratory, starting from the pioneering phase to the technical implementation of the synergy with student learning model.
The nexus of monetary policy and economic growth: Empirical study from Indonesia Idah Zuhroh
Journal of Innovation in Business and Economics Vol. 5 No. 02 (2021): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v5i02.20539

Abstract

This study investigates the short and long-term relationships between monetary policy and economic growth in Indonesia. The vector error correction model (VECM) applies to tackle the research objective and use quarterly data from 2004 to 2019. The result shows a significant negative effect of inflation in the short term, and other variables are insignificant. Inflation and exchange rate have a significant positive impact in the long term, and money supply has a negative coefficient. Besides, interest rates do not significantly affect Indonesia's economic growth. Findings of the negative long-term impact of the money supply on growth are not a good indication; we argue that this anomaly needs to be taken seriously by the authorities to maintain economic stability and sustainable growth.