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All Journal Jimma : Jurnal Ilmiah Manajemen Muhammadiyah Aceh Jurnal Online Mahasiswa (JOM) Bidang Teknik dan Sains Jurnal Informatika dan Teknik Elektro Terapan MATRIK : Jurnal Manajemen, Teknik Informatika, dan Rekayasa Komputer Al-Hikmah JOURNAL OF SCIENCE AND SOCIAL RESEARCH Building of Informatics, Technology and Science Sains dan Matematika TADBIR: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan Bulletin of Computer Science Research Instal : Jurnal Komputer EXPLORER JIEPS: Jurnal Ilmiah Ekonomi Islam dan Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh Jurnal Nasional Teknologi Komputer Jurnal Komputer Teknologi Informasi Sistem Komputer (JUKTISI) Jurnal Pendidikan Transformatif Jurnal Hasil Pengabdian Masyarakat (JURIBMAS) ITQAN: Journal of Islamic Economics, Management, and Finance Jurnal Kajian Manajemen Dakwah HIKMAH: Jurnal Ilmu Dakwah dan Komunikasi Islam Jurnal Manajemen Dakwah (J-MD) AKSIOMA : Jurnal Sains Ekonomi dan Edukasi
Muhammad Zen, Muhammad
PT Arutmin Indonesia – NPLCT, Tanjung Pemancingan, Kotabaru, Indonesia
Religion Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences

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Journal : Jurnal Manajemen Dakwah (J-MD)

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IJARAH AND THE SHARING ECONOMY: A FIQH AL-MUAMALAT PERSPECTIVE ON THE PHENOMENON OF DIGITAL RENTALS IN THE PLATFORM ERA Novandika, Dida; Zen, Muhammad
Jurnal Manajemen Dakwah Vol. 6 No. 1 (2025): JMD
Publisher : Program Studi Manajemen Dakwah, FUAD, IAIN Pontianak

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Abstract

This study examines the application of the ijarah contract within the digital sharing economy, focusing on platforms such as Gojek, Grab, and Airbnb. Employing a systematic literature review and qualitative content analysis, the research investigates academic literature, DSN-MUI fatwas, Financial Services Authority (OJK) regulations, and normative principles of the Qur’an. The findings indicate that the ijarah contract remains relevant in digital economic practices but faces critical challenges, including uncertainty (gharar), information transparency, and consumer protection. The variant Ijarah Muntahiyah bi al-Tamlik (IMBT) is considered more adaptive for long-term digital transactions, as it provides ownership certainty at the end of the contract. DSN-MUI Fatwas No. 112/2017 and No. 117/2018 offer normative legitimacy, while OJK regulations strengthen legal certainty, transparency, and consumer protection. Contemporary research (Muhamad Zen, 2021; 2022) further highlights the importance of clear objects, pricing, duration, and dispute resolution mechanisms. These results are consistent with the Qur’anic principle in Q.S. Al-Qaṣaṣ [28]:26, emphasizing al-quwwah (competence) and al-amānah (trustworthiness) as ethical foundations. This study contributes to the development of contemporary fiqh muamalah by integrating classical theory, fatwas, regulations, and digital practices. Practical implications include strengthening contract transparency in digital platforms, designing Sharia-compliant tax regulations, and improving consumer protection mechanisms.
Co-Authors AA Sudharmawan, AA Akbar, Azzadhien Aminuddin Indra Permana Ananda, M. Dea Putra Davy Anggara Saragih, Muhammad Eka Pandu Cynthia Eko Hariyanto Fakhruddin Nasution, Akhmad Fatmawati, Fatmawati Firayanti, Yuni Gultom, Imeldawaty Gunawan Santoso Gunawan, Andri Hafni Hafni Hafni Harahap, Herlina Irwan Komalasari Komalasari Kurniawan, Fahmi Marhamah Marhamah Marsiyah Marwan Ramli Maulana Khalid Riefani Mochamad Arief Soendjoto Muhammad Ananda Rafiq Muhammad Iqbal Muhammad Rizki Muhammad Syahputra Novelan Novandika, Dida Pasaribu, Saddam Husen Romadon Prasetya, Rendy Akbar Rahman, Sayuti Raihan, Muhaya Aribsyah Rizal, Chairul Rusmin Saragih, Rusmin Sabirin, Yoga Basyiril Safitri, Dela Sembiring, Arnes Sinaga, Ayu Puspita Sari Supiyandi Supiyandi Suriati, Suriati Suwoto, Nur Salim Syah, Rahmad B.Y Syahpita Tarigan, Junusdad Syukrillah, Zaenal Tamirano, Randi Trizuwani, Siti Zen Zuchra Helwani, Zuchra Zulham