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Tinambunan, Hezron Sabar Rotua
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Journal : Pena Justisia: Media Komunikasi dan Kajian Hukum

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The Principle of Utmost Good Faith in Insurance Following the Decision of the Constitutional Court of the Republic of Indonesia Number 83/PUU-XXII/2024 Evi; Tinambunan, Hezron Sabar Rotua; Jalianery, Joanita
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.6940

Abstract

The principle of utmost good faith is the primary foundation of insurance contracts, requiring transparency between the insurer and the insured. This principle ensures contractual fairness by requiring both parties not to conceal material facts that could affect the validity of the contract. The Constitutional Court of the Republic of Indonesia Decision Number 83/PUU-XXII/2024 introduces a new dimension to the application of this principle, particularly regarding the protection of the insured's constitutional rights and the strengthening of insurance companies' transparency obligations. This article aims to analyze the implications of the Constitutional Court's decision on the practice of implementing the principle of utmost good faith, both from a doctrinal and normative perspective. The research method used is normative legal research with a statutory and case-based approach. The results of the study indicate that the Constitutional Court's decision emphasizes the urgency of the principle of utmost good faith as a legal protection mechanism that balances the interests of insurance companies and the rights of the insured.
Co-Authors Adi Kusumaningrum ANDRIANI, TRI ANNA NOORDIA Aqila, Atika Washfa Bakar, Dian Utami Mas Budiarto, Mochamad Kamil Damayanti, Henny Puspita Din, Teresia EMMILIA RUSDIANA, EMMILIA Evi Firmansyah Firmansyah Gading Gamaputra HANANTO WIDODO Istislam Joanita Jalianery Khulaili, Rabith Madah Komariah, Mamay Korua, Verry Kusmanto, Hari Kusuma, Febrian Indar Surya Latowale, Mohamad Irfan ningtyas, winda Permatasari, Vivi Ayudya Putri, Desinta Aulia Aria Ramadhan, Rahmat Syahrul Rusdi, Rusmaniah Salmon, Harly Clifford Jonas Sari, Ade Risna Sarmini Sawlani, Dhiraj Kelly Shinta Hadiyantina Siti Maizul Habibah Sugiarto, Aditya Ferryan Syarifuddin Syarifuddin Tajudin, Amalina Ahmad Tamsil Tamsil Vanchapo, Antonius Rino Widodo, Hadi