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All Journal ASAWIKA: Media Sosialisasi Abdimas Widya Karya Target : Jurnal Manajemen Bisnis Economics and Digital Business Review Jurnal Studia Akuntansi dan Bisnis (The Indonesian Journal of Management & Accounting) JURNAL ILMIAH GLOBAL EDUCATION JAKBS Jurnal Point Equilibrium Manajemen dan Akuntansi Journal Of Humanity Dedication IECON: International Economics and Business Conference
Winona Kumara Dewi
Universitas Sumatera Barat
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Medicine & Pharmacology Physics Social Sciences Other

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The Influence of Financial Literacy, Convenience, and Risk on Interest in Using Fintech Payments (PayLater) on Shopee Erniwati; Winona Kumara Dewi; Syamsul Amar B; Syahrizal; Fitri Yulianis
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

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Abstract

This study aims to examine the influence between financial literacy, convenience and risk on interest in using fintech payment (paylater) at Shopee. The population in this study were students of the Faculty of Economics, Universitas Sumatera Barat. The sample in this study consisted of 90 respondents selected using the Simple Random Sampling technique.. Based on the results of the study, it can be concluded that financial literacy has a significant effect on interest in using fintech payment (paylater) at Shopee. Ease has a significant effect on interest in using fintech payment (paylater) at Shopee. Risk has a significant effect on interest in using fintech payment (paylater) at Shopee. Financial literacy, convenience and risk simultaneously affect the interest in using fintech payment (paylater) at Shopee. Where the variables of financial literacy and convenience have the most dominant influence on the interest in using fintech payment (paylater) at Shopee.
Co-Authors Agusman Alhazar Rinaldi Aryanto Nur Cici Novia Putri Della Defika Dorris Yadewani Erniwati Erniwati Erniwati Fitri Yulianis Ilham Multama Irni Yusnita Maretha Primadyan Nichy Oktaviani Reni Wijaya RISA WAHYUNI EDT Syahrizal Syamsul Amar B