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All Journal Efisiensi : Kajian Ilmu Administrasi Publisia: Jurnal Ilmu Administrasi Publik Jurnal Ilmu Sosial dan Ilmu Politik (JISIP) PROSIDING SEMINAR NASIONAL CENDEKIAWAN Publikauma : Jurnal Administrasi Publik Universitas Medan Area Jurnal Noken: Ilmu-Ilmu Sosial JURNAL MUQODDIMAH : Jurnal Ilmu Sosial, Politik dan Hummaniora Alignment: Journal of Administration and Educational Management Share : Journal of Service Learning Jurnal Ilmiah Manajemen Publik dan Kebijakan Sosial Sosio Dialektika Journal of Governance and Local Politics (JGLP) Publik: Jurnal Manajemen Sumber Daya Manusia, Administrasi dan Pelayanan Publik Academia Open Indonesian Journal of Cultural and Community Development Indonesian Journal of Law and Economics Review Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis Seminar Nasional Hasil Riset dan Pengabdian (SNHRP) Indonesian Journal of Innovation Studies Indonesian Journal of Public Policy Review Procedia of Social Sciences and Humanities Al-Istinbath: Jurnal Hukum Islam JKMP (Jurnal Kebijakan dan Manajemen Publik) Web of Scientist: International Scientific Research Journal Indonesian Culture and Religion Issues Proceeding of International Conference on Social Science and Humanity
Isna Fitria Agustina
Universitas Muhammadiyah Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : Jurnal Ilmu Sosial dan Ilmu Politik (JISIP)

 1 
PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI PROGRAM PERMODALAN BADAN KESWADAYAAN MASYARAKAT Diana, Silvia Nur; Agustina, Isna Fitria
Jurnal Ilmu Sosial dan Ilmu Politik (JISIP) Vol 12, No 1 (2023)
Publisher : Universitas Tribhuwana Tungga Dewi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/jisip.v12i1.2783

Abstract

This study aims to find out how well the loan capital program is running in improving the community's economy through the Community Self-Reliance Agency using a qualitative descriptive method. Data collection in this study was carried out through observation, interviews for primary data collection and documentation. The results showed that the revolving loan program at BKM Maju Makmur, Kajeksan Village, Tulangan District, Sidoarjo Regency was running well according to the expected goals. The community is very enthusiastic about this revolving loan program because they no longer need to borrow money from installment banks. in its management, the BKM is very transparent and can convince the public that the program provided by the government can work according to its objectives, namely the utilization of the community's economy. The existence of a revolving loan program really helps the community in improving their economy such as providing venture capital. But from the results of the research, there were also a few problems where some people did not want to be responsible for repaying each month. Therefore, in order for the revolving loan at BKM Maju Makmur to continue to run, people who do not want to repay it pay more attention, such as being given sanctions in the form of fines so that it does not have an impact on the people who need the loan. Apart from that, this research can also contribute to carrying out loan revolving to empower the community's economy through the BKM capital program.Penelitian ini bertujuan untuk mengetahui seberapa berjalannya program permodalan pinjaman bergulir dalam meningkatkan perekonomian Masyarakat melalui Badan Keswadayaan Masyarakat menggunakan metode deskriptif kualitatif. Pengumpulan data dalam penelitian ini dilaksanakan melalui observasi, wawancara untuk pengumpulan data primer serta dokumentasi. Hasil penelitian menunjukkan bahwa program pinjaman bergulir yang ada di BKM Maju Makmur Desa Kajeksan Kecamatan Tulangan Kabupaten Sidoarjo sudah berjalan dengan baik sesuai dengan tujuan yang diharapkan. Masyarakat sangat antusias adanya program pinjaman bergulir ini karena mereka tidak lagi membutuhkan pinjaman uang dari bank cicilan. dalam pengelolaannya pihak BKM sangat transparan dan bisa meyakinkan Masyarakat kalau program yang diberikan oleh pemerintah ini bisa berjalan sesuai tujuan yakni memberdayakan ekonomi Masyarakat. Adanya program pinjaman bergulir sangat membantu Masyarakat dalam meningkatkan peekonomiannya seperti memberikan modal usaha. Tetapi dari hasil penelitian juga ditemui sedikit permasalahan dari Sebagian Masyarakat tidak mau bertanggung jawab untuk mengangsur tiap bulannya. oleh karena itu, agar pinjaman bergulir di BKM Maju Makmur agar terus berjalan lebih diperhatikan Masyarakat yang tidak mau mengangsur seperti diberikan sanksi berupa denda agar tidak berdampak pada Masyarakat yang membutuhkan pinjaman tersebut. selain itu, penelitian ini juga dapat memberikan kontribusi dalam menjalankan pinjaman bergulir untuk memberdayakan ekonomi Masyarakat melalui program permodalan BKM.
Co-Authors Agustian, Yonki Agustin, Nanda Adelia Nur Ainul Fidia Wati Albab, Mukhammad Ulil Ali, Zezen Zainul Anggraini, Ani Trianingsih Apreliyanto, Erwin Arum Ridho Intiaswilujeng Astari, Melinda Auly, Laveda Nur Azzahra, Naura Salsabila Neisya Christin Yuliani Christin Yuliani Cici Ela Rohbisti Civica Silmi Dandi, Stevanus Darmawan, Mochammad Ramli Debyla Salshalina Ardil Devina Ersandy Dewi Komala Sari Diana, Silvia Nur Dyas, Eka Wahyuning Eni Rustianingsih Ersandy, Devina Evi Rinata Fajar Muharram Fazri, Aisyah Nur Febriani, Saniyyah Aabidah Fernanda, Amelia Juli Firdaus, Novi Andriani Fitroni, Arif Senja Ghufron, Akhmad Hanum, Fiqriyah Hapsari, Maulidia Hendra Sukmana Herman Felani, Herman Idriyanti, Meri Ikhsan Setiawan Ilalfiah, Luluk Ilmi Usrotin Choiriyah Indarwati, Lisya Dwi Indra Puspita Sari Insan, Muhammad Khoirul Irgi Achmad Fachrezi Ismianingtyas, Rizka Isnaini Rodiyah Isyarah Rosana Amalia Jayanti, Mery Tri Jihan Andita Firdausi Khafidz, Abdul Krisnawan, Gading Dwi Kurnia Dwi Anggraini Laili Nur Hidayati, Laili Lailul Mursyidah Lestari, Chantika Cindy Luluk Fauziah M. Suryawinata M. Suryawinata Maf’ula, Faima mansur nur hidayat, mochamad Masfufah, Dwi Nur Mashudi Mashudi Maulidiah, Nur Mauludia, Mivtha Mauludiyah, Yully Riska Mega Putri Wulandari Muchorrotun, Siti Muhammad Alif Rafifuddin Muhammad Jamal Muluk, Farid Anfasa Ningrum, Bella Tri Inda Nofianti, Efa Noor Anida Maysharoh Novianti, Rosita Dwi Nur Rosidah Hayati Nuzulla, Mei Firdaus Octavianne, Helena Oktafiani Mustaqorina, Nadilla Oktaviana, Nia Shinta Oriza Satyva Pravitasari, Novalia Eka Prisca, Olivia Ingkan Priyona, Atha Yumna Putri, Ardita Kirana Putri, Griselda Amanda Archiey Putri, Harrinda Noviona Aprilita Maharani Rahmadani, Nur Danisa Rahmawati, Lutfiah Ramadhina, Moh Syahrul Ricka Octaviani Rizka Ismianingtyas Rochmaniah, Ainur Safira Yuliana Putri Sakirman Sakirman Sane'a Sane'a Sane'a Sane'a Sari, Indira Siska Rahmawati Subiyanto Sulistyono, Dirgantoro Adi Syahputri, Fitriani Firman Syavitri, Nadiya Ami Thoyyibah, Riska Lailaturrohmah Virda Arlien Febrianthi Wandira, Adellia Eka Warsono Warsono Wati, Ainul Fidia Weni Al Azizah Widowati, Mahdalia Ratih Widya Ayu Pratiwi Yurrike Chintya Dewi Yurrike Chintya Dewi Yusuf, Lisa Aprilia