Sahban
Fakultas Hukum, Universitas Muslim Indonesia

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PENERAPAN PRINSIP KEHATI-HATIAN DALAM PEMBERIAN KREDIT KONSUMTIF PADA PT. ADIRA DINAMIKA MULTI FINANCE CABANG MAKASSAR Fathiyah Thufailah Muhammad Nur; Ilham Abbas; Sahban
Qawanin Jurnal Ilmu Hukum Vol 1 No 2: September 2020 – Februari 2021
Publisher : Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Muslim Indonesia

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. This study aims to realize the principle of prudence for prospective borrowers in order to minimize bad credit at PT. Adira Dinamika Multi Finance Makassar Branch and see the steps taken by PT. Adira Dinamika Multi Finance Makassar Branch has bad debts by debtors. This study uses empirical research methods. The research location was carried out at PT. Adira Dinamika Multi Finance Makassar branch. Types and sources of data used are primary data and secondary data. Data study techniques, library research (library research) and field research (field research). Data analysis, namely data obtained, either primary data or secondary data, will then be processed and analyzed to produce, then presented descriptively. The result of this research is PT. Adira Dinamika Multi Finance Makassar branch in applying the principle of prudence is to use a feasibility analysis, namely character, capacity, capital, collateral, and economic conditions (5C). Then the steps achieved by PT. Adira Dinamika Multi Finance Makassar branch in bad credit through rescheduling, reconditioning and collateral execution stages.
TINJAUAN HUKUM TENTANG EFEKTIVITAS PERJANJIAN SEWA MENYEWA RUMAH DI KOTA MAKASSAR Yusril; Muhammad Rustan; Sahban
Qawanin Jurnal Ilmu Hukum Vol 1 No 2: September 2020 – Februari 2021
Publisher : Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Muslim Indonesia

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"Legal Overview of the Effectiveness of theLease Agreement to Rent a House in Makassar City". Under the guidance ofMuhammad Rustan as Chief Advisor and Sahban as Advisor. This study aims todetermine the effectiveness of the rental agreement for renting a house inMakassar City in making agreements between home owners and tenants so asto provide legal certainty for both parties. This research uses empiricalresearch. The location of this research was carried out on Sultan AlauddinStreet, Bosowa Housing Complex, Makassar City and West Kabila Street. Typesand sources of data used are primary data and secondary data. Datacollection techniques, library research and field research. Data analysis,namely data that has been obtained both primary and secondary data willthen be processed and analyzed to produce conclusions, then presenteddescriptively.