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All Journal DE LEGA LATA: Jurnal Ilmu Hukum Morality :Jurnal Ilmu Hukum WAJAH HUKUM Awang Long Law Review JURNAL ILMIAH ADVOKASI Eksekusi : Journal Of Law UNES Journal of Swara Justisia Jurnal Hukum Pelita Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP)
Sanjaya, Suyono
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Arts Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Jurnal Hukum Pelita

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Legalitas Kontrak Perjanjian Kredit Motor Tanpa Akta Otentik Notaris oleh Kreditur Di Indonesia Sudjadi, Agung; Rahmatiar, Yuniar; Abas, Muhamad; Sanjaya, Suyono
JURNAL HUKUM PELITA Vol. 6 No. 1 (2025): Jurnal Hukum Pelita Mei 2025
Publisher : Direktorat Penelitian dan Pengabdian (DPPM) Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jhp.v6i1.5819

Abstract

The purpose of this study is to establish legal certainty regarding the validity of contracts and the legitimacy of execution by creditors in motor vehicle financing agreements that are not formalized through notarial deeds and court rulings, as well as to assess their impact on legal certainty and debtor protection. This research employs a normative legal method by collecting data through a literature review of legislation, court decisions, legal literature, and relevant motor vehicle financing contracts. The study finds that motor vehicle financing contracts without notarial deeds have weaknesses in evidentiary strength, creating opportunities for creditors in Indonesia to execute collateral without court authorization. However, the legality of such execution must be based on Constitutional Court Decision No. 2/PUU-XIX/2021, which states that execution may proceed without a court ruling if there is voluntary surrender and a clear basis for execution. Thus, this research provides an original contribution by thoroughly examining the legal aspects of fiduciary guarantee execution in the context of motor vehicle financing contracts, a topic that has received little attention in non-bank financing practices in Indonesia
Co-Authors Abas, Muhamad Akup, Apriliyanto Juwan Sukmana Andriani, Nina Asnanda, Anggraeni Dewi, Yogita Erathon , Pascal Azka Erathon Febrian, M. Ibnu Mardias, Deni Maryam, Zulfa Nurul Muhamad Abas Nugroho, Gynastiar Priyatna, Harariawan Rahmatiar , Yuniar Rahmatiar, Yuniar Sudjadi, Agung Syarif, Soultan Ubaidillah, Nauval Yudda Ramadhan, Khelvin Zahra Alfianti, Kartika