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Sintia Eka Putri
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Journal : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah

 1 
Analisis Penerapan Prinsip Bagi Hasil dan Manajemen Risiko pada Pembiayaan Musyarakah : Studi Kasus : Bank BNI Syariah Cabang Jambi Sintia Eka Putri; Muhammad Subhan
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 3 (2024): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i3.1553

Abstract

This study aims to determine how the process of implementing the principle of profit sharing and risk management in musyarakah financing at BNI Syariah Jambi branch. This study uses a qualitative research method with a field approach through structured interviews. The results of this study indicate that BNI Syariah Jambi branch in implementing the principle of profit sharing and risk management is in accordance with the procedures and provisions that have been set. Operational constraints of BNI Syariah in implementing the principle of profit sharing and risk. Customer income is not reported to the Bank every month. The level of customer honesty is very low in terms of business development.
Kontribusi Lembaga Filantropi Islam Berbasis ZIS untuk Meningkatkan Kesejahteraan Masyarakat di Desa Adipura Kencana Kecamatan Sungai Bahar Kabupaten Muaro Jambi Sintia Eka Putri; H. Sissah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 4 (2024): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i4.1709

Abstract

This research explores the contribution of ZIS-based Islamic philanthropic institutions in improving community welfare in Adipura Kencana Village, Sungai Bahar Sub-district, Muaro Jambi District. The aim of this study is to understand the contributions, impacts, and efforts of ZIS-based Islamic philanthropic institutions in supporting business capital assistance programs in Sungai Bahar Sub-district, Muaro Jambi District. This research employs a descriptive qualitative method, using both primary and secondary data. Data collection techniques include observation, interviews, and documentation, while data analysis is conducted using domain, taxonomic, and componential analyses. The results indicate that direct fund distribution by the institution significantly strengthens the relationship and sense of kinship between the community and the philanthropic institution. Through direct interaction with the community, prospective aid recipients are more open in expressing their concerns and needs, making the assistance provided by the philanthropic institution highly beneficial. The community feels a considerable positive impact from the presence of Islamic philanthropic institutions managing zakat in their area, as many individuals are able to improve their welfare through productive enterprises thanks to the assistance provided by the institution. The institution carefully selects aid recipients to ensure that assistance reaches those who truly need it. However, some community members still feel they belong in the less-privileged category yet have not received assistance from the institution.
Co-Authors H. Sissah MUHAMMAD SUBHAN