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Journal : Jurnal Keuangan dan Perbankan

Determinants of Bank Efficiency during Financial Restructuring Period: Indonesian Case Felisitas Defung
Jurnal Keuangan dan Perbankan Vol 22, No 3 (2018): July 2018
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (717.1 KB) | DOI: 10.26905/jkdp.v22i3.2094

Abstract

The banking sector in Indonesia had been through many challenges aftermath the 1997 Asian financial crisis.  The restructuring programs aimed to strengthen and improve the performance of the banking system. Empirical researches around the world, however, present various result with regard to the effect of the policy on bank efficiency. We investigated the determinants of the relative efficiency of the Indonesian banking industry. Using panel data of 101 Indonesian commercial banks, this study employs a non-parametric frontier method, Data Envelopment Analysis (DEA), to measure the efficiency score. In the second stage, the Tobit regression model used to analyse the factors that potentially determine the variation of efficiency score.  The finding indicated the bank was technically inefficient particularly during financial restructuring. The improvement was evident toward the end of the period. Bank size, macroeconomic factors, and three bank groups were strongly associated with bank efficiency level. There was no strong evident that merger, which typically the form of restructuring policy output, positively associated with bank efficiency.JEL Classification:  G21, G28, G34, C14DOI: https://doi.org/10.26905/jkdp.v22i3.2094
Is there financial accelerator in indonesian banking? Dadang Lesmana; Felisitas Defung; Wirasmi Wardhani
Jurnal Keuangan dan Perbankan Vol 26, No 3 (2022): JULY 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v26i3.7556

Abstract

The purpose of this study is to examine the effect of the business cycle on price-cost margins in Indonesian banking. The research method used is the System Generalized Method Moment (SYS-GMM) to analyze 94 conventional banks in Indonesia for the period 2011-2020. The results of this study indicate that the business cycle has two effects on the price-cost margin in Indonesian banking. First, GDP has no effect on the price-cost margin. Second, credit has a negative effect on price-cost margins in Indonesian banks. Our result study is to prove the results of research on "financial accelerators" in previous studies. This study suggests banks and policymakers in Indonesia must be able to assist the economy in providing credit to accelerate economic recovery, which can reduce the default risk.
Co-Authors Abdi Putra Prakoso Afandi, Arif Agustina Agustina Aidilla Evasari Amanda, Rafly ANDIK SUPRIYATNO Anggi Kurnia Sari Anggita Pradnya Paramytha Anis Rachma Utary Anis Rachma Utary Anis Rachma Utary Arlinda, Alya Dadang Lesmana Dea Eka Manisa Dedy Supriyadi Dela Farah Diba Diah Putri Aji Pradipta Diniyah, Nur Rizqi Djoko Setyadi Doddy Adhimursandi Dwi Agustina Echa HIKMAWATI SUNDARI Elisa Nanda Ristia Fathunnida Fathunnida Fathunnida, Fathunnida Fatmawati Lestari firliyanti firliyanti Ganda Pratama Hairul Anwar Hairul Anwar Hairul Anwar Hairul Anwar Hairul Anwar, Hairul Hairul Azka anwar Hanifah Hanifah HERRY RAMADHANI Indah Yulia Citra Indra Muska Setiawan Irsan Tricahyadinata Ismiatul amalia Jonathan P.H Sinaga Kadafi, M. Amin Kamat Apriyanto Karim Maulana Kartika Aprilia Ivani Lorensas Julia Olivianty M. Amin Kadafi M. Amin Kadafi Manisa, Dea Eka Maryam Nadir Maryam Nadir Melati Saputri Meqitriz Yanuari H Meuthia Sri Agustin Muhammad Amin Kadafi Muhammad Febryanto Muhammad Fiisalam Kharisa Muhammad Reza Satria Muhammad Reza Satria, Muhammad Reza Muhammad Yusran Masyhuri Musdalifah Azis Musdalifah Aziz Nadira, Nadira Novi Rahma Yani Nur Fadhilah Prakoso, Abdi Putra Pratama, Ganda Puput Pratitis Putri, Cici Dwi Ananda Rafly Amanda Rasidah Rasidah, Rasidah Rega Waydi Andini Regina Gemelly Resti Windaridatul Asri Rizki Yuliana Rizky Yudaruddin Rosiana Rosiana Rusdiah Iskandar Sesinoprita Idin Siti Amalia Siti Hasmah Siti Hernita Oktavia Siti Rahmi Luxfiah Siti Raudhatul Jannah Sri Mintarti Suci Setiani Sukma Wati Susi Jantini Susri Eka Marselina Syarifah Lubna Kautsar A Theresia Militina Tri Mulyana Ufiya Azka Prasiwi Ufiya Azka Prasiwi Ulfa Santika Sari Willy Chandra Wirasmi Wardhani Yeny Puji Astuti Yosephine Rose Christianti Yudha Atmoko Yulia Tri Cahyani Zainal Ilmi Zaki Fakhroni