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All Journal Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Journal of Health Education Law Information and Humanities
Hummerson, Laureen Aurora
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Humanities Computer Science & IT Education Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Journal : Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia

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The Effectiveness of P2P Lending Regulation for Customer Protection in Indonesia Hummerson, Laureen Aurora; Jennifer, Jennifer; Putra, Moody Rizqy Syailendra
AURELIA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Vol 4, No 1 (2025): January 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/aurelia.v4i1.4482

Abstract

This research discusses Peer-to-Peer Lending  in Indonesia, with a particular focus on the customer protection. With the rapid digitalization of financial technology in Indonesia, P2P lending platforms gain popularity among the society. However, this raises the concern on how effective Indonesia's regulation is on supervising the industry and protecting its users. A  comprehensive  analysis on the current regulatory framework established by the Financial Security Authority (OJK) and Indonesian Fintech Lending Association (AFPI). Identifying the gaps and issues that are risking the protection of the customers.
Co-Authors Ariawan Gunadi Jennifer Jennifer Moody Rizqy Syailendra Putra Vincent Vincent, Vincent Wanibe, Kenji Dustin