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Journal : Dialektika: Jurnal Ekonomi dan Ilmu Sosial

Management Pengaruh Literasi Keuangan dan Inklusi Keuangan terhadap Pengelolaan Keuangan UMKM Kecamatan Tanggulangin Assanniyah, Majalisi; Setyorini, Haryati
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 9 No 1 (2024): Dialektika : Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v9i1.3917

Abstract

Micro, Small, and Medium Enterprises (MSMEs) have an important contribution in increasing Gross Domestic Product (GDP). Poor financial management not only has an impact on business growth but can have an impact on national economic growth. MSME players need knowledge and access to banking products and services. This study aims to examine the effect of financial literacy on MSME financial management in Tanggulangin District and to examine the effect of financial inclusion on MSME financial management in Tanggulangin District. This research is a quantitative research using data collection techniques, namely questionnaires. This study used a sample of 151 MSME actors. The data analysis technique in this study uses multiple linear regression analysis with a t test. The results of this study show that financial literacy has a significant positive effect on MSME financial management. Meanwhile, financial inclusion does not have a significant positive effect on the financial management of MSMEs in Tanggulangin District.