â€œAn Analyze The Effect Of Loan To Deposit Ratio (LDR), Non Performing Loan (NPL), And Loan Interest Rate On Return On Assets (ROA) In Bank Perkreditan Rakyat (Peopleâ€™s Credit Banks) In Indonesia In The Period Of 2010-2014â€ (Fakultas Ekonomi dan Bisnin Universitas Tanjungpura, 2016)