PENGARUH LOAN TO DEPOSIT RATIO (LDR), NON PERFORMING LOAN (NPL), RETURN ON ASSET (ROA) DAN OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL(BOPO) TERHADAP CAPITAL ADEQUACY RATIO (CAR) (Studi Pada Bank Umum Swasta Nasional (BUSN) Devisa) (Universitas Pendidikan Ganesha, 2015)