MASLAHAT ISSUE IN ISLAMIC MICROFINANCING: STUDY AT ISLAMIC COOPERATIVE AND ISLAMIC RURAL BANK

Hakim, Nurman
Kartika, Tika
Hidayat, Muhammad Faisal
Zahra, Nadia

Al-Infaq: Jurnal Ekonomi Islam
Al-Infaq: Jurnal Ekonomi Islam, Vol. 15, No. 2 (2024)

This paper aims to identify the priority of goals and its strategies on Islamic micro-financing especially at Islamic rural banking and Islamic cooperative. This study uses analytic network process (ANP) as data processing method. The findings are: first, maslahat of people is the most dominant goal on Islamic micro-financing both banking and non-banking service providers. Therefore, the most dominant alternative to achieve maslahat is to create empowering programs for needed people effectively. Second, internal strategy is the fittest strategy on Islamic micro-financing both Islamic rural bank and Islamic cooperative. And the alternative strategy to imply the internal strategy is to increase employment performance.