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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 59 Documents
Search results for , issue "Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021" : 59 Documents clear
Peran Kebijakan Moneter Terhadap Kemampuan Perbankan Dalam Penyaluran Pembiayaan Moch Anshori; M Alif Shofiyudin
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (138.383 KB) | DOI: 10.29040/jiei.v7i1.1758

Abstract

The purpose of this study is to see the response of Islamic banking in Indonesia from monetary policy. This research uses quantitative methods. The data used are the 2017-2019 financial statements. The results of this study indicate that the bank is not in a financial condition. This, coupled with liquidity in banks, monetary and monetary effects will not affect financing. As for capital, monetary policy changes will affect finances.
Tata Kelola Stakeholder dalam Meningkatkan Mutu Pendidikan Pada Madrasah Tsanawiyah Ihsan Muhadi; Giyoto Giyoto; Lilik Untari
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (199.635 KB) | DOI: 10.29040/jiei.v7i1.2209

Abstract

This study aims to determine stakeholder governance in improving the quality of education at Madrasah Tsanawiyah (MTs) Negeri 1 Sukoharjo. This governance includes the management of teaching staff and education personnel in improving the quality of secondary education at MTs Negeri 1 Sukoharjo, student management in improving the quality of secondary education at MTs Negeri 1 Sukoharjo, governance of partner communities and graduate users in improving the quality of secondary education at MTs Negeri 1 Sukoharjo. The methodology in this study uses a qualitative approach. Data collection techniques in this study include observation, in-depth interviews, FGD (Focus Group Discussion), and document review. Data analysis in this study was carried out in 4 (four) steps, namely: 1) performing data management, 2) writing memos on the edge of field notes or transcripts to assist database exploration, 3) delineation, classification, and interpretation, and 4) visualization and representation findings. The results showed that the governance of stakeholders in improving the quality of education at Madrasah Tsanawiyah (MTs) Negeri 1 Sukoharjo which includes the management of teachers and education personnel, student governance, and how madrasahs manage the role of stakeholders in improving the quality of secondary education at Madrasah Tsanawiyah ( MTs) Negeri 1 Sukoharjo is done very well so that the quality of education at Madrasah Tsanawiyah (MTs) Negeri 1 Sukoharjo is very good.
Analisis Pengembangan Usaha Kecil, Dan Menengah Pada Kesejahteraan Masyarakat Kampung Bordir Kecamatan Beji (Ditinjau Dari Maqashid Syariah) Widya Setiyawati; Renny Oktafia
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (57.835 KB) | DOI: 10.29040/jiei.v7i1.1740

Abstract

Kampung Embroidery, Beji Subdistrict, Pasuruan Regency is one of the districts of East Java that thinks about the welfare of the community through creative efforts and Pasuruan is also known to be many creative women who are active in earning a living. In a situation of limited job opportunities, it turns out that in the area of ​​Embroidery Village, there are many Home Industry border craftsmen.. MSMEs have an important role in the economy and business development in Indonesia. This research method uses descriptive qualitative research methods and interactive data analysis. The results show that through economic growth a country is able to change its economic conditions for the better in accordance with maqashid sharia and can improve the welfare of the community.
Pengaruh Pembiayaan Mudharabah, Musyarakah dan Murabahah Terhadap Profitabilitas Bank Umum Syariah Dinar Mega Silvia Sari; Sri Suartini; Isro’iyatul Mubarokah; Nanu Hasanuh
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (626.003 KB) | DOI: 10.29040/jiei.v7i1.1850

Abstract

This study aims to analyze the effect of mudharabah, musyarakah, and murabahah financing on the level of profitability in banks using the Return on Assets (ROA) ratio simultaneously and partially. The sample used in this study was 42 data from the results of the outlier test which previously had 52 sample data into 42 sample data with the study population using 7 (seven) Islamic commercial banks until 2019. The data analysis method used in this study was multiple linear regression of panel data. The results of this study indicate that partially mudharabah financing has no significant negative effect on the level of profitability, while musharaka partially has a negative effect on the level of profitability. Murabahah financing has a significant positive effect on profitability.
Efektifitas Zakat Produktif Dalam Memberdayakan UMKM (Studi Kasus Pelaku UMKM di Pedan, Klaten, Jawa Tengah) M Usman; Nur Sholikin
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (215.174 KB) | DOI: 10.29040/jiei.v7i1.1599

Abstract

Productive zakat is zakat given to a person or group of people to be used as working capital. Giving productive zakat to mustahik MSME actors is expected to help increase Mustahik's income so that it can reduce poverty levels. Productive zakat distribution at Baznas is expected to be able to alleviate poverty in society. In 2018, Pedan District was one of the areas selected by Baznas in distributing productive zakat to MSME players. This sub-district is located in Klaten Regency which has a position as one of the development centers of Klaten Regency. The majority of Pedan people work as MSME actors, so that if the potential of this community can be maximized it will reduce the level of poverty in the area. This research is a field research (field research). To achieve this goal the writer uses a qualitative descriptive approach. In this study, primary data was generated from interviews with mustahik who received assistance from Baznas. Meanwhile, secondary data is obtained from books, journals and related laws and regulations. The results showed that the distribution of productive zakat at Baznas to MSME players in Pedan has had a positive impact on increasing their business results as seen from the amount of mustahik income before and after receiving productive zakat calculated from the total net income of MSMEs after receiving assistance from Baznas, return or net profit received by mustahik in 2018 and 2019, the final capital analysis is calculated after the total liabilities and equity of MSME businesses, the level of capital growth (Pedan people) before and after receiving productive zakat
Kajian Fiqih Berbasis Margin Murabahah dan Kaitannya Dengan Risiko Reputasi Nasrul Amanu
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.939 KB) | DOI: 10.29040/jiei.v7i1.1558

Abstract

This study aims to determine how much the impact of reputation risk on Islamic Banks in BPRS Patriot Bekasi, to analyze the implementation of Murabahah in BPRS Patriot Bekasi and to find solutions in implementing Murabahah which is considered imperfect which can lead to reputation risk at BPRS Patriot Bekasi. The method used is through qualitative research by means of observation and distributing questionnaires to respondents in the customers of the Patriot Bekasi Islamic People's Financing Bank (BPRS). From these results, there were 22 respondents or 72.6% of 30 respondents stated that the risk impact was very large on BPRS Patriot Bekasi, while 8 respondents or 27.4% of the 30 respondents sampled stated no, that the risk impact was very large on BPRS. Patriot Bekasi. There are 30 respondents or 100% of the 30 respondents said yes, that the Patriot Bekasi Islamic Rural Bank (BPRS) has conducted an analysis of the implementation of the Murabahah contract according to the condition of the community or the customer, so that it is expected that there will be no default or default. There were 29 respondents or 96.7% of 30 respondents said yes, that the Patriot Bekasi Islamic Rural Bank (BPRS) has been looking for a solution in implementing Murabahah which is considered imperfect which could lead to reputational risk to customers. Keywords: Murabahah, reputation risk, BPRS PATRIOT BEKASI JEL Clasification: D23, G21, G32, F38
Pengembangan Manajemen Pariwisata Halal Berbasis Kearifan Lokal Sipakatau’, Sipakainge’, Sipakalebbi’ Andi Zulfikar Darussalam; Syarifuddin Syarifuddin; Ega Rusanti; A. Darussalam Tajang
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.359 KB) | DOI: 10.29040/jiei.v7i1.1831

Abstract

Halal Tourism is one of the cultural-based tourist forms that Putting Islamic values and norms first. The potential for Halal Tourism development in Indonesia is enormous but needs to be upgraded in terms of the developer concept by applying lokal cultural values. One tourist destination in South Sulawesi is 'Taman prasejarah Leang-Leang' in Maros regency that has become a promising region To be developed as a Halal Tourism area by promoting lokal Sipakainge’ and Sipakalebbi’ concepts of wisdom. This study is a qualitative descriptive study using primary and secondary data sources through observation and documentation carried out by researchers. Research results are obtained if Sipakainge’ and Sipakalebbi’ can apply as Tourism clean development concepts by upholding the value of humanizing one another, reminding and respecting one another in the process. Additionally, the development can also be achieved by increasing the tools and infrastructure that makeup residence and characteristics of Halal Tourism.
Preferensi Nasabah Pelaku UMKM dalam Menggunakan Pembiayaan Bank Syariah Indonesia (Studi Kasus UMKM Kota Mataram Nusa Tenggara Barat) muhammad Rafi’i Sanjani; Indah Fitriana Sari
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (286.32 KB) | DOI: 10.29040/jiei.v7i1.2242

Abstract

One of the main problems encountered by the micro, small, and medium enterprises (SMEs) is the capital of the injustice system in bank lending rates and the high cost of conventional interest rate for the borrower (micro, small, and medium enterprises). As a result, SMEs are looking for other alternatives to increase capital by proposing financing to Islamic banking. The purpose of this study is to examine the preference of SMEs to choose financing in Bank Syariah Indonesia (BSI) in the Municipality of Mataram West Nusa Tenggara and to determine the effect of each preference, as well as to determine the most dominant preference behind this preference. The object of this research is customers (SMEs actors) who have used sharia financing at the Bank Syariah Indonesia (BSI) in the municipality of Mataram West Nusa Tenggara. The sampling technique in this research uses purposive sampling, while the primary data is collected by a questionnaire. Data were analyzed using multiple linear regression techniques. The results of this study indicate that preference of SMEs in choosing Islamic finance in Bank Syariah Indonesia (BSI) in the Municipality of Mataram West Nusa Tenggara is positively and significantly driven by the intention to run the Islamic law, profit-sharing, financing terms, service of employees, and quick process of granting financing which was accounted to 87.8%. That is, provided that the intention to enforce Sharia Law is getting stronger, profit-sharing is more equitable, financing requirements is much lighter, the service by the employee is more qualified, and the process of financing is more quickly, the preference of SMEs in choosing to use Islamic finance in Bank Syariah Indonesia (BSI) in the Municipality of Mataram West Nusa Tenggara will also be higher. Among the five of preferences, the most dominantly influential preferences is a service provided by the employee, followed by a strong intention to implement Islamic law, the speed of the process of financing, financing requirements, and profit-sharing system applied.
Pemberdayaan Mustahiq BAZNAS Kabupaten Sukabumi Melalui Program Bangkit Usaha Mikro Berbasis Masjid Desa Peradaban Zakat (BUMI DPZ) Husnul Khatimah; Nuradi Nuradi
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (301.709 KB) | DOI: 10.29040/jiei.v7i1.1594

Abstract

BAZNAS Sukabumi Regency has a superior program named Micro Enterprise/ Bangkit Usaha Mikro (BUMI) that based on Zakat Civilization’s Village/ Desa Peradaban Zakat (DPZ) of mosque which is carried out following local socio-cultural community factors, by spiritual and material empowerment at the same time in accordance with its motto ngaji (ruhani) or spiritual empowerment and ngejo (rupiah) or material empowerment. This study aims to determine the success level of the mustahiq empowerment program through the BUMI DPZ program in BAZNAS, Sukabumi Regency. The research that will be used is a survey research by conducting interviews and using a questionnaire, with descriptive analysis methods and qualitative approaches, in the form of collecting facts in the field from interviews in the form of questionnaires to respondents. The results show that the success level of the BUMI DPZ BAZNAS program in Sukabumi Regency in terms of rupiah development is still low due to various obstacles, including the mentality of the assisted residents (mustahiq) who are still in consumptive orientation is still quite difficult to changing to be a productive one and already familiar with the usury system coupled with the limited number of assistants who at the same time have to deal with other institutions that offer assistance programs with interest-bearing loans, even though assistants play a major role in changing the people's mindset as well as agents of change to create empowered community conditions, while in terms of ruhiyah development it can be said to be successful with community assistants activeness to follow routine recitation held by a companion and have routinely issued
Analisis Halal Tourism dalam Meningkatkan Laju Pertumbuhan Ekonomi di Provinsi Lampung Heni Noviarita; Muhammad Kurniawan; Gustika Nurmalia
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1118.773 KB) | DOI: 10.29040/jiei.v7i1.1574

Abstract

Abstract The purpose of this research is to see tourist destinations in Prov. Lampung has the potential to become a sharia tourism, this is supported by an assessment of four aspects in tourist objects which include attractions, amenities, accessibility and ancillary. This research is descriptive analysis, the research data is obtained by distributing questionnaires, interviews and direct observation in 6 leading tourist destinations in Prov. Lampung which is the object of research. The results showed tourist destinations have advantages including adequate attractions by presenting scenic spots, supporting facilities and infrastructure for tourists, the availability of easily obtained information, and uniqueness with the concept of sharia in managing tourist attractions. However, there are still some weaknesses that need to be improved, including the absence of a guarantee of halal food products, the unavailability of adequate public transportation to get to tourist attractions, and no optimal cooperation between the government and managers. Halal tourism in Lampung Province has an opportunity due to the absence of sharia tourism in the Lampung area and it answers the needs of the Muslim community for Islamic tourism in Lampung. Keyword: Halal tourism, economic growth. Abstrak Tujuan penelitian ini untuk melihat destinasi wisata di Prov. Lampung memiliki potensi untuk menjadi wisata syariah hal tersebut didukung dengan penilaian empat aspek yang ada di objek wisata yang meliputi atraksi, amenitas, aksesibilitas dan ancillary. Penelitian ini bersifat deskriptif analisis, data penelitian diperoleh dengan meyebarkan kuesioner, interview dan observasi langsung di 6 destinasi wisata unggulan yang ada di Prov. Lampung yang menjadi objek penelitian. Hasil penelitian menunjukan bahwa destinasi wisata di Prov. Lampung memiliki potensi untuk menjadi wisata syariah hal tersebut di dukung dengan penilaian empat aspek yang ada di objek wisata yang meliputi atraksi, amenitas, aksesibilitas dan ancillary. Destinasi wisata memiliki keunggulan meliputi atraksi yang memadai dengan menyajikan spot pemandangan, sarana dan prasarana penunjang wisatawan, ketersediaan informasi yang mudah diperoleh, serta keunikan yang berkonsep syariah dalam pengeloaan tempat wisata. Namun, masih ada beberapa kelemahan yang perlu diperbaki yaitu meliputi belum adanya jaminan kehalalan produk makanan, belum tersedianya tranportasi umum yang memadai untuk menuju tempat wisata, serta belum terjalin kerjasama antara pemerintah dan pengelola secara optimal. Halal tourism di Provinsi Lampung memiliki peluang dikarenakan belum adanya wisata syariah di daerah Lampung dan memjawab kebutuhan masyarakat muslim akan pariwisata syariah di Lampung. Keyword: Halal tourism, pertumbuhan ekonomi.

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