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Jurnal Ilmiah Ekonomi Islam

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Published by STIE AAS Surakarta

ISSN : 24776157 EISSN : 25796534 DOI : -

Core Subject : Economy, Social,

Economics, Econometrics & Finance Social Sciences

Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.

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Search results for , issue "Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021" : 70 Documents clear

Analisis Faktor-faktor Yang Dapat Mempengaruhi Pengentasan Kemiskinan di Indonesia (2016- 2019) Bariyyatin Nafi'ah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Abstrak Penelitian ini bertujuan untuk menganalisis Zakat, Infaq, Shadaqah, Indeks Penbangunan Manusia (IPM), Inflasi terhadap pengentasan Kemiskinan di Indonesia (periode Tahun 2016-2019). Data yang digunakan pada penelitian ini adalah data sekunder dan metode yang digunakan yaitu analisis regresi data panel menggunakan Random Effect Model dengan bentuan program Eviews 9 untuk memperoleh gambaran antar satu variabel dengan variabel yang lainnya. Penelitian ini terdiri dari 34 Provensi yang ada di indonesia selama 4 tahun yakni dari tahun 2016- 2019. Hasil penelitian ini menunjukkan bahwa variabel ZIS memiliki pengaruh terhadap pengentasan kemiskinan sedangkan IPM dan Inflasi tidak perpengaruh signifikan terhadap pengentasan Kemiskinan. Berdasarkan pada hasil regresi dengan menggunakan rendom effect mode yang terlihat pada tabel, diketahui bahwa nilai koefisien determinasi sebesar 0,679005 memiliki arti bahwa ZIS, IPM dan Inflasi berpengaruh terhadap tingkat kemiskinan sebesar 67, 9 %. Sedangkan sisanya 30,3 % dipengaruhi oleh hal yang lain yang tidak di analisis pada penelitian ini. Kata Kunci : Kemiskinan, Zakat Infaq Shadaqah (ZIS), Indeks Pembangunan Manusia (IPM) dan inflasi. Absrtac This study aims to analyze Zakat, Infaq, Sadaqah, Human Development Index (HDI), Inflation on poverty alleviation in Indonesia (2016-2019 period). The data used in this study are secondary data and the method used is panel data regression analysis using the Random Effect Model with the form of the Eviews 9 program to obtain an overview between one variable and another. This study consists of 34 proventions in Indonesia for 4 years, from 2016 to 2019. The results of this study indicate that the ZIS variable has an influence on poverty alleviation while HDI and inflation have no significant effect on poverty alleviation. Based on the regression results using the rendom effect mode shown in the table, it is known that the coefficient of determination of 0.679005 means that ZIS, HDI and inflation have an effect on the poverty rate by 67.9%. While the remaining 30.3% is influenced by other things that are not analyzed in this study. Keyword: Poverty, Zakat Infaq Sadaqah (ZIS), Human Development Index (HDI) and inflation

MENGELOLA KINERJA KARYAWAN BANK SYARIAH DI MASA PANDEMI COVID-19 MELALUI ISLAMIC WORK ETHICS Eldes Willy Filatrovi; Nurul Imani Kurniawati; Taufiq Andre Setiyono
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Dengan diumumkannya status karantina wilayah oleh Presiden Jokowi atas semakin mewabahnya Virus corona, maka secara tidak langsung berdampak secara menyeluruh dari segi ekonomi khususnya bagi masyarakat menengah kebawah. Dalam hal ini peraturan yang ditetapkan oleh Pemerintah dalam Undang-Undang Kekarantinaan Kesehatan yang disebutkan bahwa selama dalam karantina wilayah, kebutuhan hidup dasar orang yang berada di wilayah karantina menjadi tanggung jawab Pemerintah. Kesejahteraan sosial masyarakat di sini berkaitan dengan kesehatan, kondisi ekonomi domestik rumah tangga, rasa aman-nyaman, serta kualitas hidup yang baik. Sehingga masyarakat yang sedang dihadapkan pada pandemi Covid-19 dapat tetap memenuhi kebutuhan dasarnya dan menjalankan fungsi sosialnya. Pandemi Covid-19 telah menyebar ke berbagai negara, termasuk Indonesia. Sebagai akibatnya, hampir semua sektor mengalami kontraksi, tidak terkecuali perbankan syariah. Namun, perbankan syariah dianggap cukup mampu bertahan dari dampak tersebut berdasarkan fakta empiris krisis-krisis yang terjadi sebelumnya. Tujuan penelitian ini untuk menganalisis bagaimana kinerja karyawan pada perbankan syariah dimasa pandemi covid-19. Dalam hal ini perbankan Syariah dituntut harus mampu berkembang walaupun berada di masa pandemic covid-19 ini. Penelitian ini dilakukan di perusahaan perbankan syariah khususnya di Jawa Barat. Sampel yang digunakan adalah karyawan yang telah bekerja minimum dua tahun dengan menggunakan teknik nonprobability sampling. Alat analisis yang digunakan adalah Structural Equation Modeling (SEM). Dengan dilakukannya penelitian ini diharapkan mampu memberikan kontribusi bagi perusahaan dengan kebijakan sebagai upaya pengelolaan karyawan perbankn Syariah di masa pandemic covid-19 agar tetap pada pedoman Alquran dan Hadist serta memberikan kontribusi bagi ilmu pengetahuan yang ada.

Pemikiran Ibnu Taimiyah dalam Praktek Akad Pembiayaan di Baitul Mal Wat-Tamwil Udin Saripudin; M Munir Asrori; Suryani Suryani
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

One of Ibn Taymiyah's thoughts (d. 728 H / 1328 AD) that economic transactions are aimed at justice that can only be realized if all the contracts are based on the willingness to agree from all parties, is very interesting to research the practice of financing agreements in Islamic financial institutions (LKS) which in this case Baitul Mal Wat-Tamwil (BMT). The purpose of this study is to find out how much the principle of justice is the basis for the implementation of the financing contract for the parties to the contract. The study uses qualitative methods with a descriptive analysis approach. The research was conducted at BMT Tumang, one of the national-scale BMTs that has contributed to the growth of the sharia microeconomic system. The results showed that Ibn Taymiyah's thoughts regarding the foundation of morality and justice had been applied in the financing agreement at BMT Tumang, it was stated in the Operational Management Standards (SOM) and Standard Operating Procedure (SOP) of BMT Tumang. Keywords : Ibnu Taimiyah, financing agreement, moral foundation, justice, BMT Tumang.

Implementation or Financing Agreement Musyarakah Against Customer in Sharia Bank Periode 2018 (Study: Bank Pembiayaan Rakyat Syariah Bangka Belitung) Yudi Setiawan
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Agreement is a where action one person or people bind your self against or more persons. In general people are free to make agreement not tied to particular shape can be made oral or writtrn. Financing is provision of funds or bill whinc in the equation with it. Musyarakah is a partnership agreement thet the benefits and risk will be borne together as agreed. Customers are parties who use the services of islam bank and UUS, syariah bank is a that runs is business activities based on syariah principles. Research method used in this research Empirical Juridical. The perpuse of this study is to find out how the Implementation in musyarakah financing and what are the obstcles that occur in the implementation, the implementation of the musyarakah financing agreement, implementation on the basis of syariah principles and agreement of bots parties, then in the implementation there are barriers thet the customers in this case does not perform it’s obligation in accordance eith the contents of the agreement thet has been made. In setting the matter, the ways of deliberation between the two parties do not find an agreement on the matter, then to resovle the matter is pursued by legal means throught the courts or through the arbitration body. Problem in change of islam is conducted in tree ways, nemaly though the road of peace, trough thes road the bank and with rescheduling done, then two road of arbitration, and then though the road of justice.

Interaksi Investasi, Dana Pihak Ketiga dan Pembiayaan Perbankan Syariah Terhadap Pertumbuhan Ekonomi di Sumatera Utara Sugianto Sugianto; Muhammad Yafiz; Anita Khairunnisa
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Economic growth is a picture to see the progress of economy a country or region, as measured with the amount of data on Gross Domestic Product (GDP) or data on Gross Regional Domestic Product (GRDP). The purpose of this study is to analyze the independence of the variables that affect economic growth, such as Domestic Investment (DI), Foreign Direct Investment (FDI), Third Party Funds (TPF) and Islamic Banking Financing. The research method uses a quantitative approach with secondary data in time series with the Vector Error Correction Model (VECM) methods and uses the help of Eviews 9 program. This study uses a sample from 2010 to 2020. The results of this study indicate that in the long run the variables of DI, FDI and Financing Islamic Banking have a positive and significant effect on the GRDP of North Sumatra, while the TPF Islamic Banking variable has a negative effect on the GRDP of North Sumatra. In the short term, the DI variable significantly affects the FDI. This study suggests that in order to advance the economy of a region, North Sumatra government should encourage and support activities carried out by DI and FDI, as well as financial institutions such as Islamic banking, which are primarily activities in the form of Third Party Funds and financing. The existence of financing disbursed by Islamic banking can provide capital assistance to business actors, so as to increase economic growth.

Implementasi Undang-Undang Nomor 18 Tahun 2019 Tentang Pesantren Terhadap Pengelolaan Pondok Pesantren Panut Panut; Giyoto Giyoto; Yusuf Rohmadi
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

This study aims to describe the implementation of Law Number 18 of 2019 concerning Islamic Boarding Schools on the management of pesantren in Kebumen Regency in 2020-2021; describe the problems of education management, availability of infrastructure and financing in Islamic boarding schools; and describe strategies for solving problems of education management, availability of infrastructure and financing in Islamic boarding schools in terms of Law Number 18 of 2019 in Kebumen Regency in 2020-2021. This study used descriptive qualitative method. The place of research is Islamic boarding school in Kebumen district, Central Java province. The sample criteria in this study was to use purposive sampling. The sample taken in this study was from 2 salafiyah Islamic boarding schools consisting of one advanced salafiyah cottage and one undeveloped salafiyah cottage. The participants of this research are the leaders of Islamic boarding schools. Informants in this study were students, ustadz/ustadzah, managers, and guardians of students. Data collection techniques in this study using documents, in-depth interviews, and observation. The method used to check the validity of the data is the credibility test (triangulation, discussion with colleagues, and member check), transferability test, dependability test, and confirmability test. The data analysis technique used in this research is through the field process. The stages in analyzing the data in this study are analysis before in the field, analysis while in the field (data reduction, data presentation, drawing conclusions). The results showed that: 1). implementation of Law Number 18 of 2019 concerning Islamic boarding schools for the management of Islamic boarding schools in Kebumen Regency in 2020-2021 has been carried out well, especially in advanced Salafiah Islamic Boarding Schools; 2). problems of education management, availability of infrastructure and financing in Islamic boarding schools in terms of Law Number 18 of 2019 in Kebumen Regency in 2020-2021 for salafiah Islamic boarding schools that have developed almost none, but salafiah Islamic boarding schools that have not advanced in all three aspects experiencing problems; 3). problem solving strategies, especially for salafiah Islamic boarding schools that have not developed yet, by conducting comparative studies to Islamic boarding schools that have good governance, recruiting human resources who understand information systems and technology, submitting infrastructure budgets to related parties, collaborating with Lazis and Baznas in particular. related to the completion of education financing in Islamic boarding schools, as well as developing a network of general donors and networks through alumni.

Pengaruh Rasio Keuangan Terhadap Harga Saham Syariah Dengan Earning Per Share Sebagai Variabel Moderating Muhammad Yusuf; Jefriyanto Jefriyanto
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

This research is using secondary data obtained from the official website of IDX and Investing. Total population in this study are all JII members companies from 2016-2018 and the number of samples in this study are 18 companies that are members of the Indonesia Stock Exchange, especially in the Jakarta Islamic Index from 2016-2018. Data analysis techniques used in this study are the classic assumption test and the Moderated Regression Analysis (MRA) analysis test or commonly called the interaction test. Based on the results of the research conducted obtained the results of variables that have partial significant effect are DER, DPR, ROA, PBV while other variables such as PER, CR, NPM and DYR has no effect on sharia stock prices. Then for the moderation variable (Earning Per Share) proved able to moderate each independent variable and this moderating variable can strengthen the relationship between the independent variable (X) to the dependent (Y).

Organizational Citizenship Behavior Islamic Perspective (OCBIP) pada Organisasi Tidak Berbasis Islam Usman Usman
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Organizational Citizenship Behavior (OCB) is a behavior performed by an individual or employee voluntarily helping each other without expecting an award or reward from the organization or company. This study aims to investigate the role of spirituality in the workplace and job characteristics on job satisfaction and Organizational Citizenship Behavior (OCBIP), especially in organizations that are not affiliated with Islam. The sample of this research is 122 respondents of BLU UPTD Trans Semarang employees and analyzed using Structural Equation Modeling (SEM). The results indicate that in an organizational environment that is not based on Islam,, spirituality in the workplace and job characteristics have a positive effect on job satisfaction and OCBIP.

Social Entrepreneurship, Career Choice and Religiosity: Ziswaf Institution Perspective Tasnim Nikmatullah Realita; Yudhi Anggoro; Roni Angger Aditama
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Social entrepreneurship or social entrepreneurship has become an increasingly prominent topic. The development of social-based and oriented business units shows an increasing trend in line with the increasing public awareness of social problems that occur. Philanthropic institutions as a form of Social Entrepreneurship have taken on many social roles since several years ago. However, there are not many research results that examine it from a human resource perspective. Is it possible that being amil is a career choice? Is a question that has not been answered through scientific studies. This paper will examine these problems through a literature study that begins with a description of career theories and continues with a description of the research results that have been carried out. Special attention is paid to the relationship between career choice and religiousity because the ZISWAF institution is an institution based and driven by the principles of Islamic teachings.

The Role of Baitul Maal Wa Tamwil in The Economic Empowerment of Poor Women in Cianjur District Uus Ahmad Husaeni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

This study aims to analyze BMT's role in poor women's economic empowerment in the Cianjur Regency. This research is a qualitative descriptive study using economic and sociological approaches. This research's data sources are primary data obtained from BMT and interviews and secondary data from library research. Furthermore, the data collection method is carried out by observation, interviews, and documentation for further analysis by reducing data, presenting data, and drawing conclusions. The results showed that BMT played a role in empowering the economy of women. Their income increases so that they can meet their daily needs and become more independent. Besides, they became smarter in managing finances and began to be actively involved in household decision making. Empowerment of women can improve women's welfare and independence in various aspects of life, particularly the economy. Applying the function of empowering women in microfinance institutions such as BMT is the right solution to improve the economy of the community, especially women

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