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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 170 Documents
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Search results for , issue "Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023" : 170 Documents clear
Pengaruh Intellectual Capital Terhadap Kinerja Keuangan pada Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia dengan Model Value Added Intellectual Capital (VAIC) Periode 2016-2020 Mahdalena Daulay; Hesi Eka Puteri; Reina Tasha Baskara; Jamainida Zai
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9803

Abstract

Competition in the Islamic banking industry is tight, so the competence of Islamic banking human resources must increase. This needs to be done to increase the lack of resources who have studied and received good education and training, but when they return due to unfavorable environmental factors, the results of education and research be wasted. This study aims to determine the effect of Intellectual Capital on Financial Performance in Islamic People's Financing Banks (BPRS) in Indonesia with the Value Added Intellectual Capital (VAIC) Model. There is research data using monthly time series data taken in the 2016-2020 period. Data analysis technique uses PLS (Partial Least Square) with processing using Warp-PLS 7.0 Software. The test results using the SEM-PLS approach show that Intellectual capital IB-VACA has a positive and significant effect on the financial performance of Indonesian Islamic banking. By obtaining a path coefficient value of 0.482 with a p value of P
Sintesis Sains Dan Al-Qur’an Sebagai Upaya Berpikir Inovasi Dalam Berwirausaha Sitti Rabiah Yusuf
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10086

Abstract

The purpose of this study is to develop terms and formulate ways of innovation in entrepreneurship for Islamic economic actors. The problem of this research is how to think about innovation used by entrepreneurs so that it has an impact on the development of the Islamic economy. To answer these problems used a qualitative approach to the method of content analysis. The object of research is the textual Al-Qur'an, synthetic thinking books, creativity and innovation books. Research result; 1) The technique of understanding the Qur'an through the synthesis of hadith, verses, theory and individual experience is then abbreviated as HATI 2) Synthesis between science and the Qur'an is then abbreviated as SSQ (synthesis of science and Qur'an 3) SSQ is development of terms from the halal industry, Islamic finance and Islamic economics which contain a synthesis model of thinking innovation in entrepreneurship. These findings will later be continued in the final dissertation of the Islamic economics doctoral program using imindmap.
Pemetaan Penelitian Pengelolaan Harta Wakaf: Studi Bibliometrik Riska Widya Abiba; Yuniarti Hidayah Suyoso Putra
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9589

Abstract

The management of waqf assets is one of the key points in developing waqf productivity. The success of waqf programmes is largely determined by good management in order to provide benefits for the people. The importance of waqf asset management helps in utilising the potential of waqf assets that have been collected to be more productive and beneficial as a whole. This research aims to map previous research on waqf asset management using bibliometric analysis. The research approach used is quantitative with bibliometric analysis method. The data source used is secondary data with VOSviewer software analysis tool. The results showed that there were 251 articles obtained through the DOAJ and Garuda websites from 2019-2023. In addition, there is a journal that dominates publications is the International Journal Reglement & Society related to waqf property management.
Pengaruh Teori Technology Acceptance Model, Religiusitas Dan Sikap Terhadap Niat Investor Berinvestasi Pada Saham Syariah Di Indonesia Riri Putri Dika
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10601

Abstract

The emergence of sharia investment products in the Indonesian capital market opens up opportunities for Indonesian Muslims to invest. At present, the growth of investors in Islamic stock investment has not developed significantly. Sharia Online Trading System (SOTS) is the first system in the world developed to facilitate sharia investment in conducting stock transactions in accordance with sharia principles. This study aims to examine the factors that influence the intention to invest in sharia shares in Indonesia with attitude as mediation using the Technology Acceptance Model (TAM) theory using a questionnaire in data collection. The population in this study comes from data on Islamic stock investors in Indonesia with a total of 382 respondents and the data was analyzed using descriptive SEM-PLS research. The results of the study found that there was an influence perceived ease of use, religiosity, investor attitudes towards investment intentions in sharia shares. Perceived ease of use, religiosity had an effect on attitudes. The perceived usefulness does not show an influence on investor attitudes and there is also no effect of the perceived usefulness on the intention to invest in sharia shares. Variables perceived ease of use and religiosity using attitude as mediation, a positive influence was found, but not with perceived usefulness in attitude as mediation on the intention to invest in sharia stocks.
Urgensi Pemberdayaan Tanah Wakaf Muhammadiyah Di Wilayah Bengkulu Sawati Sawati; Amrizal Amrizal
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10867

Abstract

This research method uses descriptive qualitative, collective data by conducting in-depth interviews with the chairman and deputy chairman of the Pimpinan Wilayah Muhammadiyah and leadership and deputy leadership of the Majelis Wakaf dan Kehartabendaan. Qualitative data analysis using the Nvivo12 Plus software. The results of the study prove that the management of waqf land assets in PWM Bengkulu, in general, has been going well starting in terms of planning, coordinating, implementation, and supervision even though there are obstacles that are encountered in the field, while in the context of monitoring the management of Muhammadiyah waqf asset,s it is supervised by each assembly concerned and an internal audit is also carried out by the MuhammadiyahCentral Leadership LPPK. Waqf land in the Muhammadiyah Bengkulu area has been used mostly for da'wah activities with facilities for building mosques, education consisting of Kindergarten Schools to Universities, the Health Sector byestablishing hospitals, the social sector planning for the establishment of a Jumpo Home and productive waqf in the form of leasing land and 3 shophouses. The problems or challenges faced by PWM Bengkulu in managing waqf assets are quite dynamic, among them there are still uncertified waqf asset lands.
Analisis Konsep Teori Produksi Dalam Perspektif Ibnu Khaldun Dan Abdul Manan Muhammad Haris Hidayatullah
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9469

Abstract

The theory of production is a way to achieve individual and group welfare according to the views of the two figures discussed in this study. This means that the role of production cannot be separated from or supported by the workforce and the organization or group itself. This study aims to find out what the thoughts of Ibnu Khaldun and Muhammad Abdul Manan are regarding the theory of production, especially in the aspects of labor and organization. This research was appointed because researchers so far have not found a comparison of the thoughts of the two figures. This research method uses literature review using primary and secondary data. The results of this study found that the similarity of this thinking is that Ibn Khaldun and Abdul Manan have a goal of achieving prosperity for society. The difference that is obtained is where it is related to labor and organizational issues here. Ibnu Khaldun in the three production groups, he always relates it to work specialization as well as in the intended organization, while Manan in the organization is more directed to how to establish an investment that is in accordance with Islamic law according to Islamic law. vision and mission of the organization.
Pengaruh Litersi Keuangan Dan Literasi Digital Terhadap Keberlanjutan Bisnis Pelaku Umkm Berbasis Syariah M. Indra Maulana; Eko Suyono
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10856

Abstract

UMKM merupakan salah satu pondasi untuk pertumbuhan perekonomian suatu negara. Sehingga perlu dilakukan untuk mempertahankan bisnis yang dijalankan oleh UMKM. Tujuan penelitian ini sendiri adalah untuk menguji pengaruh literasi keuangan dan literasi digital terhadap keberlanjutan bisnis UMKM. Keberlanjutan Bisnis yang sangat penting untuk UMKM agar bisnis yang dijalankan terus berjalan dan berkembang, konsep berkenlanjutan dimana sebuah usaha tetap ada atau berjalan pada masa yang akan mendatang dapat diukur melalui pertumbuhan keuangan, pertumbuhan dari strategi dan pertumbuhan struktural UMKM. Untuk Literasi Keuangan di ukur melalui indikator perencanaanm analisis, dan kontrol keuangan, pembukuan, pemahaman akan sumber pendanaan serta terminologi bisnis. Sedangkan untuk literasi digital diukur melalui beberap indikator seperti informasi dan literasi data, komunikasi dan kolaborasi, keamanan, dan kemampuan menggunakan teknologi yang ada saat ini. Pengumpulan data didalam penelitian ini menggunakan kuesioner yang disebarkan menggunakan google form. Sampel yang mengisi kuesioner dalam penelitian ini berjumlah 100 Pemilik dan Pengelola UMKM. Analisis yang digunakan dalam penelitian ini. Sektor yang mendominasi adalah sektor Perdagangan, manufaktur, dan jasa. Analisis data menggunakan Model persamaan struktural berbasis partial least square. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh yang signifikan antara literasi keuangan terhadap keberlanjutan UMKM dan literasi digital memiliki pengaruh terhadap keberlanjutan bisnis UMKM berbasis Syariah. Temuan dari penelitian ini ialah bahwa dengan pemahaman literasi keuangan dan literasi digital yang baik diharapkan pemilik ataupun pengelola UMKM akan mampu membuat keputusan keuangan, manajemen yang tepat dan mampu bersaing dengan bisnis-bisnis lain untuk keberlanjutan bisnis yang dijalankan.
Minat Pelajar Muslim Menggunakan Mobile Banking Syobri Tri Rahmansyah; Heri Sudarsono; Sarastri Mumpuni Ruchba; Indah Susantun
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9052

Abstract

The purpose of this research is to analyze the intention of a Muslim student in using mobile banking using the Unifield Theory of Acceptance and Use of Technology 2 (UTAUT2) model approach. This research was conducted in August - September 2022 and the data source for this research was obtained using a survey method with a questionnaire distributed via broadcast to social media. This study uses a quantitative data processing method using SEM PLS (Partial Least Square) analysis with the statistical tool SmartPLS 3.3. The respondents in this study were students on the island of Java who had used mobile banking for at least 1 year. the variables used in this study are Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), Hedonic Motivation (HM), Facilitating Conditions (FC), Religiosity (RE), Habit (HB), Behavior Intention ( BI), Use behavior (UB). The results of this study indicate that HB, HM, and RE, have a significant influence on the intention to use mobile banking BI. While EE, FC, PE, and SI are not accepted and have no significant effect on the intention to use mobile banking BI, so that the HB, and intention using BI, has a significant effect on using mobile banking UB while FC is not accepted and has no significant effect on using mobile banking
Implementation Of The Islamic Economic System Increasing Community Welfare Based On Maslahah In Indonesia umi kalsum hehanussa
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9223

Abstract

Abstract Indonesia adalah negara dengan penduduk muslim terbesar di dunia namun masih sering dikaitkan dengan persoalan pengangguran dan kemiskinan. Ekonomi Islam telah memberikan solusi dalam setiap masalah yang ada selama kita berpegang kepada prinsip Al-qur’an dan Sunnah maka segala permasalahan yang terkait bidang sosial, hukum, terlebih dalam bidang ekonomi, akan terselesaikan. Tujuan utama dari sistem ekonomi Islam adalah untuk kesejahteraan umat yang berpedoman pada al-qur’an dan sunnah dan hal yang melandasi semua kegiatan atau transaksi yaitu untuk kemaslahatan masyarakat, sehingga terciptanya kehidupan yang seimbang. Dalam kehidupan masyarakat salah satu sektor yang paling penting yaitu sektor ekonomi, masyarakat biasanya akan berusaha menemukan cara terbaik dalam memenuhi kebutuhan ekonominya. Dintara aturan ekonomi Islam salah satunya adalah distribusi pendapatan atau pengelolaan harta kekayaan, yang berkaitan dengan kebutuhan orang lain maupun diri sendiri, karena diantara tujuan ekonomi Islam adalah seorang muslim harus memperhatikan maslahah daripada utilitas. Ekonomi Islam menekankan pada perilaku individu dan masyarakat yang konsisten terhadap orientasi maslahah, apabila sistem ekonomi Islam diterapkan maka dapat meningkatkan kesejahteraan berbasis maslahah. Yang didasarkan pada prinsip-prinsip yang menjamin keadilan, keberlangsungan lingkungan, dan kesejahteraan sosial. Hal ini dapat terwujud dengan adanya redistribusi kekayaan melalui zakat, infaq, dan sedekah serta menghindari praktik riba dan spekulasi. Keywords : Sistem Ekonomi, Syariah, Maslahah
Smart Sukuk Berbasis Blockchain Tinjauan Maqasid Syariah Al-Najjar Dimyati Dimyati; Moh. Imron Rosyadi; Achmad Fageh
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10409

Abstract

The concept of Blockchain-based Smart Sukuk involves the use of Blockchain technology and smart contracts in the issuance and execution of Sukuk. Smart Sukuk and Blockchain: One of the innovations of Blockchain systems is smart sukuk. Effective issuance of smart sukuk allows small and medium enterprises (MSMEs) to take advantage of it. Because it increases transparency and eliminates the possibility of fraud or speculation in sukuk transactions, Blockchain is a technology that builds trust between issuers and investors. Smart Contracts: Smart contracts run on the Ethereum Blockchain and allow smart sukuk to be automated and executed digitally. Smart contracts eliminate some of the components and parties involved in conventional sukuk, such as trustees, registrars, payment agents, calculation agents, arrangers, listing agents, transfer agents, and security depository. MSME Financing Potential: Blockchain-based Smart Sukuk has the potential to support the development of MSMEs and the deepening of the Islamic financial sector. Efficiency and Transparency: The use of Blockchain technology in Smart Sukuk can increase efficiency, transparency, and cost, allowing companies to utilize sukuk structures more efficiently

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