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Bambang Nur Cahyaningrum
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Journal Of Business, Finance, and Economics (JBFE)
Published by Universitas Veteran Bangun Nusantara
ISSN : 27466906     EISSN : 27466914     DOI : 10.32585
Core Subject : Economy,
Economics, Econometrics & Finance
Journal Of Business, Finance, and Economics (JBFE) adalah jurnal ilmiah peer review yang diterbitkan oleh Universitas Veteran Bangun Nusantara. Jurnal JBFE terbit dalam dua edisi dalam setahun, yaitu edisi Juni dan Desember. Kontributor Jurnal JBFE berasal dari peneliti, akademisi (dosen dan mahasiswa) di bidang Manajemen, Ekonomi, Bisnis dan Kewirausahaan. Jurnal Journal Of Business, Finance, and Economics (JBFE) memiliki fokus dan ruang lingkup yang terdiri dari: Studi bisnis, etika; Masalah pendidikan, kewirausahaan, pasar elektronik; Layanan, aliansi strategis; ekonomi mikro; Ekonomi perilaku dan kesehatan; Peraturan pemerintah, perpajakan, masalah hukum; ekonomi makro; Pasar keuangan, teori investasi, perbankan; Ekonomi internasional, FDI; Pembangunan ekonomi, dinamika sistem; Studi lingkungan, masalah perkotaan, pasar negara berkembang; Studi empiris, metode kuantitatif/eksperimental
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 33 Documents
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Search results for , issue "Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)" : 33 Documents clear
Pelatihan Pembuatan Deterjen Cair Melalui Digital E-Commerce Shopee untuk Mendukung Peningkatan Ekonomi UMKM Masyarakat Desa Paya Perupuk oleh KKN 146 UINSU Muniruddin Muniruddin; Uswatun Hasanah Lubis; Hafizah Ismayati; Muhammad Arif
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5732

Abstract

Training on making liquid detergent is one of the economic empowerment efforts for the community in Paya Perupuk Village, which is carried out by the Real Work Lecture Group (KKN) 146 of the North Sumatra State Islamic University (UINSU). This training aims to improve people's skills in producing household products, especially liquid detergent, as well as utilizing e-commerce platforms, such as Shopee, for product marketing. This activity is to encourage economic growth of Micro, Small and Medium Enterprises (MSMEs) as part of the home industry in the village. This article discusses the training process, the results achieved, and the impact on the local economy.
Pengaruh Teknologi Digital dalam Pengelolaan Dokumen Crewchange di PT. Equinox Bahari Utama Beniah William Oktavianus Yosey; Indah Ayu Johanda Putri; Dyah Ratnaningsih; Dian Junita Arisusanty; Faris Nofandi; Romanda Annas Amrullah
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5734

Abstract

Shipping companies ship agencies play an important role in representing the interests of ship owners in ports. In activities, the role of digital technology is very important to streamline and accelerate the process of managing ship crews and prospective crew documents to ensure safety, legal compliance, and smooth ship operations as necessary requirements during sailing. This study aims to determine the influence of Digital Technology in the Management of Crewchange Documents at Pt. Equinox Bahari Utama. The type of research used in this study is quantitative. This research was carried out at Sanur Port for 1 year. Pt. Equinox Bahari Utama. The population used in this study is employees of the Crewing Golar division and Cool Company Management USA, the crew of the ship who will make a crewchange with a sample of 45 respondents. The data sources in this study used primary and secondary data with data collection techniques, namely: questionnaires, observations, literature studies. The data analysis technique is the Simple Linear Regression test. The results of this study show that digital technology has a positive and significant influence on the management of crewchange documents at PT Equinox Bahari Utama. The magnitude of the positive influence of Digital Technology on the management of crewchange documents at PT Equinox Bahari Utama is 87%.
Pengaruh Jumlah Kunjungan Wisatawan, Tingkat Pendidikan Terhadap Penyerapan Tenaga Kerja dan Pertumbuhan Produk Domestik Regional Bruto di Provinsi Bali I Komang Adyatama Candra Budhi; Putu Krisna Adwitya Sanjaya
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5736

Abstract

Gross Regional Domestic Product (GRDP) is one of the indicators to determine the economic growth of a region. The GRDP value will be an indicator of the region's ability to manage and utilize existing resources. In the Regency/City in Bali Province, there is still inequality in GRDP growth which indicates weaknesses in the management of existing resources. Based on this phenomenon, the objectives of this study are (1) To analyze the direct influence of the number of tourist visits and education levels on labor absorption in the Regency/City of Bali Province. (2) To analyze the influence of the number of tourist visits, education levels, and labor absorption on GRDP growth in the Regency/City of Bali Province. (3) To analyze the direct influence of the number of tourist visits and education levels on GRDP growth indirectly through labor absorption in the Regency/City of Bali Province. The data used in the study are secondary data with a total of 144 observations using panel data, while the analysis technique used is path analysis to analyze the direct and indirect influences of each variable. Based on the results of the study, it shows that (1) The number of tourist visits and education levels have a positive and significant effect on labor absorption in the Regency/City of Bali Province. (2) The number of tourist visits has a positive and significant effect on GRDP growth, the level of education has a negative and significant effect on GRDP growth, labor absorption has a negative but not significant effect on GRDP growth in the Regency/City of Bali Province. (3) Labor absorption does not mediate the influence of the number of tourist visits and education level on GRDP growth in the Regency/City of Bali Province.
Pengaruh Realisasi Belanja Daerah Terhadap Pertumbuhan Ekonomi di Kota Kupang Fifi Cornella Pusung; Nikson Tameno; Maria Indriyani H. Tiwu
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5739

Abstract

This research was conducted with the aim of determining the influence of regional expenditure realization on economic growth in Kupang City. The analysis method used is multiple linear regression. The results of this study show that partially the variable of capital expenditure realization has no effect on economic growth, the variable of operating expenditure realization has no effect on economic growth and the variable of unexpected expenditure realization has a significant effect on economic growth in Kupang City. Simultaneously or together, the variables of realization of capital expenditure, operating expenditure and unexpected expenditure simultaneously have a positive and significant effect on economic growth in Kupang City.
Peran Bank Indonesia Terhadap Binaan Usaha Mikro Kecil dan Menengah di Kota Kupang Laurensia Murin Boro; Pius Bumi Kellen; Fransina W.Ballo
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5741

Abstract

Bank Indonesia is a Central Bank that stabilizes the value of the rupiah against an asset and has an important role in supporting Micro, Small and Medium Enterprises (MSMEs). Some of the coaching activities carried out by Bank Indonesia are: providing training to MSMEs, increasing access to financing, increasing competitiveness, and partnerships with financial institutions. The purpose of this study is to find out the role of Bank Indonesia in the development of MSMEs, and to identify and further analyze the role of BI for the development of MSMEs around the city of Kupang. This research is a qualitative descriptive research, data collected through interviews, and documentation. This study focuses on the role of Bank Indonesia in fostering MSMEs in Kupang City by looking at how the implementation of working capital product financing based on performance and increasing turnover and profits and how it affects MSME actors and the impact on MSMEs themselves. The results of the study show that with the guidance from Bank Indonesia for MSMEs in Kupang City has a positive impact both in terms of increasing turnover and the facilities provided by Bank Indonesia to MSME actors where before getting the Foster, MSME actors have difficulty in arranging routine transactions and developing their various products, besides that MSME actors also have difficulties in keeping up with market developments, especially for business actors who are just starting their business. However, after getting Coaching and Financing, business actors began to be able to compete and follow market developments.
Analisis Peran Sektor Pertanian dalam Meningkatkan Pertumbuhan Ekonomi Regional Kecamatan Kupang Barat Fikran Sonya Bangkole; Marthen R. Pellokila; Nikson Tameno
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5743

Abstract

This research aims to analyze the important role andfunctional role of the agricultural sector in economic growth in West Kupang District. In the current development toface the economic dynamics that exist in West Kupang District. Agriculture is one of the sectors carried out by the people of West Kupang and District to meet economic needs. On average, the people of West Kupang District manage natural resources to advance the important role of agriculture in meeting thefood and clthing andshelter needs of the people of West Kupang and its surroundings. Because agriculture is one of the biggest centersfor advancing the economic structure of West Kupang District, if seenfrom the formation of the GRDP of West KupangRegency, the agricultural sector alsoplays arole in terms of labor absorption. Because of the abundant natural resources andfertile land.
Analisis Pemanfaatan Dana Pensiun dalam Pemenuhan Kebutuhan Hidup Pensiunan PNS di Kabupaten Belu Nolviana Arisa Bete; Nikson Tameno; Cicilia A. Tungga
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5744

Abstract

The research aims to analyze how the use of pension funds affects the daily lives of retired civil servants and the excent to which pension funds have been utilized optimally according to their needs. The research method used is qualitative with a case study approach, involving in-depth interviews with retired civil servants and analysis of related pension policy documents. The research results show that the use of pension fundshas a significant impact on the financial literacy, invesment strategies and financial planning influence the effectiveness of using pension funds. This research also illustrates that the majority of retired civil servants in Belu regency are able to utilize pension funds optimally according to their living needs, althoungh challenges such as inflation and the ever-increasing cost of living are still a major concern. This study is expected to provide deeper insight into how pension fund management can be improved to improve the quality of live of retired civil servants in retirement, as well as provide recommendations for better policies in managing pension funds in Belu Regency.
Dampak Perdagangan Lintas Batas TerhadapmPerekonomian Masyarakat Lokal di Wilayah Perbatasan Wini - Timor Leste Yasinta Nuban; Fransina W. Ballo; Maria Indriani Hewe Tiwu
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5745

Abstract

Cross-border trade is the activity selling goods between residents of different countries in border areas on the basis of mutual agreement. TTU district is one of the districts that borders directly with Timor Leste, especially the Oecusse enclave district. The research aims to explain the impacts of cross-border trade on the economy of local communities in the Wini-Timor Leste border area. This research is descriptive qualitative in nature with the data collection technique in the research being triangulation using the data analysis method proposed by Miles and Huberman. The results of the research show that cross-border trade between Wini and Timor Leste has an impact on the local economy such as increasing income, creating jobs which reduces the unemployment rate, infrastructure development, improving community welfare and also relational relations between the people of Wini and Timor Leste remain intact. However, there are also negative impacts that need to be addressed, such as unequal income distribution, unhealthy competition between local communities, security challenges and rapid socio-cultural changes.
Pengelolaan Zakat dalam Konteks Sistem Ekonomi Islam Suraya Murcitaningrum; Muhammad Machsun
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5754

Abstract

The Islamic economic model is designed to establish a just and prosperous society by integrating principles of social justice and prosperity into every aspect of life. This approach provides a framework for developing human civilization comprehensively and its implementation is increasingly urgent in the context of zakat management. Zakat, as a fundamental pillar of Islamic economics, plays a crucial role in achieving justice and societal well-being.In this context, an analysis of zakat management systems reveals that traditional approaches often fail to align with the principles of zakat as outlined in the Qur'an and Sunnah. The current distribution methods frequently do not account for individual needs, leading to reduced effectiveness in poverty alleviation and enhancement of welfare. To address these issues, it is essential to evaluate and adjust distribution methods in accordance with zakat principles, and to adopt a more structured and professional management system.Furthermore, enhancing understanding of Islamic economic principles among both the public and zakat administrators is crucial. Implementing principles such as justice and social responsibility should underpin the design and execution of zakat programs. By employing a more organized and transparent approach, along with the use of information technology, zakat management can achieve a more significant and sustainable social impact. Through evaluating and adjusting existing systems and applying deeper Islamic economic principles, it is hoped that zakat management can become more effective in empowering communities and improving welfare equitably.
Proptech (Properti Techology) Sebagai Solusi Penyewaan Properti Jangka Pendek Berbasis Online Tobing, Christian; Haning, Monika; Tjung, Tjie; Satria Sidiqurrohman, Dimas; Candra Sirait, Rizani
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5755

Abstract

This research aims to analyze the business planning strategy of Proptech companies in facing the increasing trend of rental property demand in Jakarta, as well as the challenges faced by tenants and property owners regarding the less flexible rental payment system. This research uses a qualitative approach with a case study method, collecting data through in-depth interviews, observation, and documentation studies. The analysis was conducted through input, matching, and decision stages using EFE, IFE, and CPM matrices to evaluate internal and external factors affecting business strategy. The results show that Proptech responds well to opportunities and threats in the market, with an EFE score of 3.03 and an IFE of 2.93, indicating a strong internal position and adaptability to external conditions. Alternative strategies proposed include the development of a more flexible rental payment system to attract more tenants, as well as the expansion of services to more cities. In conclusion, with the right strategy, Proptech can take advantage of existing opportunities to strengthen its position in the market, as well as overcome challenges in the property rental payment system, so as to increase competitiveness and meet market needs.

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