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Contact Name
Adin Fadilah
Contact Email
jurnalwadiah@iainkediri.ac.id
Phone
+6285785985155
Journal Mail Official
jurnalwadiah@iainkediri.ac.id
Editorial Address
JL.SUNAN AMPEL NO 7 NGRONGGO, Kediri, Provinsi Jawa Timur, 64127
Location
Kota kediri,
Jawa timur
INDONESIA
Wadiah : Jurnal Perbankan Syariah
ISSN : 25991515     EISSN : 27769569     DOI : https://doi.org/10.30762/wadiah
Core Subject : Economy,
Wadiah ; Jumal Perbankan Syariah adulah jumal penelitian dalam lingkup Perbankan Syariah yang diterbitkan oleh Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam lAIN Kediri. Jurnal ini memuat hasil-hasii penelitian dengan tema aktual yang dilakukan dosen peneliti dan pemerhati kajian Perbankan Syariah. Jurnal Wadiah merupakan wadah diseminasi hasil·hasil riset yang diterbitkan secara berkala setiap enam bulan sekali pada bulan Januari dan Juli. Fokus utama dan ruang lingkup yang menjadi kajian pembahasan dari "Wadiah : Jumal Perbankan Syariah" adalah sebagai berikut : Perbankan Syariah; Keuangan Islam; Koperasi Syariah; Lembaga Keuangan Syariah non Bank; Lembaga Keuangan Mikro Syariah; Akad Dalam Perbankan Syariah; Akad Dalam Keuangan Islam
Articles 5 Documents
Search results for , issue "Vol. 5 No. 1 (2021): Wadiah : Jurnal Perbankan Syariah" : 5 Documents clear
CORPORATE SOCIAL RESPONSBILITY (CSR) DAN ISLAMIC BANKING - SERVICE QUALITY (IB-SQ) SEBAGAI UPAYA PENGUATAN BRAND IMAGE DI LEMBAGA PERBANKAN SYARIAH Ahmad Suminto; Nur Kasanah
WADIAH Vol. 5 No. 1 (2021): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.862 KB) | DOI: 10.30762/wadiah.v5i1.3156

Abstract

This library research method with a descriptive-analytic qualitativeapproach, aims to explain the urgency of Corporate Social Responsibility(CSR) and Islamic Banking - Service Quality (IB-SQ) as Efforts toStrengthen Brand Image in Islamic Banking Institutions. The resultsindicate that, the implementation of Corporate Social Responsibility (CSR)in Islamic banking institutions is a long-term investment, because theimplementation of the Corporate Social Responsibility (CSR) program willhave a positive impact not only on banking operations, but on thecontinuity of existence in future. Second, IB-SQ (Islamic Banking ServiceQuality) is the quality of service for Islamic banking in Indonesia whichcombines the term IB (Islamic Bank) with the term BSQ (Bank ServiceQuality) to identify service quality for the banking sector, so that the termIB-SQ is used for reflect the service quality and brand image for Islamicbanking in Indonesia.
PENGARUH FINANCING TO DEPOSIT RATIO (FDR) TERHADAP RETURN ON ASSET (ROA) PADA BANK SYARIAH ANAK PERUSAHAAN BUMN DI INDONESIA PERIODE 2011-2019 Agustin Tri Lestari
WADIAH Vol. 5 No. 1 (2021): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (629.083 KB) | DOI: 10.30762/wadiah.v5i1.3176

Abstract

This study aims to analyze the effect of Financing to Deposit Ratio (FDR)on Return On Asset (ROA) in Islamic banks, a subsidiary of BUMN. Thisresearch is classified as a descriptive quantitative research. This researchwas conducted at the Sharia Bank Subsidiaries of BUMN, namely BankSyariah Mandiri, Bank BRI Syariah, and Bank BNI Syariah. The data usedin this study are secondary data obtained from the quarterly financialreports for the 2011-2019 period. Data collection techniques throughliterature and documentation. The analysis method used in this research isSimple Regression Analysis, Descriptive Test, and Classical AssumptionTest. As for the hypothesis test used is the t test and the test ofdetermination (R2).From the results of the analysis, it shows that the FDRcondition is in the quite good category. Then for the ROA condition it is inthe quite good category. Based on several tests that have been carriedout, it is known that FDR does not have a significant effect on ROA. This isevidenced in the results of the Determination Test which shows that thesize of the FDR ratio is only able to affect the ROA ratio by 0.005 or 0.5%.This means that FDR has a very weak influence in increasing the ROA ofSharia Banks in BUMN Subsidiaries. This is due to other factors that moreinfluence ROA, such as CAR, NPF, and BOPO.
FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS PADA BANK SYARIAH DI INDONESIA Yurike Sofiana Askurun; Andriani
WADIAH Vol. 5 No. 1 (2021): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (320.011 KB) | DOI: 10.30762/wadiah.v5i1.3177

Abstract

Profitability is the most appropriate indicator to measure the performanceof a company. The company's ability to generate profits to measure thelevel of performance of a company. The higher the company's profitability,the better the company's performance. The purpose of this study was todetermine the effect of Financing Deposit Ratio (FDR), OEOI, CapitalAdequacy Ratio (CAR), and Non Performing Financing (NPF) onprofitability (ROA) of Islamic bank financial statements published byIndonesian banks. in the period 2008-2012.This study aims to analyze the effect of the FDR ratio, operationalefficiency (ROA), CAR, and NPF on profitability (ROA) in Islamic banks onpublished finances. Bank Indonesia, while the research sample wasdetermined by purposive sampling method in order to obtain 41 samplesfrom 11 banking companies during the observation period (2009-2012).The type of data used is secondary data obtained from Islamic bankfinancial statements at PT www.bi.go.id.The analytical method used is multiple regression analysis. The results ofthis study indicate that FDR has no significant effect on Indonesian Islamicbanks, BOPO has a significant effect on ROA in Islamic banks inIndonesia, CAR does not have a significant effect on Islamic banks inIndonesia, NPF has no significant effect on Indonesian Islamic banks.
MANAJEMEN STRATEGIK DALAM PERBANKAN SYARIAH Sri Anugerah Natalina; Arif Zunaidi
WADIAH Vol. 5 No. 1 (2021): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (433.756 KB) | DOI: 10.30762/wadiah.v5i1.3178

Abstract

The current economic development has led to competition betweencompanies in controlling and maintaining the market. Companies withother companies are competing to be winners in business competition.Likewise, bank or non-bank financial institutions. With the increasingquantity of customers and the growth of the nation's economy, it has madeIslamic banking compete with other Islamic banks to be at the forefront ofproviding satisfaction and controlling customers. A special management isneeded to determine the right strategy in every policy step taken. For thisreason, strategic management is needed so that every policy taken is notmisplaced. Because every mistake in policy making will certainly have anegative impact on the company, either in the form of loss of customers orloss of coffers of income. This writing uses the literary method, whichcollects data based on written texts from various sources to analyze. Theresults can be seen, to win market competition requires strategicmanagement, making a SWOT analysis to determine the strengths andweaknesses of the company. Make an analysis of challenges andopportunities, in order to dominate the market.
PEMBERDAYAAN LEMBAGA KEUANGAN MIKRO SYARIAH Nizar Nazarullah
WADIAH Vol. 5 No. 1 (2021): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (357.201 KB) | DOI: 10.30762/wadiah.v5i1.3179

Abstract

Kemiskinan adalah masalah utama di Indonesia, untuk mengatasinya dibutuhkan solusi yang melibatkan masyarakat secara partisipatoris agar mencapai pemberdayaan. Untuk itu pemberdayaan dilakukan oleh Koperasi ini dapat berperan dalam peningkatan kesejahteraan ekonomi. program yang bisa dijalankan yaitu; pembiayaan, pendampingan usaha. Skripsi ini bertujuan untuk (1) menjelaskan bagaimana Program Pemberdayaan Koperasi Lembaga Keuangan Mikro Syariah Amanah Makmur Sejahtera; (2) Bagaimana Program Pemberdayaan Koperasi Lembaga Keuangan Mikro Syariah Amanah Makmur Sejahtera dalam Meningkatkan Kesejahteraan Keluarga.Penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan menggunakan tiga metode pengumpulan data, yaitu metode observasi, wawancara, dan dokumentasi. Untuk menganalisis data, peneliti menggunakan tiga jalur analisis yaitu reduksi data, penyajian data, dan penarikan kesimpulan data. Untuk pengecekan keabsahan data, Pengecekan keabsahan data adalah perpanjangan waktu peneliti di Koperasi Lembaga Keuangan Mikro Syariah Amanah Makmur Sejahtera , ketekunan pengamatan serta triangulasi.Hasil penelitian mengungkapkan bahwa Program Pemberdayaan Koperasi Lembaga Keuangan Mikro Syariah Amanah Makmur sejahtera mampu meningkatkan kesejahteraan nasabahnya Mayoritas nasabah menyatakan bahwa setelah adanya Program Pemberdayaan Koperasi sampai saat ini memang berperan besar dalam membantu meningkatkan perekonomian nasabah. Pada saat ini nasabah telah mengalami sejahtera selaras dengan teori menurut Sugiharto bahwa indikator kesejahteraan antara lain pendapatan, konsumsi atau pengeluaran keluarga, keadaan tempattinggal, kesehatan anggota keluarga, kemudahan mendapatkan pelayanan kesehatan, kemudahan memasuki anak ke jenjang pendidikan dan kemudahan mendapatkan fasilitas transportasi.

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