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Herlina Yustati
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BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education Other
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 8 Documents
 1 
Search results for , issue "Vol 3, No 2 (2018): Islamic economics and banking research" : 8 Documents clear
IDENTIFIKASI KELAYAKAN USAHA BUMDES PADA ASPEK SOSIAL DAN EKONOMI (Studi Kasus BUMDes Mekar Sari Mandiri Desa Mekar Sari Kabupaten Kepahiang) Hartini, Kustin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1538

Abstract

Village economy is one of the important factors in assessing the success of village development the Law No. 6 of 2014 concerning Village Article 1 paragraph 6 stipulates that Village-Owned Enterprises, hereinafter referred to as BUMDes, are business entities whose whole or part of their capital is owned by the Village through direct participation originating from Village assets separated to manage assets, services services and other businesses for the greatest welfare of the village community. This confirms that the management of BUMDes is fully implemented by the Village community, from the Village, by the Village and for the Village in an effort to strengthen the village economy and is formed based on the needs and potential of the VillageThe establishment of the BUMDes is expected not only to be oriented towards the profit of the institution but also to prioritize the benefits for improving the economy and welfare of the village community. This study aims to conduct a feasibility assessment of the implementation of business activities of Village-Owned Enterprises (BUMDes). This research was conducted with descriptive qualitative methods with data collection techniques in the field using interview methods, documentation, observation and literature review with the research subjects being village officials, BUMDes managers and communities using BUMDes services. Measurement assessment analysis uses indicators of feasibility study aspects. The results showed that the existence of BUMDes was in accordance with the objective of establishing BUMDes in an effort to improve the economy of the village community, that BUMDes Mekar Sari Mandiri in Mekar Sari Village, Kepahiang Regency from the results of business feasibility assessment especially on social and economic aspects had a positive and direct impact. for local village governments and especially communities around BUMDes
PENGARUH KEPEMIMPINAN, DISIPLIN DAN KOMPENSASI TERHADAP KINERJA GURU SD NEGERI 69 KOTA BENGKULU Dewi, Ratih Komala
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1534

Abstract

The findings of this study were to determine the effect of Leadership, Compensation and Discipline on the performance of teachers in elementary school 69 of Bengkulu City . Data collection methods used were observation and distribution of questionnaires to 48 elementary school teachers in elementary school 69 of Bengkulu city. Quantitative data analysis method is done by looking for the scoring of data scaling (scoring), while the qualitative method of data analysis is done by processing SPSS 22 software data with F test statistics and t test statistics and drawing conclusions and verification of data. The results of this study indicate that leadership roles, Compensation and Discipline have a significant effect simultaneously and have relevance to teacher performance. The principal has the task of fostering the teachers related to their main tasks, namely teaching students so that they achieve optimal performance. Furthermore, the principal as a person who is used as a role model can provide examples of teaching and learning activities in front of the class and high work discipline so that the teacher can imitate and practice in carrying out daily tasks and improve the discipline of each teacher. On the other hand, the findings of this study indicate that teachers who have received compensation in the form of teacher professional allowances have better performance than teachers who have not received teacher professional allowances. Based on the results of research conducted in Elementary School 69 of bengkulu city, compensation has the most dominant influence on teacher performance.
ANALISIS PENYUSUNAN ANGGARAN PENDAPATAN BELANJA DAERAH (APBD) BERBASIS KINERJA DI SKPD PROVINSI BENGKULU Indra, Yetti Afrida
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1539

Abstract

This study aims to examine empirically and analyze whether the performance-based Bengkulu Provincial SKPD budgeting is analyzed from the commitment factors of all organizational components, improving the administration system, sufficient resources, clear rewards and firm penalties / sanctions. This study uses questionnaires in data collection. The sampling method in this study was people who were directly involved in budgeting in the agency / work unit within the Bengkulu provincial governmentThe results of the first hypothesis study show that the performance-based budgeting has a significant effect on commitment. This identifies that high commitment will affect the success of performance-based budgeting. The second hypothesis shows that performance-based budgeting has a significant effect on the administration system. The results of the third hypothesis study show that performance-based budgeting does not affect resources. The results of the fourth hypothesis study that performance-based budgeting has no significant effect on rewards. For the fifth hypothesis shows that performance-based budgeting has a significant effect on sanctions
POTENSI WAKAF DAN PENGELOLAAN DI BENGKULU Hak, Nurul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1535

Abstract

Waqf management as demanded by law still has to be questioned, Bengkulu is one of the regions that has extensive waqf, but its management is not in accordance with the law. The potential of waqf in Bengkulu is very large, which is 375,743.1 M2 spread over 290 locations in 9 District in Bengkulu City. From a number of waqf generally used for mosques, prayer rooms, boarding schools, madrasas and tombs. The management pattern is still traditional and unproductive, this is because of the understanding of endowments dominated by classical fiqh, while understanding the law is still lacking. The ability of the waqf nadzir is also the cause of traditional management patterns.
PENGARUH PEMBIAYAAN MUSYARAKAH TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH (BUS) PERIODE 2015-2017 Auditya, Lucy; Afridani, Lufika
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1541

Abstract

The purpose of this study was to determine the effect of musyarakah financing on profitability in Sharia Commercial Banks in Indonesia for the 2015-2017 period and to find out how much influence musyarakah financing had on profitability in sharia commercial banks for the period 2015-2017. The limitation of the problem of this research is on the profitability of financial ratios ROA (Return On Assets) and ROE (Return On Equity). To disclose these issues in depth and thoroughly, researchers used a quantitative approach with secondary data collection techniques in the form of financial statements of each sharia bank for three consecutive years and provided quarterly financial reports, obtained by 5 Islamic banks to obtain 60 data. The data analysis technique used is simple linear regression using the SPSS version 16. Then the data is described, analyzed and discussed to answer the problems raised. From the results of the study it was found that musyarakah financing had a significant effect on ROA at alpha 5%. This is evidenced by the significance value (Sig.) (0.002) <(α) 0.05. While musyarakah financing has no significant effect on ROE at alpha 5%. This is evidenced by the significance value (Sig.) (0.669)> (α) 0.05.
Analysis of Amil Zakat Institution Performance Using the Balanced Scorecard Method (Case study in BAZNAS Sragen) Khadijah, Siti; Afif, Mufti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1536

Abstract

The zakat funds collection, infaq and shadaqah movement in Sragen Regency was formally implemented by the Zakat Infaq and Shadaqah Agency (BAZIS) which was established on May 27, 1991. By the issuance of Law No. 38 of 1999 concerning  Management of  Zakat, it was changed to the National Zakat Agency ( BAZNAS). Amil Zakat Agency (BAZ) Sragen has a number of special programs in introducing zakat to the community. Finally they were  able to collect zakat funds of around Rp. 250 million per month. The zakat funds which are collected at the Sragen BAZ mostly come from civil servants, the TNI and the National Police. However, this program has not been optimal yet, zakat funds absorbed only around Rp. 2 billion per year from the potential of Rp. 7 billion. Therefore, performance measurement  is one of the important factors in companies and institutions to evaluate work results from the past period.This research uses the Balance Scorecard paradigm / perspective, namely measurement using four perspectives; Finance, Customers, Internal Business, Learning and Growth. The method used is descriptive explorative qualitative method. Data was collected by interview, questionnaire and documentation.The results showed that the performance of BAZNAS of Sragen Regency was "Good". The results of the average score of the performance appraisal of BAZNAS in Sragen Regency were 6: 8 = 0.75 which is "Good".
POLA KEMITRAAN INISIATIF ZAKAT INDONESIA (IZI) CABANG BENGKULU DALAM PENGEMBANGAN LEMBAGA Susilawati, Nilda
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1542

Abstract

Inisiatif Zakat Indonesia sebagai lembaga amil zakat yang menngelola dana zakat harus mampu menjaga eksistensi lembaga agar dapat memberdayakan masyarakat miskin melalui program pemberdayaan ekonomi. Tujuan penelitian menggambarkan pola kemitraan yang telah dilakukan oleh IZI dalam upaya pengembangan lembaga zakat dengan menggunakan pendekatan deksriptif kualitatif dengan menggunakan pengumpulan data melalui wawancara dan dokumentasi dengan hasil penelitian diperoleh bahwa pola kemitraan yang dikembangkan oleh Inisiatif Zakat Indonesia Cabang Bengkulu berupa pola kemitraan dengan masyarakat, dunia usaha, pemerintah, media dan  dunia akademik serta lembaga lainnya.
KONTRIBUSI E-WOM TERHADAP PERILAKU KONSUMTIF Yustati, Herlina
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1537

Abstract

This article starts from Laila Hifziati's research stating that in addition to being the most up-to-date promotional tool, eWOM culinary on Instagram has formed a consumptive culture. Starting from this study, this study aims to determine how much eWOM contributes through the shopee platform (Shopee platform dominates mobile applications and ranks first as the most popular shopping application on the Android and IOS platforms) on the consumptive behavior of Bengkulu IAIN students. Before knowing the size of the contribution, the results of the study show that e-Wom has a positive effect on consumptive behavior, that is, the more frequent e-Wom is used in Shopee applications, the more consumptive behavior will be. While the amount of e-Wom's contribution to consumptive behavior is 42.7%, while 57.3% is influenced by other factors

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