BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
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Etika Bisnis Islam: Sebuah Kajian Komparatif
Handayani, Disfa Lidian
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1852
Suatu norma atau etika merupakan pencerminan dari nilai filosofis yang mendasarinya. Ekonomi kapitalis misalnya memiliki nilai filosofis yang berangkat dari pemikiran Protestan ethics yang dikembangkan oleh Calvin (calvinisme). Ekonomi Islam, terlepas dari perdebatan apakah termasuk kedalam ilmu yang berdiri sendiri atau merupakan bagian dari sistem ekonomi yang ada saat ini, memerlukan fondasi pemikiran filosofis yang kuat. Sejak tahun 1970-an, kajian ilmiah tentang Ekonomi Islam semakin banyak diteliti, mulai dari metodologi; worldview; body of knowladge, hingga teori-teori ekonomi. Seiring dengan berkembangnya ilmu Ekonomi Islam tersebut, maka timbul pemikiran mengenai bagaimana cara berbisnis secara Islami. Untuk menjaga agar bisnis yang dilakukan dengan ajaran Islam, maka dibutuhkan serangkaian aturan moral dan etika bisnis Islam. Paper ini bertujuan untuk memaparkan konsep etika bisnis Islami yang dimulai dari landasan filosofis hingga praktek prilaku bisnis dilapangan. Selain itu, paper ini juga mengkomparasikan etika bisnis Islam dengan berbagai konsep-konsep etika bisnis lainnya seperti etika bisnis Protestan & Judeo-cristian, etika bisnis Buddha, dan etika bisnis Hindu.
ANALISIS FAKTOR MOTIVASI JATI DIRI MUSLIM MELAKSANAKAN HAJI DAN UMRAH
Stiawan, Evan;
Yarmunida, Miti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1700
Populasi yang cukup tinggi dalam membuat masyarakat Indonesia beramai ramai melaksanakan ibadah haji dan umrah. Hal ini tercermin pada waktu tunggu antri untuk ibadah haji di Indonesia yaitu berkisar waktu 10-17 Tahun. Data tersebut menunjukan bahwa sangat banyak sekali antusiasmen warga dalam melaksanakamn ibadah haji, akan tetapi untuk mengisi waktu tunggu tersebut yang cukup lama banyak masyarakat yang melakukan ibadah umrah. Penelitian ini bertujuan mengetahui faktor-faktor motivasi masyarakat melaksanakan ibadah haji dan umrah. Studi desain penelitian ini menggunakan metode analisis faktor melalui uji Barlett test of sphericity, Kaiser Mesyer Olkin (KMO), dan Measure Sampling Adequacy (MSA). Faktor individu yaitu usia dan pendidikan tidak dapat menjadi faktor yang signifikan dalam mempengaruhi untuk melaksanakan ibadah haji dan umrah.
Pemikiran Ekonomi Ibnu Al-Qayyim al-Jauziyyah
Umari, zuul fitriani
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1689
This article uses a review of the literature on medieval Arab professor/ economic thought Syamsuddin Abdullah Muhammad bin Abi Bakr Al Zar'i or known as Ibn Qayyim. An approach that focuses on explaining how the concept of usury is in the view of Ibn al-Qayyim al-jawziyyah. as a master of theology and translator of Islamic scriptures, he was one of the leading jurists from the Hambali school in four schools of Islamic law that emerged between the eighth and fourteenth centuries (after the other three, Hanafi, Maliki and Syafii, respectively, the names were pioneers ) There are economic ideas discussed, namely: Islamic economic philosophy, comparison and difference between wealth and poverty, economic interests of zakat, interest in usury al-fadl and riba al-nasi'ah, market mechanisms and the need for public sector intervention.
KINERJA REKSA DANA SYARIAH : STUDI KOMPARATIF ANTARA REKSA DANA SYARIAH PENDAPATAN TETAP DAN BENCHMARKNYA PERIODE 2014-2017
Yuningsih, Ayu
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1688
Penelitian ini bertujuan untuk mengetahui kinerja reksa dana syariah pendapatan tetap berdasarkan metode sharpe dibandingkan dengan benchmark ISBI pada periode 2014-2017 yang ditujukan sebagai acuan bagi investor yang memiliki preferensi investasi pada reksa dana syariah. Penelitian ini menggunakan metode deskriptif komparatif. Hasli penelitian ini menunjukkan nilai sig. uji statistik Independent Sampel T test sebesar 0.872 lebih besar dari sebesar 0.05 yang berarti H0 diterima atau tidak ada perbedaan kinerja reksa dana syariah pendapatan tetap berdasarkan metode sharpe dengan benchmark ISBI pada periode 2014-2017. Walaupun kinerja produk reksa dana syariah pendapatan tetap selalu berfluktuasi namun secara keseluruhan reksa dana syariah pendapatan tetap memiliki pertumbuhan kinerja yang baik dari tahun ke tahun
PENYELESAIAN PEMBIAYAAN BERMASALAH DALAM PRODUK PEMBIAYAAN MURABAHAH (STUDI PADA PT. BPRS MUAMALAT HARKAT SUKARAJA)
Elwardah, Khairiah
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1859
The purpose of this study was to determine the causes of problematic financing that occurred in murabahah financing products and explain the procedure for solving problematic financing in murabahah financing products at PT. BPRS Muamalat Harkat Sukaraja with DSN-MUI Fatwa No: 48 / DSN-MUI / II / 2005 concerning the Rescheduling of Murabahah and Fatwa Bills for the National Sharia Board No: 25 / DSN-MUI / III / 2002 About Rahn. To disclose the matter, researchers use a qualitative approach. Data was obtained through interviews with employees of BPRS Muamalat Harkat in the Finance section and customer service of BPRS Muamalat Harkat Sukaraja. Data is also obtained from brochures of BPRS Muamalat Harkat Sukaraja. The data analysis technique used was the interactive model of Miles and Huberman. The results of the study conclude that the problematic financing that occurred in murabahah financing products at BPRS Muamalat Harkat Sukaraja was caused by a decrease in the level of debitor income. The settlement of problematic financing cases conducted by BPRS Muamalat Harkat Sukaraja is in accordance with the Fatwa of the National Sharia Board No: 48 / DSN-MUI / II / 2005, and the Fatwa of the National Sharia Council No: 25 / DSN-MUI / III / 2002.
Peran Dewan Pengawas Syariah (DPS) dalam Mewujudkan Good Corporate Governance di Bank Syariah
Pertiwi, Dian
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1626
Dewan Pengawas Syariah (DPS) sebagai wakil dari Dewan Syariah Nasional (DSN) pada lembaga keuangan syariah, bertugas untuk mengawasi kegiatan usaha lembaga keuangan syariah agar sesuai dengan ketentuan dan prinsip syariah yang telah difatwakan oleh DSN. Maka fungsi utama DPS adalah sebagai penasihat dan pemberi saran kepada direksi, pimpinan unit usaha syariah dan pimpinan kantor cabang syariah mengenai hal-hal yang terkait dengan aspek syariah dan sebagai mediator antara Lembaga Keuangan Syariah (LKS) dengan Dewan Syariah Nasional (DSN) dalam mengomunikasikan usul dan saran pengembangan produk dan jasa dari LKS yang memerlukan kajian dan fatwa dari DSN. Perekrutan DPS yang telah ditetapkan dalam Peraturan Bank Indonesia yaitu harus memiliki integritas, kompetensi dan reputasi keuangan harus dioptimalkan, diperketat dan formalisasi perannya harus diwujudkan pada bank syariah agar tercipta Good Corporate Governance yang menerapkan transparansi, akuntabilitas, responsibilitas, profesional, dan kewajaran.
Pengaruh Faktor-faktor Ekonomi Makro Terhadap Return Saham Dengan Profitabilitas Sebagai Variabel Intervening Pada Perusahaan Perbankkan Peraih Indonesia Banking Award (IBA) Tahun 2018
Zakiyah, Tuti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1690
This study aims to examine and analyze the direct effect of macroeconomic variables on stock returns, as well as the indirect influence of macroeconomic variables on stock returns through profitability as measured by ROA as an intervening variable. This research was conducted on banks that received the IBA 2018 award and were listed on the IDX for the period 2009-2017. The data used is quantitative secondary data obtained by documenting various official sites. In econometrics the research data is included in the panel data. The population in this study were 15 banks and obtained a sample of 10 banks for 9 years using a purposive sampling method to form a panel of 90 samples. Hypothesis testing in this study uses t-statistic test to determine the direct effect of independent variables and intervening variables on the dependent variable, and compare the value of direct influence and indirect influence to determine the indirect effect of independent variables on the dependent variable through intervening variables. The results of this study are that inflation does not have a direct influence on stock returns. The BI rate does not have a direct influence on stock returns. and changes in the money supply do not directly affect stock returns. Profitability has a significant positive direct effect on stock returns. Inflation has an indirect influence on stock returns through profitability as an intervening variable. The BI rate has an indirect influence on stock returns through profitability as an intervening variable. and the money supply has an indirect influence on stock returns through profitability as an intervening variable.
SOURCES OF MALAYSIA’S INCOME AND ITS ALLOCATIONS IN CONTEXT ISLAM'S PUBLIC FINANCIAL IN NEWEST ERA
oktarina, amimah;
Desiana, Rina
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1848
In order to build an Islamic economic system in Islamic state, a state should manage its finance based on the principles of Sharia, both in the terms of earning or incomes and their allocations on the earnings side, a state should manage their incomes according to Islamic way. Than the result of their incomes should be allocated in order to achieve their goals, which is the prosperity of society. Tax is a policy which is settled by a government and decided according to the needs or necessities of state its self. For example, Malaysia has decided and managed their incomes sources such as tax, zakat, and awqaf. And they were allocated according to the needs or necessities of a state such as infrastructure, salaries, subsidies, and also to eight parts of zakat receiver.
OPTIMALISASI WAKAF DI INDONESIA
choirunnisak, choirunnisak
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu
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DOI: 10.29300/ba.v4i1.1849
This study aims to find out how to optimize waqf in Indonesia specifically to improve the economy in Indonesia. This research is a libraty research which focuses on qualitative data management with data analysis methods using descriptive analysis methods. The results of this study are seven things that must be done, namely: (1). Carry out a thought approach based on the study of the school of fiqh which is mostly used by Indonesian Muslim communities. (2). Provide socialization regarding the importance of empowering waqf more productively for the acceleration of development of Indonesia. (3) giving an overview and simulation of the benefits and benefits to be obtained by managing waqf productively. (4) Encouraging the creation of qualified HR waqf managers. (5). Encourage the habitual creation of alternative and investment climate that is optimal for the utilization of waqf. (6). Synergize with all related parties. (7) Optimizing the role of the Indonesian Waqf Agency.