cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota surabaya,
Jawa timur
INDONESIA
Journal of Business & Banking
Published by Universitas Hayam Wuruk Perbanas
ISSN : 20887841     EISSN : 23033460     DOI : http://dx.doi.org/10.14414/jbb
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 12 Documents
 1   2 
Search results for , issue "Vol 12, No 1 (2022): Mei - Oktober 2022" : 12 Documents clear
Peran herding, overconfdence, dan endowment bias pada keputusan investasi investor pasar modal Thea Diva Theressa; Rohmad Fuad Armansyah
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.2989

Abstract

Investment is one of the steps to get a financial advantage in the future. Investment decision-making involves thinking about action to make decisions. This study aims to examine the effect of Herding bias, Overconfidence bias, and Endowment bias on Investors' Investment Decision Making in the Capital Market. The sample consists of 150 respondents with the characteristics of being an active investor for at least 1 year in the capital market, having a minimum age of 17 years, and being Indonesian citizens. The sample  was taken by purposive sampling method through the distribution of electronic questionnaires to investors who have joined the capital market. The data were analed using Structural Equating Modeling (SEM) on Partial Least Square (PLS). The results of this study indicate that herding bias, overconfidence bias, and endowment bias affect investors' investment decision-making. The  partial test supports this results, showing a positive effect of each variable herding bias, overconfidence bias, and endowment bias on investment decision variables. This study has implications for investment decision makers with millennial demographics regarding financial bias behavior in the midst of information development, so it is important to base the fundamental and technical analysis on decision making.
Peran komite audit pada sustainability disclosure Yunike Lendengtariang; Irenius Dwinanto Bimo
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.3199

Abstract

The purpose of the study was to analyze the effect of size, independence, frequency of meetings, and financial expertise of audit committee members on sustainability disclosure. The sample was taken using a purposive sampling method, and the sample was public goods and consumption sector companies from 2015 to 2019. The number of sample companies was 37, with some observations during 2015 – 2019 as many as 185 company years—tests using balanced panel regression using E-Views. The assessment of sustainability disclosure in the annual report uses the 2016 GRI index, which consists of universal (100), economic (GRI 200), environmental (GRI 300) and social (GRI 400) standards. The test results provide empirical evidence that the number of audit committee members has a negative effect on sustainability disclosure. The expert background of the audit committee members in the fields of accounting and finance has a positive effect on sustainability disclosure. The sustainability disclosure will be more qualified if the audit committee members have a financial background. Other independent variables, such as independence and meeting frequency, do not affect sustainability disclosure. This research implies that the amount and background of knowledge or expertise of audit committee members in the financial sector can improve the quality of sustainability disclosure.
Peran self control sebagai mediasi literasi keuangan dan kesejahteraan keuangan wanita karir Rizki Ayu Arilia; Wiwik Lestari
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.2984

Abstract

The purpose of this research was to examine the effect of financial literacy, income level, and lifestyle on career women well-being.   This study also tested self-control as mediation variable. By using purposive sampling technique, there are 228 respondents who meet the characteristics of career women who financially independent, living in the five big cities in East Java. All respondents filled an online survey, which is contained valid and reliable instrument. The test was done by partial least squares (PLS).  The results indicate that financial literacy has no significant effect on financial well-being, income level has a positive and significant effect on financial well-being, lifestyle has a significant negative effect on financial well-being and self-control mediates the effect of financial literacy on financial well-being. This result implies that literacy it self cannot affect on well being otherwise increase self control that in turn can support the intention to reach of higher level of well-being.
Analisis good corporate governance, pengendalian internal, dan whistleblowing system dan fraud Sri Wahyuni; Nur Hayati
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.3260

Abstract

This research was done as being motivated by the prevailing fraud which commonly has still occured, especially in Islamic banking. The existing fraud cases are carried out by anyone, both internal and external parties. The purpose of this study is to obtain empirical evidence regarding the effect of good corporate governance, internal control, and the whistleblowing system on fraud in Islamic banks registered with the Financial Services Authority (OJK) for the 2018-2020 period. This research is quantitative using secondary data in the form of annual reports of Islamic banking companies for 2018-2020. This sample of 14 companies was taken by using a purposive sampling. They were analyzed using a multiple linear regression analysis with SPSS version 26 software. The results indicate that good corporate governance variable has an effect on fraud. Yet, the internal control variables have no effect on fraud and neither does the whistleblowing system variable on fraud. Good corporate governance, internal control, and the whistleblowing system simultaneously have an effect on fraud. The results of this study have implications for the management of Islamic banking to further strengthen the application of GCG to reduce the level of fraud in Islamic banking.
Analisis reaksi pasar modal terhadap berbagai pengumuman kasus Covid-19 pada fase awal Eka Yulianti; Ifan Wicaksana Siregar; Novi Susyani
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.2951

Abstract

The capital market is an investment place that is developing quite rapidly today. When investing in the capital market, investors are facing a trade off between return and risk. The purpose of this study is to analyze the reaction of the capital market to news related to the Covid-19 case in the early stages of the pandemic by using an event study, part of the theory of market efficiency. The announcements that were studied were the reactions: 1) Announcement of the initial appearance of Covid-19, 2). WHO announcement has declared Covid19 a global pandemic, 3). Announcement of spike in Covid-19 cases to reach 10,000. This study used stocks that join the LQ45 index as the population. Furthermore, the technique of determining the sample is a saturated sample. The results show that the capital market reacts to the 3 series of events studied. In addition, there is an abnormal return. This shows that the market is working efficiently in a semi-strong form. Furthermore, based on the paired sample T-test, there is no difference in TVA and transaction frequency before and after the event. For companies that are expected to develop strategies to minimize the occurrence of a significant decline in stock prices due to force majeure events. In terms of investors, this research provides information signals to them that force majeure events can affect market performance.
How islamic finance is resilient during the pandemic Shafitri Arindya Ramadhanty; Liliana Inggrit Wijaya; Putu Anom Mahadwartha
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.2934

Abstract

During the pandemic, Islamic fnance showed good resilience and contributed to the country’s economy. However, few studies are trying to discover the underlying factors of Indonesia’s Islamic fnance resilience and the appropriate measures to achieve sustainability in Indonesia’s Islamic fnance. Therefore, the purpose is to fnd the underlying factors of Islamic fnance’s resilience in Indonesia during the pandemic and discover what makes Islamic fnance in Indonesia sustainable. After analyzing the data using Straus’ grounded theory coding, the fndings indicate that the flexible structure of Islamic fnance becomes the main factor contributing to the resilience and sustainability of Islamic fnance in Indonesia during the pandemic. Other factors such as a variety of “akad” and government agenda also contribute to its resilience and sustainability during the COVID-19 pandemic. Further, Indonesia’s government and Islamic fnancial institutions must develop quality human capital and adapt to technological changes. Lastly, it is hoped that this study could contribute to the development of Islamic fnance in Indonesia.
Front Matter Journal of Business & Banking Vol 12 No 1 Editor Editor
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perilaku belanja online dan niat beli pada generasi “Z” di Indonesia Soni Harsono; Nathan Tidiend Haripraditya; Much Aji Rochman Soleh
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.3111

Abstract

Generation Z that dominates the population and the development of e-commerce has changed their shopping patterns, especially in terms of purchase intention. For example they choose to shop online. This study has two objectives, frst: to examine the impact of attitudes, beliefs, value motives and social motives on online purchase intentions. Second, to examine the effect of attitudes, beliefs, value motives and social motives on purchase intentions moderated by subjective norms. Data were collected from 360 respondents and analyzed using the partial least squares structural equation model (PLS-SEM) method. It was found that online purchase intentions are influenced by attitudes, beliefs, value motives, and social motives. The results further reveal that subjective norms have a moderating effect on trust with online purchase intentions. However, subjective norms have no moderating effect on attitudes, value motives and social motives with online purchase intentions. This research is benefcial for understanding the online purchase intention behavior of Generation Z. It provides knowledge about consumer behavior and contributes methodologically through the introduction of the PLS approach.
Factors affecting purchase decision by applying green marketing campaign Ida Ayu Iswari Pidada; Desak Made Febri Purnama Sari; Ni Putu Sinta Febiola Indah Parwati
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.3128

Abstract

This study aims to determine the effect of green brand image, green price, and brand prestige on purchasing decisions for AQUA Returnable Glass Bottle products. This is a quantitative study with the population of casual dining restaurant customers in Badung Regency. They have decided to purchase and consume AQUA Returnable Glass Bottle products. The data were collected by distributing questionnaires and Likert scale. The sample was taken by using a purposive sampling. The data were analyzed using multiple linear regression analysis. The result showed that partially green brand image, green price, and brand prestige have a positive and significant effect on purchasing decisions. Simultaneously, green brand image, green price, and brand prestige have a significant effect on purchasing decisions. The research implication for AQUA is that it is recommended to be able to maintain the image it already has while still applying green marketing as a tool to support product-purchasing decisions. For further research, the researchers should add other variables and indicators such as green products, green advertising, lifestyle, and social influence.
Financial Factors Contribution to SMEs’ Profitability Esy Nur Aisyah; Ana Khabibatul Umami
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.2956

Abstract

Micro, small, and medium enterprises play a very important role in driving the economy both nationally and internationally. The level of profitability is one indicator of the performance of SMEs. One of the factors that affect profitability is the financial factor. Therefore, this study attempts to analyze the contribution of financial factors (Own Capital, Loan Capital, Assets, Trade Credit, Production Costs, Sales, Average Wages, Taxes, and Lagged Profitability) to the profitability of SMEs. The population consists of all SMEs in the city of Malang. The sampling technique used an iteration formula and obtained a sample of 116 SMEs in Malang that received financing from Islamic financial institutions, banks, and non-banks. Questionnaires and observational interviews collected data. The data analysis technique used Multiple Linear Regression. The result of the determination test on this research model is 0.839 (84%). And based on the results of the partial test, of the nine independent variables in the study, only three variables have a significant positive effect on the profitability of SMEs, namely Own Capital, Loan Capital, and Lagged Profitability. And of the three variables that provide the largest contribution or influence on profitability is Own Capital.

Page 1 of 2 | Total Record : 12

 1   2 

Filter by Year

2022 2022


Reset
Filter By Issues
All Issue Vol 14 No 02 (2025): November-April 2025 Vol 14 No 02: November-April 2025 Vol 14 No 1: May-October 2024 Vol 13 No 2 (2023): November 2023 - April 2024 Vol 13 No 1 (2023): Mei - Oktober 2023 Vol 12 No 2 (2022): November 2022 - April 2023 Vol 12, No 1 (2022): Mei - Oktober 2022 Vol 11, No 2 (2021): November 2021 - April 2022 Vol 11, No 1 (2021): Mei - Oktober 2021 Vol 10, No 2 (2020): November 2020 - April 2021 Vol 10, No 1 (2020): Mei - Oktober 2020 Vol 9, No 2 (2019): November 2019 - April 2020 Vol 9, No 1 (2019): Mei - Oktober 2019 Vol 8, No 2 (2018): November 2018 - April 2019 Vol 8, No 1 (2018): Mei - Oktober 2018 Vol 7, No 2 (2017): November 2017 - April 2018 Vol 7, No 1 (2017): Mei - Oktober 2017 Vol 6, No 2 (2016): November 2016 - April 2017 Vol 6, No 1 (2016): Mei - Oktober 2016 Vol 5, No 2 (2015): November 2015 - April 2016 Vol 5, No 1 (2015): May - October 2015 Vol 4, No 2 (2014): November 2014 Vol 4, No 1 (2014): Mei 2014 Vol 3, No 2 (2013): November 2013 Vol 3, No 1 (2013): Mei 2013 Vol 2, No 2 (2012): November 2012 Vol 2, No 1 (2012): Mei 2012 Vol 1, No 2 (2011): November 2011 Vol 1, No 1 (2011): Mei 2011 More Issue