Sopamena, Ronald Fadly
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Journal : Bacarita Law Journal

Salinan Akta Perjanjian dalam Kredit Perbankan Sopamena, Ronald Fadly
Bacarita Law Journal Vol 2 No 2 (2022): April (2022) BACARITA Law Journal
Publisher : Programs Study Outside the Main Campus in Law Pattimura University ARU Islands Regency

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (277.801 KB) | DOI: 10.30598/bacarita.v2i2.5394

Abstract

After an agreement is reached and the agreement is signed, the bank sometimes does not provide a copy of the credit agreement deed to the debtor. This will cause the debtor to find it difficult to remember the contents of the credit agreement in the future so that the debtor directly will also find it difficult to remember his rights and obligations. Thus, this study will examine the copy of the deed of agreement that is not submitted to the debtor. The research method used in this research is normative juridical or what is known as legal research which is carried out by reviewing and analyzing the substance of legislation on the subject matter or legal issue in its consistency with existing legal principles. In contrast to financial institutions, banks do not have an obligation to submit a copy of the credit deed to the debtor so that the debtor cannot keep the copy for verification purposes and also access to obtain or reread information about the products and/services listed in the agreement deed is no longer available. accessed. So, the debtor should take the initiative to ask the bank to make a copy of the agreement deed because the position of the parties in the agreement is equal and balanced.
Pemblokiran Rekening Oleh Bank Secara Sepihak Sopamena, Ronald Fadly
Bacarita Law Journal Vol 3 No 1 (2022): Agustus (2022) BACARITA Law Journal
Publisher : Programs Study Outside the Main Campus in Law Pattimura University ARU Islands Regency

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/bacarita.v3i1.6729

Abstract

There are times when the bank blocks the customer's account so that the customer cannot access the money stored in the bank. This will certainly harm the customer because his money is unilaterally detained by the bank. This writing aims to discuss legal aspects and protection for customers against unilateral blocking by banks. The research method used in this research is normative juridical or what is known as legal research which is carried out by reviewing and analyzing the substance of legislation on the subject matter or legal issue in its consistency with existing legal principles. Blocking of customer accounts can be done based on the request of law enforcement if the funds are suspected to be the result of a crime. Blocking of a customer's account can also be done if the account holds assets belonging to customers who are declared bankrupt so that the curator has the authority to secure the assets. Customers who are harmed due to unilateral account blocking by the bank can take dispute resolution either outside the court or through the court.
Keamanan Produk Pangan Yang Dijual Melalui Media Sosial Dalam Perspektif Perlindungan Konsumen Pesulima, Theresia Louize; Sopamena, Ronald Fadly
Bacarita Law Journal Vol 3 No 2 (2023): April (2023) BACARITA Law Journal
Publisher : Programs Study Outside the Main Campus in Law Pattimura University ARU Islands Regency

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/bacarita.v3i2.8849

Abstract

People who consume unsafe food products can endanger their health and even their lives. However, the fact is that until now these unsafe food products are still a problem that must be faced by the state. This becomes even more difficult when many food products can be found easily through social media. So that business actors can promote and market food products without a permit so that it has the potential to harm consumers. The research method used in this research is normative juridical or known as legal research which is carried out by studying and analyzing the substance of laws and regulations on the subject matter or legal issues in consistency with existing legal principles. The government can supervise or cooperate with social media managers to identify food products that do not have a permit. Repressive protection can be provided by the government by providing strict sanctions for business actors who produce food products without certification. Sanctions for business actors who ignore consumer rights include criminal sanctions and fines as well as revocation of business licenses. Thus, legal protection for consumers who consume food products distributed through social media can be more effective so that consumers are not harmed.